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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

If you read the policy you will get what you pay f

It really irks me to read some comments about premium costs and that the insurance dosn't pay for exam fees, teeth cleaning, shots...Did these people not read the policy. Trupanion's policy is so simply and very easy to understand. If you are looking for that type of coverage there are plans out there that cover teeth cleaning and shots and exam fees. Don't bash because you didn't read the policy. My kitty had cancer and Trupanion paid 90% of her cost with no deductible. They paid over $15,000. So what if I had to pay a couple of $50 exam fees. Big deal. Trupanion paid a whopping about and I have my kitty today because I was able to get her the best state of the art treatment due to the fact I had Trupanion paying 90%. I submitted a claim every week for over 12 weeks, never was one lost or messed up. This is a great insurance. I am so thankful to have had it. It really bothers me when people leave negative reviews because they didn't do their homework. Trupanion does exactly what they say they will do!
  • INSURER: Trupanion
  • POSTED: 02/09/2011
  • BY: Patricia
  • BREED: Domestic Shorthair
  • AGE OF PET: 7 - 10

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5

out of 5

Life Saver

I know sometimes reading these reviews you wonder is this a real person...well I am. I insured my kitty Jezebel with Trupanion in January 2010. In June 2010 she was diagnosed with vaccine related fibrosarcome cancer (very large tumor on her right hip). Trupanion has paid over $15,000 to date for Jezebel's surgery, chemotherapy, radiation treatments and checkups. She finished treatment in October and is doing so great. I faxed my claim to Theresa (my claims rep) on Monday and had a check in the mail by Saturday. Trupanion is the BEST ever! Jezebel thinks so too.
  • INSURER: Trupanion Canada
  • POSTED: 02/09/2011
  • BY: Patricia
  • BREED: British Shorthair
  • AGE OF PET: 7 - 10

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5

out of 5

Life Saver

I know sometimes reading these reviews you wonder is this a real person...well I am. I insured my kitty Jezebel with Trupanion in January 2010. In June 2010 she was diagnosed with vaccine related fibrosarcome cancer (very large tumor on her right hip). Trupanion has paid over $15,000 to date for Jezebel's surgery, chemotherapy, radiation treatments and checkups. She finished treatment in October and is doing so great. I faxed my claim to Theresa (my claims rep) on Monday and had a check in the mail by Saturday. Trupanion is the BEST ever! Jezebel thinks so too.
  • INSURER: Trupanion
  • POSTED: 02/09/2011
  • BY: Patricia
  • BREED: British Shorthair
  • AGE OF PET: 7 - 10

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5

out of 5

Pet's Best is best

I have a one year old Goldendoodle who was insured by VPI. He went in to the vet at 8 months old with diarehia and he had scratched his eye playing with other pups. the Vet bill came out to about $500. Of this, VPI paid NOTHING. They claimed it was a pre-exisiting condition. Pre-exisiting condition at 8 months old? This pup also came from a VERY GOOD breeder. I dropped VPI on the spot and signed up with Pet's Best. A few months later my pup scratched a section of his neck raw. The vet couldn't figure out why, but the 2 visits to cure him came out to about $400. Of that VPI paid about $230 ( they would have paid more if it weren't for the deductables). They were fast, friendly and I actually think they care about their patients ( our pets). They definately made a loyal costumer out of me. Keep up the great work Pet's Best and help us keep our pets healthy and happy 8)
  • INSURER: Pets Best
  • POSTED: 02/09/2011
  • BY: Dave
  • BREED: Goldendoodle
  • AGE OF PET: 7 - 10

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4

out of 5

My Saving Grace

One never can expect the unexpected. I have three young cockapoos, one of which suddenly became prone to ear infections and quickly required a decision on essential and expensive surgery. After much research and stress in making the decision to complete the surgery, it sure was nice to know I had ASPCA insurance. The surgery was successful and the claim payment was received within a few weeks. In a stressful situation it sure was nice to know I had one saving grace, ASPCA!
  • INSURER: ASPCA
  • POSTED: 02/09/2011
  • BY: Kathy
  • BREED: Cockapoo
  • AGE OF PET: 7 - 10

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3

out of 5

Experience

I have had Pets Best for a few years and initially my claim was processed slow, but accurately. This last claim process was extremely slow, inaccurate and the conversation with the customer service person was frustrating. He didn't have all of the documents and basically accused me of not filing the claim correctly which is why the delays. I faxed AND emailed all documents for the claim initially and then again 3 weeks later when they still were unable to find the paperwork. After realizing that everything was indeed there I didn't get an appology or the claim processed any faster. Also signed up for the direct deposit but that too failed and now the payment is being process by snail mail. How convenient.
  • INSURER: Pets Best
  • POSTED: 02/09/2011
  • BY: Debbie
  • BREED: Beagle
  • AGE OF PET: Over 11 years

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5

out of 5

Great customer service and response

This is my first run at having pet insurance. After doing alot of research I decided on Embrace and to date I can say I made the right choice. From the time I called into review my quote then sign up and now file my first claim the experience has been SUPER! Thank you Embrace for taking our pets coverage seriously and providing great service.
  • INSURER: Embrace
  • POSTED: 02/09/2011
  • BY: MFish
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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4

out of 5

Great pet insurance for those unexpected accidents

When I first adopted my dog as a puppy, I looked into pet insurance. I used this site and a couple of others when I started my search. After reading the reviews and talking to some other pet owners I decided to go with Pets Best, which I have had for 2 years now. After a couple of unforseen puppy accidents, including a surgery for a fractured foot bone, Pets Best has more than paid for itself. They have always processed claims very fast. I do not have the Wellness Plan, which covers routine care, so I don't have any experience with that part of the plan. The only reason I did not give the company a 10 was that my dog has gone in for a couple of gastrointestinal issues in the past, and the stool smear and visit is never covered. I understand not covering her annual exam and routine stool smear because I don't have the wellness plan, but I am taking her in for a gastrointestinal complaint (diarrhea, vomiting, etc.) and the stool smear is part of the diagnosis for the illness. However, it has never been covered. On the up side, I have never had any problems processing claims for other things, and the customer service is alway helpful.
  • INSURER: Pets Best
  • POSTED: 02/09/2011
  • BY: Lehua
  • BREED: Labrador Retriever
  • AGE OF PET: 0 - 3

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5

out of 5

Efficient, Easy and Well Worth It

I signed up for an 30-day free trial w/ Trupanion and wouldn't you know it, my dog got sick. The Vet bill was more than my mortgage, but it was all covered by Trupanion. The ease of submitting a claim and the efficiency of the claim process made me a fan... I signed up for the insurance immediately.
  • INSURER: Trupanion
  • POSTED: 02/08/2011
  • BY: elllen
  • BREED: Poodle
  • AGE OF PET: 0 - 3

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5

out of 5

Efficient, Easy and Well Worth It

I signed up for an 30-day free trial w/ Trupanion and wouldn't you know it, my dog got sick. The Vet bill was more than my mortgage, but it was all covered by Trupanion. The ease of submitting a claim and the efficiency of the claim process made me a fan... I signed up for the insurance immediately.

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