154,902+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
341,925 total
What are you looking for?
Most selected providers in "February, 2026"
This chart shows the distribution of the most selected pet insurance providers in February, 2026.
Providers with highest rating
19,683 reviews
10,937 reviews
5,158 reviews
58,918 reviews
14,584 reviews
Category with most reviews
This chart shows the distribution of review categories.
Please DO NOT Insure Your Pet With Embrace
Embrace Pet Insurance will use ANY and ALL reasons to deny claims determining that your pet conveniently has a “pre-existing condition”. I submitted my first ever claim for a dental cleaning for my dog and my claim was denied because the Veterinarian had noted in a previous annual visit that my dog had some tarter buildup, which is extremely common in dogs and cats. But it was enough for Embrace to designate it as a pre-existing condition and deny my claims. Please AVOID using this company to insure your pet. They are a massive rip-off and you will end up paying out of pocket for any procedures.
Insurer: Embrace
By: BRENDA RICHARDS
This process is so easy to submit
This process is so easy to submit. I love that you can go back upon reviewing if you see that something doesn't look right. Submitting a claim could not be easier.
Insurer: Embrace
By: Kimberley Brown
She was an amazing and she helped me so…
She was an amazing and she helped me so much
Insurer: ASPCA
By: Kelly Woodcock
My questions were answered and…
My questions were answered and explained before I signed up. Since I signed up, I receive an immediate responses.
Insurer: Prudent Pet
By: emitch.gmail.com
Easy to complete the claim
Easy to complete the claim Fast review and deposit of funds
Insurer: Fetch
By: Marcia
Helpful, fair, honest...
Polite, helpful, fair, honest folks. Dan Riordan
Insurer: Embrace
By: Daniel Riordan
The timeliness of settlements is…
The timeliness of settlements is standard yet the settlements are not explained on the nature of it and why.
Insurer: Embrace
By: Don W.
Best decision I ever made for my dog
Best decision I ever made for my dog. Affordable. Easy to submit claims. Quick turnaround. Wide coverage. Thank you.
Insurer: Pets Best
By: Debi Naccarto
Ridiculous reason about preexisting conditions and refusing reimbursement
This October, I submitted a claim about hoarse voice for my cat. They refused my claim and stated my cat had eye discharge last November according to the medical history so they extended the preexisting condition window of upper respiratory infection. That completely makes no sense! Because last year when we took our cat to the vet and mentioned he has some eye discharge. And the vet explained to us he was newly adopted, and there might be many possible reasons for that such as new environment or new food, no need to treat and the cat was in good condition. However, the claim adjuster made the decision only because of the eye discharge. A lot of diseases can lead to eye discharge. Will they attribute the symptom to all those diseases? Then they replied if we wanted to submit an appeal they need a statement from the vet to provide the evidence that eye discharge was not related to URI. WHAT?!!! They don't have any logic and asked us and vet to spend more time to prove ourselves. BTW, the price increased a lot for a new year
Insurer: Embrace
By: Shelly
Company that you can trust 100%
Embrace took care of my concern right away once they found the problem.
Insurer: Embrace
By: Carlos