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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Happily Surprised

This was my first claim with Trupanion even though we have been insured with the for 3 years. Filing the claim was super easy. I was contacted the next day stating that they had the claim. I was notified less than a week later claim had been processed and the surgery was covered at 90% of cost minuse deductible....exactly as policy states. Many friends and family members were pessimistic about having pet insurance and stated that it probably didnt cover much and may not be a wise choice. I will never have an uninsured pet again so that i wont be faced with a choice of giving them medical attention they need or putting them down. A++++
  • INSURER: Trupanion
  • POSTED: 06/21/2011
  • BY: Scott
  • BREED: Dogue De Bordeaux
  • AGE OF PET: 7 - 10

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5

out of 5

Excellent customer service

I have to say that I am extremely pleased with embrace pet insurance. Customer service keeps you updated from the time your claim is submitted until payment is made-usually within 15 days. I would absolutely recommend them. In fact, I have 2 dogs and had another pet insurance for 5 years. I was unhappy with my old pet insurance customer se ice and fee schedule. I was concerned about switching to a new insurance at their age. I truly have been pleased with the way Embrace has handled all our claims . My only regret is not knowing about them when I first got my dogs!
  • INSURER: Embrace
  • POSTED: 06/20/2011
  • BY: D
  • BREED: Golden Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

Mothers day trip to the ER

I have had the ASPCA insurance now for about two yrs for my min pin GIGI and less then a yr on my st bernie mix Fiona. The weekend of mother’s day 2011 Fiona started with an onset of diarrhea. It was not bad to start on Friday but by Sunday it was getting worse and now included Jell-O like blood, so for fear it was something serious, we went to the Emergency Room. The vet did blood work, gave her some injections, some antibiotics and sent us home. Unfortunately this is not my first claim with her but after a $195 ER bill my refund was for $132. I'll take a $65 vet bill over 195 any day. Thank you ASPCA for all your help and being there for me when I needed you. Grant it not all was covered, but w/o the pet insurance I would be in a tighter bind. Having this insurance now a days is a must and this is the one thing that will not be in my budget cut!! Thanks again for the great service and protection. I don't know what we would do without you!
  • INSURER: ASPCA
  • POSTED: 06/20/2011
  • BY: James
  • BREED: Shepherd Mix
  • AGE OF PET: 0 - 3

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5

out of 5

great plan

fortunately, my 1 year old has not had any major illness or accidents yet but I also have the wellness coverage which I love. I have had two claims so far and both were handled quickly and no hassles. Embrace insurance/wellness program I feel is actually better than my own heath insurance plan! Glad this was recommendated to me.
  • INSURER: Embrace
  • POSTED: 06/20/2011
  • BY: Debbie
  • BREED: Terrier Mix
  • AGE OF PET: 7 - 10

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5

out of 5

Good to have when it comes to diagnostics

Both of my 14 year old cats began to lose significant amounts of weight over the course of many months. Aside from the weight loss they are both doing very well. We ran a variety of bloodwork tests, x-rays, vet visits, & an ultrasound to try & figure out what was going on with them. The bills mounted, especially since we were trying to determine what was going on with both of them at the same time. It was nice to know that everything I was doing would be covered by pet insurance. The claims are easy to submit, the ASPCA Pet Insurance kept me informed on claim status, & in the end reimbursed everything that I expected them to cover less "customary & reasonable" expenses. (I received just less than $1,000 back from them). I struggled with whether or not to have pet insurance, but in the end decided that since my cats were getting older there was a higher liklihood that they were going to be diagnosed with something that could require expensive treatment or we would have to run a bunch of expensive diagnostic tests to determine what might be wrong - this is why I chose Level 2 - to help cover these types of unexpected, important, & expensive veterinary services.
  • INSURER: ASPCA
  • POSTED: 06/19/2011
  • BY: J
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 11 years

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5

out of 5

a must have for pets

We had three pets all with major issues. When we got Max a boxer we decided to get pet ins. He got hives from something and trupanion paid the claim. You never know what will happen. Patti

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5

out of 5

a must have for pets

We had three pets all with major issues. When we got Max a boxer we decided to get pet ins. He got hives from something and trupanion paid the claim. You never know what will happen. Patti
  • INSURER: Trupanion
  • POSTED: 06/19/2011
  • BY: Patti
  • BREED: Boxer
  • AGE OF PET: 0 - 3

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5

out of 5

Very Pleased

This is my second check that I received from Embrace. With vet costs being so high, it is great that I can get some relief from this insurance company. I will be staying with embrace for as long as I own this pet, and all future pets.
  • INSURER: Embrace
  • POSTED: 06/19/2011
  • BY: Sherri
  • BREED: Scottish Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Reliable, fair service

This was at least my 7th or 8th claim for my 2 dogs. I have always found the reimbursement to be fair, the customer service excellent and claims settled in a timely manner. I have recommended Embrace to all my friends with pets. I feel fortunate to have done such a thorough online search that I chose Embrace.
  • INSURER: Embrace
  • POSTED: 06/18/2011
  • BY: Susan
  • BREED: Jack Russell Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

great personal contacts

Initially I was pretty frustrated with getting reimbursed, but part of the problem was that my secretary was supposed to handle the claims and told me that I wasn't covered for various things. Once I started dealing with it myself, I did receive reimbursements. My daughter was just married so I've been really busy with other things, but I intend to be more proactive and I'm sure the response will be good. My only frustration would be that the Vet doesn't fill out the paperwork at the time of service so that it can be faxed and then the insurance company's paperwork requirements get to be a bit tedious. Bottom line, though: Nothing is more important than caring for your loved ones... kids and pets included!
  • INSURER: Embrace
  • POSTED: 06/18/2011
  • BY: susan
  • BREED: Labrador Retriever
  • AGE OF PET: 7 - 10

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