217,166+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 217,166 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

217,166 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,796 reviews

4.9
Healthy Paws

11,085 reviews

4.9
Fetch

5,418 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,955 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified April 20, 2026

Frustration and headaches

I was very frustrated trying to get the documents that they wanted me to get. I would send information and I would get an email the next day telling me something was wrong with it. This was a fairly serious condition and the invoices were from over a month. I did not always understand what they were asking of me. I cannot begin to tell you how many times I contacted them trying to get everything done. I was extremely impressed with Joyel when we chatted online. She truly wanted to help me. I was so frustrated. We had a fairly serious problem that presented itself during a routine spay. Obviously, the routine spay was not covered under my policy and I knew it. But there was more surgery afterwards. I still don't totally understand why if they have to consult a specialist, it's not covered. Her case was fairly unique. This has been my payout since I first started using Trupanion with my first of three dogs in 2018. I am not sure that I got the date of the spay correct, but I did not want to go back through my notes and lose what I had written. We truly had at least 3 weeks worth of testing that followed that. Eventually they did cover everything except the specialist consult. Otherwise I would have given them a two. And the two comes from just the frustration of trying to get what they wanted in to them for the claim.

Insurer: Trupanion

By: Maggie May

Verified April 20, 2026

Straightforward explanations of…

Straightforward explanations of different types of coverage. Waiting time explained well.

Insurer: MetLife

By: Cindi Hanshew

Verified April 20, 2026

Simple and easy instructions

Simple and easy instructions, also this is our second pet being covered

Insurer: MetLife

By: Vern Andres

Verified April 20, 2026

Thank you Trupanion

I had to take my dog Tuni to the ER 2 nights ago because she seemed to be in pain and it was not clear why. The whole process was scary. She appears to have a back issue with a vertebral disc problem. We needed x-rays and bloodwork and pain meds. The bill was close to $1600. The ER was able to direct bill Trupanion and this was a huge relief. They covered over $1000 towards the bill right at the time. My baby will need follow up but I am feeling less stressed because of having Trupanion.

Insurer: Trupanion

By: Laura

Verified April 20, 2026

A very easy process during a traumatic…

A very easy process during a traumatic time.

Insurer: MetLife

By: customer

April 20, 2026

Competent Customer Service

The tech was able to anwer my questions and resolve my problem. He was professional, polite, and efficient. I only needed to update my information.

Insurer: Embrace

By: Darlene

Verified April 20, 2026

No Worries Here!

The claim submission process is seamless and easy. Refund on claims have been quick and effortless. I go to the vet with peace of mind.

Insurer: MetLife

By: Rigs.

Verified April 20, 2026

Great Customer Service and claim are…

Great Customer Service and claim are processed quickly.

Insurer: Pumpkin

By: Evelyn Nijem

April 20, 2026

I wish I read reviews before signing up…

I wish I read reviews before signing up with Figo through Costco (I will be submitting this review through Costco customer service directly, they need to drop Figo ASAP). You'll be lucky to get anything paid out. My pup has had a rough few months with a sudden illness, hospital stay, and a number of follow-up visits and medications. Figo finds ANY unrelated reason to not pay out your claim. I am considering hiring an attorney to go after them at this point. Absolutely and total disaster of a company.

Insurer: Figo

By: Victoria

Verified April 20, 2026

Very easy to navigate

Very easy to navigate

Insurer: MetLife

By: M. CALVEY

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