154,902+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
334,679 total
What are you looking for?
Most selected providers in "February, 2026"
This chart shows the distribution of the most selected pet insurance providers in February, 2026.
Providers with highest rating
19,682 reviews
10,931 reviews
5,140 reviews
58,909 reviews
14,567 reviews
Category with most reviews
This chart shows the distribution of review categories.
Quick and easy to submit claims
Quick and easy to submit claims, great value once you meet the out of pocket expenses for the year.
Insurer: Spot
By: Chris T
Not worth it if your pet has pre-existing conditions
We enrolled for this insurance, however it was not worth the investment. One of our dogs, who is 11 years old, had a surgery to get her tail amputated due to a growth in her tail. Due to the cost of the biopsy ($750) we chose not to get the biopsy. When Embrace processed the claim for the surgery, they denied the claim arguing that the growth could be associated with a pre-existing lipoma on our dogs torso. Also, without a biopsy, there was no way of Embrace checking of the growth was related to prior health conditions. Also, of your pet is diagnosed with any condition within the first 5 months of your policy, it is immediately considered a pre-existing conditions. It's not worth the investment (our rate was just increased to $226/month for 2 dogs). We decided it's better to create a savings account using the monthly fees.
Insurer: Embrace
By: Anabela Behnke
Very clear concise service a breath of…
Very clear concise service a breath of fresh air.
Insurer: Embrace
By: Karlon Johnson
We love Figo!!!
We love Figo!!!! In the past we have used other pet insurance and Figo by far out performs with claim filing timeliness and reimbursement. Customer service is spectacular!!
Insurer: Figo
By: Melissa Wilcox
We love Figo!!!
We love Figo!!!! In the past we have used other pet insurance and Figo by far out performs with claim filing timeliness and reimbursement. Customer service is spectacular!!
Insurer: Figo
By: Melissa Wilcox
We love Figo!!!
We love Figo!!!! In the past we have used other pet insurance and Figo by far out performs with claim filing timeliness and reimbursement. Customer service is spectacular!!
Insurer: Figo
By: Melissa Wilcox
We love Figo!!!
We love Figo!!!! In the past we have used other pet insurance and Figo by far out performs with claim filing timeliness and reimbursement. Customer service is spectacular!!
Insurer: Figo
By: Melissa Wilcox
We love Figo!!!
We love Figo!!!! In the past we have used other pet insurance and Figo by far out performs with claim filing timeliness and reimbursement. Customer service is spectacular!!
Insurer: Figo
By: Melissa Wilcox
We love Figo!!!
We love Figo!!!! In the past we have used other pet insurance and Figo by far out performs with claim filing timeliness and reimbursement. Customer service is spectacular!!
Insurer: Figo
By: Melissa Wilcox
We love Figo!!!
We love Figo!!!! In the past we have used other pet insurance and Figo by far out performs with claim filing timeliness and reimbursement. Customer service is spectacular!!
Insurer: Figo
By: Melissa Wilcox