208,199+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,199 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,199 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,699 reviews

4.9
Healthy Paws

10,961 reviews

4.9
Fetch

5,201 reviews

4.9
Trupanion

58,966 reviews

4.9
Pets Best

14,621 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

February 22, 2026

100% WOW

To have insurance for the baby but 100% increase in 4 years. Seems very abusive to the pet parents. You need to do better.

Insurer: Trupanion

By: Ken D

Verified February 22, 2026

Excellent response

Excellent response. Had an emergency and Trupanion paid the Vet directly with no problems. Would recommend to anyone who asks.

Insurer: Trupanion

By: LeeAnn

Verified February 22, 2026

The representative I talked to was so…

The representative I talked to was so kind and friendly and very professional and answered all my questions

Insurer: Fetch

By: Lenajo

February 22, 2026

Excellent website

Excellent website

Insurer: Spot

By: Rehan

Verified February 22, 2026

Overall okay

I like how easy it is to submit a claim. But I received no sort of alerts or emails or information about the process of my claim (if it was approved, if it’s being worked on, how much I will be getting back, etc.) I have to constantly check the app if I want to know that information AND on top of that my insurance premium went up a few dollars this year without them even mentioning it to me which I do not appreciate at all.

Insurer: Spot

By: Jenna Snyder

February 22, 2026

Excellent service

Excellent service

Insurer: Embrace

By: Leland Barker

Verified February 22, 2026

MetLife has made the claims process an…

MetLife has made the claims process an extremely pleasant experience. They don’t deny claims just to deny. Always had a payout with a quick turnaround. I’ve had other insurance companies and none have been this smooth and easy.

Insurer: MetLife

By: Lili

Verified February 22, 2026

Best Pet Insurance

Easy to file claims. They have never denied a claim and are always prompt with payout. Absolutely recommend.

Insurer: MetLife

By: Sarah B.

Verified February 22, 2026

Easy to sign up

Easy to sign up

Insurer: MetLife

By: Lori Robinson

Verified February 22, 2026

Customizable Options, Confusing Claims

Spot offers a greatly customizable experience that is great for both of my two cats. I get exams, illness, and accidents covered for my older cat and illness and accidents covered for my younger cat. The amount I pay changes for them both based on the deductible I choose and what percentage of their visit is covered. The only issue I have with Spot is that their claims process isn’t clear. I might have an itemized bill and only want to claim what is covered by my insurance (for example, flea prevention is not covered) but there seems to be no way for me to indicate I am not claiming that which I feel affects the speed with which my claim is being processed.

Insurer: Spot

By: MC

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