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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
2

out of 5

Not worth it if your dog has been to the vet

If your dog any any kind of medical history or if you reported any incidents of vomiting or diarrhea to your vet, then I do not recommend purchasing any plans from Trupanion. You will be sorely disappointed. Even if your dog has never been diagnosed with any kind of illness by your vet such as stomach related illnesses, Trupanion will quote you on those reports recorded by your vet and will deem them as pre-existing symptoms to deny your claims. If your dog has a pre-existing illness and contracts a completely different illness while you're on Trupanion's plan, they will deny your claim and say that it's relayed to the pre-existing condition even when it's not. I am rating them 3 because they're quick to respond to claims. They're also only worth the investment if you purchase it for a dog that has never been to the vet.
  • INSURER: Trupanion
  • POSTED: 10/20/2010
  • BY: Disappointed
  • BREED: Pomeranian
  • AGE OF PET: 7 - 10

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2

out of 5

Not worth it if your dog has been to the vet

If your dog any any kind of medical history or if you reported any incidents of vomiting or diarrhea to your vet, then I do not recommend purchasing any plans from Trupanion. You will be sorely disappointed. Even if your dog has never been diagnosed with any kind of illness by your vet such as stomach related illnesses, Trupanion will quote you on those reports recorded by your vet and will deem them as pre-existing symptoms to deny your claims. If your dog has a pre-existing illness and contracts a completely different illness while you're on Trupanion's plan, they will deny your claim and say that it's relayed to the pre-existing condition even when it's not. I am rating them 3 because they're quick to respond to claims. They're also only worth the investment if you purchase it for a dog that has never been to the vet.
  • INSURER: Trupanion Canada
  • POSTED: 10/20/2010
  • BY: Disappointed
  • BREED: Pomeranian
  • AGE OF PET: 7 - 10

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5

out of 5

FAITH

I'm truly impressed with the service that Embrace provides, they had my claim processed within weeks,provided great service with care and understanding. I had so much faith in Embrace that I added my newly acquired puppy to the insurance plan before my claim was even finished. Its a comforting feeling knowing there's a company like Embrace around..
  • INSURER: Embrace
  • POSTED: 10/19/2010
  • BY: SOKHARA
  • BREED: English Bulldog
  • AGE OF PET: 0 - 3

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5

out of 5

Embrace is NOT a typical insurance company

There are pet owners and then there are pet lovers. Being pet lovers, we didn't hesitate to pull out all the stops when our 10 month old puppy unbelievably came down with a deadly disease which he had been vaccinated against! After 2 vet hospitals we still had to transfer him to a third - Metropolitan Hospital in Akron where - with God leading the way - his life was saved, and he recovered to enjoy puppy-dom. Although Embrace initially turned down our claim, we asked them to take a second look as this was a freak occurrence, something five veterinarians said was unpredictable and rare. Much to our surprise, Embrace agreed that it was an extreme exception, that every precaution had been taken and yet the worst had still happened. These are real people who are willing to listen and delve into the particulars, definitely not what we expected. We thought it would be the same old insurance run-around with a "No" being the end result. It is really refreshing to finally find a company who is as good as their advertising and reviews. We had spent a lot of time reviewing pet insurance companies and we read the reviews and ratings carefully; this time we found a company which doesn't view all events as a black and white issue, but understands that life can take on hues of gray and that sometimes, man's best vaccines just don't eliminate the seemingly "impossible". Our puppy's survival is a miracle. Embrace took the time to review the impossible and stand behind us. They ar
  • INSURER: Embrace
  • POSTED: 10/17/2010
  • BY: Gary
  • BREED: Sealyham Terrier
  • AGE OF PET: 0 - 3

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1

out of 5

Forget Them for the BIG STUFF

I have had multiple pet policies with the AKC for my 4 dogs for YEARS This insurance is only good for the SMALL STUFF! When you truly need it, they will claim some NONSENSE and deny the claim or give you some line of garbage. Unfortunately, I needed the insurance and the AKC did NOT PAY as they claim they will. I STRONGLY suggest if you are purchasing insurance, and think you have a piece of mind knowing you have your beloved pet covered, THEY ARE NOT!!! I am taking the matter to the IL Dept of Insurance - Public Service Section. I ask you... do you want to deal with the AKC; and the added loss of your beloved pet and UNPAID Claims of over $8,000. You are best checking out an insurance company that pays an annual maximum WITHOUT a per incident restriction. For myself, there were 3 separate hospitalizations that the AKC is considering ONE INCIDENT and DENYING diagnostics as well. In the end I will see what the IL Dept of Insurance states, but BEWARE -- do you want to deal with this? Unexpected expenses when you are paying a high premium for YEARS and the loss of your beloved pet and these idiots?!
  • INSURER: AKC
  • POSTED: 10/15/2010
  • BY: Seriously
  • BREED: Collie
  • AGE OF PET: 7 - 10

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5

out of 5

It is easy to embrace "Embrace"

My experience with Embrace has been exceptional in every way. The customer service has been superb, with personal, compassionate and caring representatives. The claims are handled in a timely manner and reimbursements are swift. If only insurance representatives for humans were so compassionate and helpful! I recommend Embrace to every pet owner I know and meet. Thank you, thank you, thank you!
  • INSURER: Embrace
  • POSTED: 10/14/2010
  • BY: Ana
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Our first experience is excellent.

We just signed up for Embrace and filed our first claim. The process was efficient, fair, and communication was first rate. We are looking forward to continuing high quality customer service.
  • INSURER: Embrace
  • POSTED: 10/14/2010
  • BY: Alex
  • BREED: Poodle
  • AGE OF PET: 7 - 10

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5

out of 5

Verified

Excellent Service

First claim made with this company. Paid claim as I expected. Did not need to figure out a schedule or any interpretation thereof. Very simple procedure with excellent follow up by company as claim proceeded thru their system. So far so good with my new pup & his new insurer.
  • INSURER: Trupanion
  • POSTED: 10/14/2010
  • BY: Richard
  • BREED: Rhodesian Ridgeback
  • AGE OF PET: 0 - 3

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5

out of 5

Verified

Excellent Service

First claim made with this company. Paid claim as I expected. Did not need to figure out a schedule or any interpretation thereof. Very simple procedure with excellent follow up by company as claim proceeded thru their system. So far so good with my new pup & his new insurer.
  • INSURER: Trupanion Canada
  • POSTED: 10/14/2010
  • BY: Richard
  • BREED: Rhodesian Ridgeback
  • AGE OF PET: 0 - 3

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5

out of 5

Healthy Paws is amazing!!!

After my one dog, Rome, got a tumor I decided I should get pet insurance. I researched quite a bit and decided to go with Healthy Paws, I like that they give back to Homeless Animals since both of my dogs are rescues. The same day I signed up I got a personal email from the co-founder welcoming me to Healthy Paws. I was a bit in shock...never heard of an insurance company making you feel welcome. It made me really glad I went with Healthy Paws. Shortly after purchasing insurance, my other dog, Pancake, tore her cruciate ligament and needed surgery. I submitted a claim which was promptly reimbursed. I even received calls from them asking how Pancake was doing. So if you are trying to decide on which insurance company to go with look no further...sign up with Healthy Paws. You won't regret it.
  • INSURER: Healthy Paws
  • POSTED: 10/14/2010
  • BY: Nicholai
  • BREED: Pit Bull
  • AGE OF PET: 7 - 10

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