208,199+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,199 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,199 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,699 reviews

4.9
Healthy Paws

10,961 reviews

4.9
Fetch

5,201 reviews

4.9
Trupanion

58,966 reviews

4.9
Pets Best

14,621 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

February 23, 2026

Great insurance and honest company

We have Trupanion on 3 dogs for 14 years. This coverage has been well worth the investment and prevented a few difficult decisions that we would have faced without the coverage. For the cost of the premiums we are certain that the coverage is well worth the cost. We can"t speak highly enough about the professionalism of the claims representatives and the honesty of the company.

Insurer: Trupanion

By: Dave Rogers

February 23, 2026

not knowing in advance how pet chips…

not knowing in advance how pet chips work, I was put on this site to call and get my new 5 yr old dog recorded. Guess what - my dog's chip was already in the national database. These people never verified the phone number with the original phone numbers about the dog. The original owner was known to me, and he was upset that he did not get a phone alert from this company nor from the vet facility I took the dog to. no one Called the original owner. Shame on all of them. This is a fake industry, super fake. good luck finding trust.

Insurer: PetPartners

By: Patricia Demers

February 23, 2026

their coverage is far more limited than what many other pet insurance companies include as standard

My experience with Figo has been consistently disappointing, mainly because their coverage is far more limited than what many other pet insurance companies include as standard. Important items that should be basic — like euthanasia coverage and after‑care/disposal fees — are not included unless you pay extra for multiple riders. It feels less like comprehensive insurance and more like a base plan with a long list of upsells. Another major issue is how Figo handles emergency vet visits. They do not automatically cover emergency exams unless the veterinarian is willing to certify that the situation was “life‑threatening.” The problem is obvious: you don’t know whether something is life‑threatening until the vet actually evaluates your pet. This puts pet owners in an impossible position during stressful moments, and it’s not a requirement I’ve seen with other insurers. Figo insists that all of this is “clearly explained,” but in reality, the only place these limitations are spelled out is deep inside the policy documents. Their coverage summaries and marketing materials are written to sell the policy, not to help you understand what’s actually included. You have to dig through pages of fine print to discover what’s not covered — and there’s a lot that isn’t. Overall, Figo feels more like a sales funnel than a transparent insurance provider. If you’re looking for straightforward, comprehensive coverage without hidden exclusions or required riders for basic protections, I would strongly recommend looking at other companies first.

Insurer: Figo

By: Rich Johnson

Verified February 23, 2026

Benjis story

The process of turning in my vet bill is very simple. The response time is very good.

Insurer: Trupanion

By: Nancy

Verified February 23, 2026

Great service

Great service

Insurer: Healthy Paws

By: Leonardo Morales

Verified February 23, 2026

My claim was done in record time

My claim was done in record time I still thought I got more of a reimbursement

Insurer: Fetch

By: Kathleen

Verified February 23, 2026

A very professional establishment

A very professional establishment, and the customer service is top tier. Always making your pet care a priority.

Insurer: Spot

By: Charles Boyd

Verified February 23, 2026

Easy to use app

Easy to use app, with clear coverage details. Claims were handled quickly. I am so glad I chose to insure my dog baby with Spot!

Insurer: Spot

By: Nicole

Verified February 23, 2026

Claims paid promptly!

Our claims were reviewed, approved, and paid in under a week.

Insurer: ASPCA

By: Valerie G

Verified February 23, 2026

No paperwork necessary on my part.

No paperwork necessary on my part.

Insurer: Trupanion

By: Robert

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