215,886+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 215,886 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

215,886 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,758 reviews

4.9
Healthy Paws

11,035 reviews

4.9
Fetch

5,343 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,901 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

August 10, 2025

The WORST!

I year after I purchased my policy, my dog was diagnosed with IVDD and required surgery. Figo approved and reimbursed physical therapy, acupuncture and x-rays related to the suspected IVDD/ neurological condition- which would indicate to anyone that this is approved. They then denied expensive MRI and surgery (Totaling almost $13,000) as they said it was a preexisting condition. They have run me around requiring more information from my vet, signed letters from the surgeon, the list goes on. I have now had to appeal the claim - yet they will not provide an exact reason for denial until after the appeal is closed. THE MOST ETHICAL COMPANY IVE EVER DEALT WITH. Not to mention they customer service is a joke. Telling me they would personally track my claim, only to never respond and tell me later they were out on PTO while they were supposed to be handling my paperwork that was requested to be received urgently from my vet.

Insurer: Figo

By: katie

Useful
Verified August 10, 2025

Quick payment and easy submission

Quick payment and easy submission

Insurer: Fetch

By: Lisa

August 10, 2025

Jane's IMTP

We got pet insurance after our one dog was diagnosed with bladder stones. Never did we expect to be needing it for our other dog Jane. She all of a sudden had lots of bruising show up that warranted a vet visit. Her platelet count was so low it couldn't be registered. She was diagnosed with Immune Mediated Thrombocytopenia. Our stomaches dropped. What do we do how do we help her. Weekly vet visits with blood draws, multiple medicines to try, ultrasounds and Multiple tests our minds were racing. Knowing that we had pet insurance helped us think of the next step. Knowing that they would help pay for an internal medicine vet to help get our baby better helped ease our minds. We are now a year and a couple months since her diagnosis and she's thriving. She is only on one medicine to keep her imtp under control. And finally has been upgraded to vet visits every three months!

Insurer: Pets Best

Veterinarian: Banfield Pet Hospital

By: Stephanie

Useful
Verified August 10, 2025

It was easy to submit a claim and it…

It was easy to submit a claim and it was approved quickly. Just received our coverage checks in the mail. Thank you for helping us take care of our furry friends!

Insurer: Spot

By: Jodi Terpenning

Verified August 10, 2025

Spot has been really easy to work with

Spot has been really easy to work with. Very straightforward. Definitely worth the monthly expense. I recommend.

Insurer: Spot

By: Jessica Northrup

Verified August 10, 2025

Spot is very easy to put in a claim

Spot is very easy to put in a claim. The turn around time for getting a payment is very quick! Acceptional company to work with.

Insurer: Spot

By: Pamela Burkill

Verified August 10, 2025

I used to love MetLife

I used to love MetLife. Now, they take a really long time to process claims and sometimes customer service isn’t great. I lost one of my dogs in Nov 2024 (my policy doesn’t renew until June). I called to report my pups death. I was informed that removing her would increase my rate (substantially) and if I did so, my deductible resets. Whaaat?

Insurer: MetLife

By: customer

Verified August 10, 2025

Quick response

Quick response

Insurer: MetLife

By: Maria Schieda

Verified August 10, 2025

pointless to call

I feel like it is pointless to call, there never seems to be a good answer for rate increases or cost discrepancies. They just basically say you are screwed, good luck changing things at the next enrollment period!

Insurer: Nationwide

By: Amanda Meyers

Verified August 10, 2025

Express On-Line Application Process

The on-line application process was easy to follow and gave all the information needed. This was definitely one of the better on-line experiences I have gone through.

Insurer: Nationwide

By: D Bender

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