154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

234,973 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,305 reviews

4.9
Healthy Paws

10,736 reviews

4.9
Fetch

27,409 reviews

4.9
Trupanion

62,914 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified December 03, 2025

She was very patient

She was very patient, very kind,and very professional

Insurer: Prudent Pet

By: lupita kendrick

Verified December 03, 2025

Always received a quick response and…

Always received a quick response and was given a refund as soon as I submitted my claim.

Insurer: Pumpkin

By: Cary

December 03, 2025

DO NOT GET

DO NOT GET. A waste of money INSANITY. My wife and I got a new kitten and purchased the insurance. We waiting for it to be active before his very FIRST visit. He had what seemed like a hairball and we brought him ; the vet say may be respiratory. Now without ever bringing him anywhere a brand new pet how do you know any previous history he’s a baby too??? Yet they said it’s preexisting when JUST diagnosed. I appealed the denial of coverage and it has been MONTHS back and forth saying still under review in process but I will have an answer December 1st definitely. I call them December 3rd to be told there has never been an appeal… I was on the phone with them for So long they could’ve told me that all the other times instead of giving me a LIE it’s been in the process.. multiple times put on hold to be hung up on or sent to a voicemail. If you ask to speak to any other department about your case they say there is no one they speak on your behalf. You request a supervisor you’re put on hold and hung up on. They send you in circles lie to you don’t cover anything you pay for just take your money. THE WORST. Better off paying the expensive bills out of pocket cause you’re giving away money to them to do nothing anyway. We paid for premium plan too and nothing has been covered. Everything you bring your pet in for too you must always send a claim and await if it’s covered.

Insurer: Figo

By: matthew cohen

Verified December 03, 2025

Responses have been quick and fair.

Responses have been quick and fair.

Insurer: Spot

By: Kenneth W Turoczy

Verified December 03, 2025

Superb service wherever I called to…

Superb service wherever I called to speak with a representative

Insurer: MetLife

By: A. Chia

Verified December 03, 2025

ease of application

ease of application

Insurer: MetLife

By: Cheryl Ames

December 03, 2025

Predatory and bad customer service

I have paid nearly ten thousand dollars into my premium for 8 years. When I called to cancel my policy due to their constant increase in prices, the agent offered to raise the deductible to reduce my monthly premium. Trupanion has a lifetime deductible where if you meet it once, they will continue paying their cost share for the lifetime of that specific condition. It was not explained to me that raising the deductible meant I now had to reach the deductible a 2nd time to be eligible for reimbursement, leaving me to pay an additional 500 dollars out of pocket. When I called to raise my concern, I was told that because the agent answered a question on retro active claims, I essentially should have taken that as a notification for how the process would work going forward. I can't cancel the policy because pet insurance is so predatory with pre existing conditions. The customer service acts like they are there to support you but say there's nothing they can do in a nice tone of voice and protect the insurance company not the consumer. Stay away from this insurance at all costs, please look at your other options and don't get stuck into paying thousands of dollars a year like I do. I may end up canceling anyway and paying out of pocket. I'd almost rather deal with a loan company to pay off a medical bill than this.

Insurer: Trupanion

By: Jae McComiskey

Verified December 03, 2025

Excellent Insurance

Terms and conditions are clear. No haggle. Claims are processed and reimbursed quickly,

Insurer: Healthy Paws

By: customer

Verified December 03, 2025

Thank you I needed it

Thank you I needed it

Insurer: Nationwide

By: customer Kay Pundt

Verified December 03, 2025

A cute new name!

I called to create a membership for a new puppy, but I also wanted to change this puppy's existing name. A guy named Ariel answered with a great attitude, and not only did he change the puppy's name, but he also walked me through the whole process of membership creation! I ended up with a big smile on my face, and my puppy with a cute new name. Thanks!

Insurer: Nationwide

By: Maria Hernandez

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