215,958+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 215,958 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

215,958 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,765 reviews

4.9
Healthy Paws

11,039 reviews

4.9
Fetch

5,345 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,905 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified October 12, 2025

Spot pet insurance has been a blessing…

Spot pet insurance has been a blessing for me and my family. I would recommend Spot to anyone looking for pet insurance. Thank you.

Insurer: Spot

By: Erin

Verified October 12, 2025

My experience has been great

My experience has been great. A pet mom doesn’t have time to be concerned about claims when their pet is ill. My claim was processed timely and I’m so glad I have coverage.

Insurer: Spot

By: Tina Blakley

Verified October 12, 2025

Although I wish spot insurance worked…

Although I wish spot insurance worked directly to pay the vet/emergency vet, their process is really quick and simple to file a claim. Their reimbursement is also very quick. I have had to use the plan multiple times over the last few years for emergency vet services and I have never had an issue. I did some comparative shopping as my plan was up for renewal, and by far SPOT has the best rates and coverage!

Insurer: Spot

By: Dionne Spooner

Verified October 12, 2025

Folk were able to provide clear

Folk were able to provide clear, detailed information.

Insurer: MetLife

By: Customer

Verified October 12, 2025

Fast turnaround of claim

Fast turnaround of claim, plus Zelle payment.

Insurer: MetLife

By: customer

Verified October 12, 2025

Do Better!

Like customer service, Dislike claim process, dislike time it takes to pay.

Insurer: MetLife

By: Scott Zimmer

Verified October 12, 2025

Long claim processing time frame

Advertisement for metlife and when you are signing up highlighted quick claim process. It doesnt say 7-10 days or longer to review & process claims. It is in the handbook very deep its not something clearly highlighted. I've waited up to 15 days for a claim to be processed. I make sure to even get SODA from vet office and submit all together and the time frame is still long. I've notice while deductible is still due claims are processed quicker as its applied toward deductible 3-5 days to process.

Insurer: MetLife

By: BERTHA AMAYA

Verified October 12, 2025

Thus far never had any issues with met…

Thus far never had any issues with met life. Only helpful

Insurer: MetLife

By: customer

Verified October 12, 2025

Quick response to insurance claim.

Quick response to insurance claim.

Insurer: Pumpkin

By: Ann H.

October 12, 2025

Horrible

They deny 99% of claims. They always say pre-existing conditions, when they are not. When I first got the dog from the shelter, his first sickness they denied for pre-existing condition. I should have took that as a sign.

Insurer: Pets Best

By: Michael

Useful

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