208,287+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,287 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,287 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,701 reviews

4.9
Healthy Paws

10,964 reviews

4.9
Fetch

5,205 reviews

4.9
Trupanion

58,974 reviews

4.9
Pets Best

14,626 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified July 31, 2025

Thank you!

Easy process and great fast communications.

Insurer: Nationwide

By: Hala

Verified July 31, 2025

Great company to work with.

I’m very impressed with your company. I’d recommend you to anyone looking for pet insurance. This company is responsive and fast acting.

Insurer: Spot

By: Pauline

July 31, 2025

Increased monthly pays $50+ Ridiculous

I've been a member since 2019. I've never had to file a claim however, I have the insurance for peace of mind. Since I became a member my insurance plan has gone up $37. I was just informed it's increasing to $51 which is insane for pet insurance when all the comps are $30 lower. The increases originally started small, $2, $5 then took a jump to $10 and now $17. Not to mention they are charging 4% processing fees for using a credit card. This is just a ploy at this point to get money. When I asked if they would match comps they would not. So I asked if they were willing to lose a customer of 6 years and they said yes. There you have it. I'm leaving because these prices are outrageous.

Insurer: Healthy Paws

By: Claire Krieger

Verified July 31, 2025

Claim was processed quickly without any…

Claim was processed quickly without any issues

Insurer: MetLife

By: Kathleen Bassett

Verified July 31, 2025

Easy to process

Easy to process

Insurer: Spot

By: christopher s badgley

Verified July 31, 2025

I’m so happy I have insured my Frenchie…

I’m so happy I have insured my Frenchie with SPOT insurance. Filing a claim is so quick and easy. Upload your records from your vet and SPOT takes care of the rest. It gives me piece of mind if and when my dog has an accident or becomes ill knowing SPOT helps me afford the care he needs. I highly recommend insuring your fur baby with SPOT.

Insurer: Spot

By: Cynthia Dempsey

July 31, 2025

Pets Best Wins as Best Insurance!!!

Hands down best insurance!!!!

Insurer: Pets Best

Veterinarian: Buena Vet

By: Christi

Useful
July 31, 2025

So easy and thankful!

So easy and thankful!

Insurer: Embrace

By: Lauren

Verified July 31, 2025

Easy

Easy to make a claim!!!

Insurer: MetLife

By: Jennifer Morataya-Aleman

July 31, 2025

I've been with Embrace for about 5…

I've been with Embrace for about 5 years now to insure my 2 cats, and at first it was great. Submitting claims is easy with a quick turn around time for reimbursement. But things changed over the years as one of my cats started getting older. At this point I am most likely going to have to cancel because their prices tripled. Insuring your cats health should not cost as much as a ridiculous monthly car payment and it might just make more sense pocketing that amount and saving it to pay out of pocket for any future visits. If you have any cats that are getting older with some on-going medical issues, don't be surprised if you end up paying $5000+ a year for Embrace. There needs to be some sort of laws in place for these insurance companies to prevent them from 3x-4x'ing their prices with nothing you can do about it. *EDIT* Since I can't reply to Embrace's comment directly; telling me I can "explore my options and change coverage parameters" isn't exactly helpful. I've already talked to them about my policy and lowered it significantly from what it originally was, this review is based off of frustrations after the fact. My original policy used to be much better. 90% reimbursement with a higher yearly limit and lower deductibles. I've already lowered it to where I can intelligently afford insurance for my pets. Like I said, there needs to be some sort of laws in place for these insurance companies to prevent them from 3x-4x'ing their prices with nothing you can do about it because I know some people that don't even pay these monthly prices for their own health insurance.

Insurer: Embrace

By: Alex M

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