208,199+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,199 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,199 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,699 reviews

4.9
Healthy Paws

10,961 reviews

4.9
Fetch

5,201 reviews

4.9
Trupanion

58,966 reviews

4.9
Pets Best

14,621 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified February 23, 2026

My claim was completed over a month…

My claim was completed over a month ago. It has been explained to me that the check for reimbursement was mailed on February 4th. Today is the 23rd. Check was sent from New York and I live in Maine. I’m still getting the same run around and no check has arrived. I’m extremely displeased!!

Insurer: Spot

By: Shari Hanover

February 23, 2026

Beware!

Unless you are insuring a puppy with absolutely no health issues, Figo will deny every claim by stating there is a pre existing condition. I had a rescue dog that I did not know any of her health history. She had a little arthritis, controlled with Carprofen. I learned of a small heart murmur on her first vet visit, she was fine for a year, suddenly developed congestive heart failure, had an emergency vet visit that cost several thousands of dollars. Figo somehow found her old records from the rescue organization that I had never seen and denied every single vet appointment and the emergency vet bill stating all were pre existing conditions. When I called them from the emergency vet they said they would cover 70%. I spent $50 a month for a premium that was completely useless. This company is a scam. Be very careful.

Insurer: Figo

Veterinarian: Bridgetown Veterinary Emergency + Referral

By: Karen

Useful
Verified February 23, 2026

THIS IS THE LOWEST PRICE I FOUND WITH …

THIS IS THE LOWEST PRICE I FOUND WITH FAST AND EASY PURCHASE PROCESS.

Insurer: MetLife

By: Amy Brakefield Cannon

February 23, 2026

Honestly

Honestly, I have been SO happy with MetLife pet insurance. Reasonable premiums, easy claims, excellent coverage options, and super fast payouts. I've never had to appeal any decisions or fight for what I was paying for. They straight up just do what they say they're going to do and pay what they promise when you sign up. Hopefully I'll be with them for a long time.

Insurer: MetLife

By: David Logan

Verified February 23, 2026

I keep saying it the reason I came back…

I keep saying it the reason I came back with my dog Dakota, which is a border collie just turned 100 days old is because nationwide help me so much with my companion yogi who just passed you say nationwide is really one of the few experiences that I’ve had with a company and I said geez Thank God for them my dog Yogi appreciate them too, so that makes me appreciate nationwide even more hopefully with Dakota we won’t need nationwide as much you have nationwide on your side. You have a sense of security. Thank you again for helping take care of yogi

Insurer: Nationwide

By: customer

February 23, 2026

So far so good and no complaints

We've had 90% positive experiences in telephone communication. Out of say 20 calls from when we were signing up and had questions and through a few claims that we submitted we've only had one negative communication with them. But I wouldn't hesitate to recommend them to anyone who needs to ensure their pets. We will have our renewal come May and we will see what the increase will be. But so far we have no complaints

Insurer: Pets Best

By: Tee

Useful
Verified February 23, 2026

Super easy and quick for our new puppy!

Super easy and quick for our new puppy!

Insurer: MetLife

By: KP

February 23, 2026

Itchy Dog

Our boxer boy has severe allergies. He eats prescription food, takes a daily immuno serum for his allergies and he get a monthly cytopoint shot to help with his itching. Fortunately he is a better position than when this all started. When ever a claim is submitted Pet's Best is always quick to process and reimburse. I have had Pet's Best since he was a puppy. Our boy is now 4 years old! I am thankful everyday that we chose Pet's Best! I highly recommend them!

Insurer: Pets Best

By: Ann

Useful
February 23, 2026

Peace of Mind for Good Vet Care

I have two large, active dogs on Trupanion and wouldn't change that for anything. Having peace of mind that I can provide care and support for my dogs as well as quick payment for my vet team is everything. The only issue we had was not being covered for a bag of gastro dog food my vet prescribed for because of a minor technicality. Everything else has gone so smoothly though and we love Trupanion.

Insurer: Trupanion Canada

By: Hailey McWilliam

February 23, 2026

Horrible experience with my claims

I started with this insurance June 2025. I've submitted two claims, nothing has been covered and I provided ASPCA with copies of all the history of my dog from the last 2 years at their request. I submitted dog history from the vet twice; October and again in November. They indicated on my login tonight I didn't povide the proper documenrtation. It's been 3 months and I've heard nothing. No email, nothing. I do n ot recommend this pet insurance; my last insurance covered within 2 weeks, were great with response. Unfortunately, they are not supporting my state any longer. I was forced to find new pet insurance and after research chose ASPCA. They have terrible response time, no calling, no email within a reasonable time period.

Insurer: ASPCA

By: Kathy Sutton

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