215,962+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 215,962 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

215,962 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,765 reviews

4.9
Healthy Paws

11,039 reviews

4.9
Fetch

5,345 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,905 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified October 13, 2025

Fast and efficient

Fast and efficient. Very easy process

Insurer: Spot

By: Susie

October 13, 2025

Bad business

I would not recommend trusting this company with your pets. I have successfully filed claims with this company, although they rarely reimbursed the rate that I was charged. This year my premium more than tripled to $255 a month after being a customer for nine years. I received an email that my rate may be increasing, but I had to dig into the website to find any dollar amount by that point it was too late. Again, I would not recommend trusting this company with your pets.

Insurer: Hartville

By: Matt

Useful
Latest 1 comments
Posted: | By: Nancy Danch

I totally agree with you. I would NEVER recommend this company to anyone. They do NOT disclose important information in their policy documents. I will be posting a detailed review on my experience shortly. I’m still gathering necessary information.

Verified October 13, 2025

The claim was processed timely and I…

The claim was processed timely and I received the reimbursement that I expected.

Insurer: Spot

By: Irene Fonsecs

Verified October 13, 2025

Claim and reimbursement is super easy

Claim and reimbursement is super easy

Insurer: MetLife

By: customer

Verified October 13, 2025

Claim Process Take a Bit of Work

Requesting a claim is easy. However, they don't let you submit the medical records from your vet. They email your vet and CC you. My vet submitted medical records for 2 dates. They only approved the 1st one. They continue to email the 2nd one. I have emailed them, uploaded my document myself and messaged them. They continue to email my vet and say it will be on "hold." It is a lot of work on your end to submit a claim.

Insurer: Embrace

By: Anny

October 13, 2025

Great choice the CSA that supported me…

Great choice the CSA that supported me with the app was very knowledgeable and had a whole lot of patience with me navigating through the process.

Insurer: Sonnet

By: customer

October 13, 2025

Quick & Easy

It's really super easy to submit a claim. It's usually processed quickly and you receive your payment quickly.

Insurer: Embrace

By: Neil Skjoldal

Verified October 13, 2025

Fast replies. Always e-mail me promptly when they are…

Always e-mail me promptly when they are working on a claim and when it is completed.

Insurer: Spot

By: Cookie

Verified October 13, 2025

Quick and Fair Review

Reviewed and processed claim timely. Fair and quick reimbursement.

Insurer: Spot

By: Nicole

Verified October 13, 2025

These associates are kind and all…

These associates are kind and all really want to be helpful and are definitely animal sensitive

Insurer: MetLife

By: Katherine

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