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ASPCA pet insurance provides security for my pets. Although the plan requires to pay the bill up front, the customer receives reimbursement within a reasonable amount of time. My husband and I have never had a problem submitting a claim and the money we get back after required deductions is well worth the monthly payments. We would suggest pet insurance for anyone that owns an animal because accidents happen all the time and sometimes you may not be financially prepared to handle the expensive fees.

My dog had lumps and skin problems that required surgery.Embrace were really quick to refund most of the money. That one incident covered my policy costs for the year. Thanks !

When we decided to get pet insurance on our 2 Weimaraners ages (now) 8 & 10, we had no idea how much we would be using it. Our 10 year old has been tested, re-tested and prescribes medications for cushings disease. This is not something curable, but can be managed through medication and constant moniter with the vet. Needless to say, this insurance has been a money saver. We had already covered various problems with the 8 year old. Thank goodness we took the "long-Term care" that caries over year to year.

AMAZINGLY GOOD SERVICE! Our dog had emergency surgery on Saturday and we received our reimbursement within a few days! Great communication! We were kept informed at every step of the process. Very easy to work with and very nice people! We HIGHLY recommend Healthy Paws!

Adopted my Kitty from a local shelter at the end of September 2010, 3 1/2 years old, approximately. Put pet insurance on him right away. I have already had two claims with Trupanion, I have to say I was so pleasantly surprised that both were paid with no hassle within 10 days, and the Trupanion staff kept me well informed of the progress of the claim via email. I was a skeptic about pet insurance and now I am a believer. If you are on the fence about pet insurance with this company, I hope this review helps you make a decision.

Adopted my Kitty from a local shelter at the end of September 2010, 3 1/2 years old, approximately. Put pet insurance on him right away. I have already had two claims with Trupanion, I have to say I was so pleasantly surprised that both were paid with no hassle within 10 days, and the Trupanion staff kept me well informed of the progress of the claim via email. I was a skeptic about pet insurance and now I am a believer. If you are on the fence about pet insurance with this company, I hope this review helps you make a decision.

I have only had Embrace for a couple of months, but so far very pleased. My dog has an issue with his ear and originally Embrace denied the claim as a preexisting condition. My vet was able to write a letter explaining how this issue differed from his previous one and they allowed the claim. Usually an appeals process with an insurance company is a frustrating and stressful experience. Not so here. The claims department kept me continually updated by email; they did not make me feel like I was trying to get something past them (as so many people insurance companies do when you appeal a claim); they promptly reviewed my claim; and provided full and accurate details about what charges were covered as well remaining deductible and copays. This is my first time using them, but so far I am impressed.

Our one year old Whippet had a horrible accident and his rear leg was badly injured. He had several trips to the Vet to repair the injury. This was my first experience with submitting a claim. After getting our Vet to complete the forms, we faxed the documents for processing. Within a short period of time, the checks were in the mailbox. We are really glad we selected Trupanion for our dog's insurance.

Our one year old Whippet had a horrible accident and his rear leg was badly injured. He had several trips to the Vet to repair the injury. This was my first experience with submitting a claim. After getting our Vet to complete the forms, we faxed the documents for processing. Within a short period of time, the checks were in the mailbox. We are really glad we selected Trupanion for our dog's insurance.