154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified June 12, 2025

PHI for Leo and Tikki!!

I recently switched pet insurance to PHI in April. I can't give a full review as they are still gathering info for my claim for Leo. However they have been very good at communicating.

Insurer: PHI Direct

By: Marie

Useful
Verified June 12, 2025

Absolutely satisfied with how easy it is to handle claims, very friendly service.

Absolutely satisfied with how easy it

Insurer: Trupanion

By: Ann

Verified June 12, 2025

Good coverage but terrible claims processes

Metlife has wonderful humans and are great when talking directly to them. They also have great coverage in that they cover preventatives, and have decent rates. However, their claims process is miserable compared to alternatives like Trupanion. The submission process manages to be rigid and clunky at the same time- and does not allow for enough information on the forms, which then necessitates additional requests for information. Those requests often get lost in review, causing additional delays. I have had several claims take more than 30 days to process and take multiple calls to try to get their own teams to understand that they already had the information they need.

Insurer: MetLife

By: John Doe

Verified June 12, 2025

Healthy Paws is THE best insurance company. Period.

I can not sing the praises of Healthy Paws enough. I have been with them for 7 years and am amazed daily by what a great company they are (considering the reputation most insurance companies have.) They review claims quickly, fairly and reimburse you for benefits in a matter of days straight to your bank account. The scope of what they cover is impressive and the yearly increase in their premiums has always been fair and reasonable. I left them briefly a few years back based on big promises made by a competing insurance company. It was a terrible experience. Their competitor took forever to review our claim and in the end came back and covered almost nothing. I came back to Healthy Paws and will never use a different company again. Most recently my dog had to have surgery. Not only did Healthy Paws cover the majority of the cost, they even emailed me to check in on my dog’s recovery a few weeks later. Thank you Healthy Paws for putting my faith back into insurance companies.

Insurer: Healthy Paws

By: Nicky

Useful
Verified June 12, 2025

Izzy's heart

They were very helpful and we are happy with this company

Insurer: Pets Best

By: Karen

Useful
Verified June 12, 2025

Fast and efficient refund!

"My kitty had a seizure at the vet's office and they sent me to an emergency hospital since they had given her a med for the seizure and she needed monitoring (and they were closing early) they asked me if I wanted to do imaging to get to the bottom of it and I said yes and they reffered me to a neurologist and they did all sorts of testing and imaging and I maxed out my credit card to pay for it but I had trust on petsbest because you guys always come thru and cover whatever it is. My refund/rebate was processed quickly and I was able to pay it back before the due date of my credit card. So I'm thankful to you guys a lot!! I'm gonna be a customer forever! "

Insurer: Pets Best

Veterinarian: The Gentle Vet

By: Ali

Useful
Verified June 12, 2025

Excellent Customer Service

Care and timely service with no Hassell

Insurer: Trupanion

By: Kathleen

Verified June 12, 2025

Frustating

Frustrating about long time payout from Metlife and requesting documents again when already submitted also trying to raise the amount payout for to higher and mentioned only do 30 days prior new benefit and in California there is no rewards for member

Insurer: MetLife

By: Jennifer Ta

Verified June 12, 2025

Quick turn around with claim

Quick turn around with claim

Insurer: Spot

By: Julie Sarabia

Verified June 12, 2025

Confidence When You Need It

As usual, you never see it coming. Suddenly my dog became lethargic, stopped playing, stood in front of his food bowl for a minute before half-heartedly eating. I sometimes ponder the importance of the monthly premium for pet insurance, at least when things are going well. But suddenly they aren't, and I'm happy to not have to worry about making choices due to finances at least. Turns out Lincoln had spiked a fever, and after bloodwork and an x-ray, it was still a mystery. My vet's best guess was to treat with antibiotics, which she said in a small amount of mystery cases such as this, helped resolve the problem. A good guess, and Lincoln recovered well within just a few days. Within a couple weeks after filing my claim, Pets Best reimbursed me, and sent me my EOB, all which were completely easy to understand. In my experience, this has been consistent behavior for this company over Lincoln's entire lifetime since puppyhood. He is now 8, and it's a no brainer for me anymore.

Insurer: Pets Best

Veterinarian: Wilmington Animal Hospital

By: Julie

Useful

Compare top pet insurance providers plans.