207,035+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 207,035 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

207,035 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,688 reviews

4.9
Healthy Paws

10,944 reviews

4.9
Fetch

5,182 reviews

4.9
Trupanion

58,951 reviews

4.9
Pets Best

14,600 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

July 11, 2019

Great

Very happy with the insurance always there for me an milo. Always checking to see how milo is doing when he is sick

Insurer: Hartville

By: Sheila

Useful
July 11, 2019

Pet insurance was a great decision for our older cat

After going through some health problems, and large vet bills, we decided to get pet insurance for our 11 year old cat. ASPCA has been great at responding to and completing claims we've submitted for our cat after each vet visit.

Insurer: ASPCA

By: Natalie

Useful
Verified July 11, 2019

first time user experience

Submitting my claim was confusing at the beginning, however they have a chat with real people that helped me trough the process and my reimbursement arrived super fast.

Insurer: AKC

By: Zeidy

July 11, 2019

Easy Claims and Compassionate Service

It is so easy to submit a claim online. I submitted 3 separate claims recently for my dog Gracie, for when she visited the vet, stayed at the animal hospital, and ultimately had to be put to sleep. It was such a relief that the claim submission process was so straightforward and easily accessible, because at the time I felt too emotionally distraught to handle much “business.” Also, I didn’t expect to get a note from them expressing condolences for Gracie. That was really lovely.

Insurer: Embrace

By: Melissa

Useful
Verified July 11, 2019

Claims process is stress free and easy

Customer Reps are the best, very caring and understanding. The entire process is very easy which is what you need during times when your pet is ill.

Insurer: Trupanion

By: BONNIE

Useful
July 11, 2019

Off To A Great Start

I had a policy several years ago and more recently purchased one on my Black Lab, Bella. I noticed a significant difference in customer service since my original policy. My first few claims have gone through seamlessly, without questioning and dispute. I even received a follow-up call to see how Bella was doing after surgery. Of course the person also asked if I'd write a review, but that's business. Processing and reimbursement were prompt. I hope this continues. At this point, I would highly recommend using them.

Insurer: ASPCA

By: Maryanne

Useful
Verified July 11, 2019

ASPCA Pet Health is great

ASPCA Pet Health is great. My puppy, Chase recently broke his leg and had to have surgery. I call ASPCA to check on my insurance and was pleasantly surprised that they cover the cost of the surgery at the percentage I agreed to in my plan. It made this whole ordeal a lot less stressful knowing the surgery was covered. What a great investment I made in choosing ASPCA!

Insurer: ASPCA

By: Deborah Frost

July 11, 2019

Thank G*D for Nationwide Pet Insurance!

Nationwide has been very good about both the amount and speed of reimbursement to me. I am sincerely thankful I can afford to have their policies for my older dogs.

Insurer: Nationwide

By: Edmond

Useful
July 11, 2019

Overall

Customer service is one of the best that I have ever dealt with. Sophie is on the Major Medical Plan and I pay $789.00 a year. This policy has been great this year because she has been sick a lot but most years I loose money on this policy. I realize this is the reason you have insurance but I feel the 100.00 you pay for additional test: blood,X-rays and EKG should pay more as well as the flea control and heart worm prevention. In most cases you pay the same for your wellness plus plan as you do for your wellness max plan. I feel the wellness max should pay more than the plus plan.

Insurer: Nationwide

By: Melba

Useful
July 11, 2019

Plan for Your Pet's Health--Worth Every Penny; Great Insurance

My 10 year old Beagle, Boomer (and his sister, Daisy) are very special to my family and I, and we learned of Healthy Paws Pet Insurance several years ago after they were already adults, but were fortunate enough to get them on the $200 deductible/90% plan and keep it now. It's turned out to be great use of money as well as ensuring the well-being of Boomer and Daisy. Just like people, dogs have medical issues pop up as they age--and some of them have been very expensive--even thousands of dollars per year. Just in the past year, Boomer has had a major Knee surgury to repair a luxated patellar tendon (almost $3K), and has had several expensive diagnostic tests (over $1500) plus medications (two pills that cost $3 each, daily, $180/month) that he will be on indefinitely. Daisy's had chronic conditions emerge with her age as well, but she too has her conditions and associated medications all covered. Sure, the premiums go up as the pets age (and you get good advance notification, with an option to change covereage options), but not as quickly and as much as I'd expect, and it's still FAR better than having unexpected medical bills and having to pay ALL or them--or make very tough life-and-death decisions based soley on money. And it's great peace of mind knowing most or all of it will be covered--as we've always spent whatever it takes for our dogs as we would ourselves--we not bear to put them down or let them suffer because we couldn't afford it. While we're not (yet) seniors on a fixed retirement income, those who are who want to keep their furry life companions and continue to be able to take care of themselves should defintely have insurance like this. Folks can plan ahead, have premiums automatically deducted, and know there is a safety net for their pets when they and their pets need it. Knowing this kind of insurance is there and having the proof and experience of knowing it works is fantastic. And the castastrophic types of things covered is very impressive. No hassles or haggling either (I was surprised)--the claims are simple and fast. We simply pay the medical bills and get our vet to email the invoices with itemization to us....and then we pass them on to Healthy Paws in a claim (but there are no claim forms, not phone calls). Usually, within a week a direct deposit is headed to our bank account to reimburse us for the covered amount, along with a summary explanaton of benefits showing in detail was paid, what was not covered, and a quick contact to call if we have questions. So while no time is likely too late for insurance, get your pets signed up early as possible to minimize the "pre-existing conditions" clause impacts seen for any insurance policy. While our Boomer is not yet out of the woods on his health, there are no coverage ceilings, so we know we can continue looking into his medical issues and get him the best care possible to keep him as happy and healthy as possible and with us for (hopefully) for many more years. I can't say enough about Healthy Paws. I wish I could use this for my own health insurance!

Insurer: Healthy Paws

By: Fred

Useful

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