209,470+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,470 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,470 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

3 reviews

5.0
Embrace

19,732 reviews

4.9
Healthy Paws

11,009 reviews

4.9
Fetch

5,276 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

September 08, 2025

Pets best is honest and reliable…

Pets best is honest and reliable coverage! Claims are easy to submit but can take a couple weeks to process. In the end, they always reimburse what your elected plan covers. It’s has already saved us over 10K in medical expenses for our unlucky, but very loved cat.

Insurer: Pets Best

By: Karishma Cantarero

Verified September 07, 2025

Highly recommend

In a very stressful situation with my sick kitty, having this insurance at least relieved the stress of the financial burden. So grateful to have this peace of mind, and would recommend Spot to anyone with a fur baby!

Insurer: Spot

By: Shawn K

Verified September 07, 2025

Effective.

Effective.

Insurer: Nationwide

By: Raj

September 07, 2025

Never had any issues with Embrace Pet…

Never had any issues with Embrace Pet Insurance in over 5 years!

Insurer: Embrace

By: Sandra Barbo

September 07, 2025

Embrace Disappointment

My Pet has been with Embrace since he was born and their service has always been a five star experience. Up until I had a claim from 2023 that I realized I never submitted due to ongoing hospitalizations, having two strokes and now I suffer from seizures. When asked if they could please make an exception, the representative placed me on hold for several minutes to ask a manager. I was then asked if I had other claims I planned to submit and I said yes (2) . Due to a recent dental surgery my baby needed. He had abscess, bloody stools etc. She then placed me on hold again, came back and said they would not honor the old claim. I was full of disappointment because I have not submitted any claims since 2021. My plan increases from paying 54, 70 and now to over 120. I just told over the phone I hope you feel better. I just don’t understand where the compassion within this conversation was and ended. I’ve been in the Healthcare industry for over 25 years and I would do everything in my power to help a patient and within the community.

Insurer: Embrace

By: Yvonne Montone

September 07, 2025

Healthy Paws is a great company

I've been insured with Healthy Paws since getting my first dog in 2017. Healthy Paws is great to deal with and they make filing claims very easy. They have excellent communication and keep customers updated with their claims process. Payments also arrive quickly. I'm very pleased with the company and recommend it to anyone!

Insurer: Healthy Paws

By: Philip Krajewski

September 07, 2025

I wouldn’t trust them with anything….

I have held a nationwide pet insurance policy since 2019, all was great until a couple weeks ago. When I had an emergency with my Labrador that unfortunately ended in goodbyes. I had discovered that the policy was canceled due to an expired debit card. I never once received any notification from their billing department via mail, phone or email. We are now stuck paying an insane amount out of pocket. In an attempt to reinsure my remaining pet, I rushed to reapply. To my surprise, Im receiving email and letter notifications with these time sensitive requests. Clearly something has changed on their end. Their previous lack of communication seems intentional. If youre thinking about utilizing Nationwide for anything, DONT. I will not trust them with our business, our policies or our pets ever again.

Insurer: Nationwide

By: Ryan

Useful
September 07, 2025

Exorbitant price increases!!!!!

The rates have gone up an average of 30-40% every year. This year for my 2 dogs it is going up 258%. It is going from $138.09 to $356.39. One of the dogs went up 320% because he turned 10. The other is only 4 years old and went up 55%. Despite what they say in their reply it is not true. My 10 year old has been insured since he was a puppy. He has never had a surgery! He las low thyroid and arthritis, that’s it!

Insurer: Embrace

By: Lynn

Verified September 07, 2025

Easy

Easy, website is easy to move though

Insurer: Spot

By: Crystal Dawson

September 07, 2025

Embrace Gelp!!

Embrace is great. I love that I am a member for 15 or more years. Very good to us. Yesterday though was the first time someone said they were going to send me a spread sheet of my dogs, Lexi, Jake, and Kings charges( how much did we spend on each dog). I told him that we need an idea of the charges to make an informed decision on picking a new policy. I have not received this spread sheet. This is the first time this has happened. I was being encouraged to maintain the 10000 reimbursement when I am trying to decide on the pricing. The amt has gone up and I need to review my option I was hoping for someone to help me with this issue. No help and no spread sheet. I have been a member for a long time. This time it was a little different than what I expected. Thank you Elizabeth Bandomer PS I still want the spread sheet

Insurer: Embrace

By: Elizabeth Bandomer

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