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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Extremely pleased!

This is my first experience with pet health insurance. I researched the choices carefully (I do research for a living!) and decided on Embrace for a number of reasons, but one of the key reasons was that they did not have a schedule of how much they would reimburse for specific procedures. I wanted to be able to choose the vet providing care for my dog on the basis of skill and reputation, not cost. I was hoping that I would never need to use this insurance, but this year I feel extremely fortunate that I made the investment. My dog was diagnosed with bloat, and condition that can be fatal within a couple of hours. It required three visits to the vet, including one to an ER at 1 a.m. My dealings with the Embrace claims people have been wonderful. They are prompt, knowledgeable, courteous, and caring. Within less than a week of submitting three claims electronically, they informed me that (subject to co-pays and deductibles) everything was covered. I have another appointment with my vet, and I have peace of mind knowing that I won’t have concerns about cost in the back of my mind as we discuss my dog’s health.
  • INSURER: Embrace
  • POSTED: 09/06/2011
  • BY: Jonathan
  • BREED: Standard Poodle
  • AGE OF PET: 7 - 10

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5

out of 5

Very pleased with Pets Best-Highly recommend

I just renewed my policy for my 15 year old cat. The first time I got insurance for her was a year ago. About 6 months ago she was diagnosed with kidney failure which requires me bringing her to the vet twice a week for fluids. Initially, the tests, hospital stay, and IV fluids was around $1,000. Follow ups and treatments brought the total closer to $1,500-$2,000. Each claim I filed was paid within a week and deposited to my account. After meeting my $250 deductible, they pay 80% up to $2,500 per illness (the basic plan). All payments were made without any hassles. The premium was well worth the cost. Customer service is very helpful and friendly. I highly recommend Pets Best Insurance. I went with the basic plan which had a very reasonable premium.
  • INSURER: Pets Best
  • POSTED: 09/06/2011
  • BY: Denis
  • BREED: Siamese
  • AGE OF PET: Over 11 years

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4

out of 5

Pleased

I have used ASPCA on several occasions now but this last occasion showed me that the coverage I have for my pug, Bugsy is excellent. I never thought I would get such good results such as quick service and response. I am so glad for ASPCA and so is Bugsy.
  • INSURER: ASPCA
  • POSTED: 09/05/2011
  • BY: Carolyn
  • BREED: Pug
  • AGE OF PET: 7 - 10

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5

out of 5

Max, linus amd Nellie+

I decided to get pet insurance after adopting my dog Max for from mixed up mutts. I never had a dog and was always thinking about getting it for my cat but never did. Then when I adopted Nellie a 5 week old puppy. So, I did an internet search for pet insurance companies and compared plans and rates before deciding to go with ASPCA Health Insurance. Im Oct 2010 nellie ate a rock and boy did the insurance help defray some of the cost. I've already saved more than I paid in premiums for a year. So, I would say everyone should get health insurance for their dogs
  • INSURER: ASPCA
  • POSTED: 09/05/2011
  • BY: Eileen
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Very satisfied

On a whim (after seeing how much family members have spent on vet bills) I decided to get pet insurance. The rate isn't too bad, not even $50 a month. 8 months after getting it my dog had a partial bowel obstruction and was in the animal ER for nearly 3 days. Just over $2,000 later I got my dog back (luckily they were able to flush it and he didn't need surgery). It took the animal hospital longer to get the vet to sign the claim form (since I guess that hospital wasn't his normal place to work so they had to track him down) than it took trupanion to process and mail me a check. The pet insurance literally just paid itself off for the next 40 months, well worth it IMO.
  • INSURER: Trupanion Canada
  • POSTED: 09/05/2011
  • BY: Alex
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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5

out of 5

Very satisfied

On a whim (after seeing how much family members have spent on vet bills) I decided to get pet insurance. The rate isn't too bad, not even $50 a month. 8 months after getting it my dog had a partial bowel obstruction and was in the animal ER for nearly 3 days. Just over $2,000 later I got my dog back (luckily they were able to flush it and he didn't need surgery). It took the animal hospital longer to get the vet to sign the claim form (since I guess that hospital wasn't his normal place to work so they had to track him down) than it took trupanion to process and mail me a check. The pet insurance literally just paid itself off for the next 40 months, well worth it IMO.
  • INSURER: Trupanion
  • POSTED: 09/05/2011
  • BY: Alex
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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1

out of 5

Bait and Switch

So disappointed in this service. We started coverage on our dog 16 months ago when he was only 4 months old because if what they offered and because they were recommended by our vet. However, just like every other player in the insurance industry, they are only out screw you. The promise of no rate increases based on the pet's age is false. My dog turns 2 next month and conveniently the premium is increasing from $39 to $97, more than doubling what we have been paying. They claim it is because of increased costs in vet care, but my visits to my vet haven't cost me any more than they did a year ago, let alone double. I will be terminating their service, and do what I should have been doing all along; putting the monthly payments into my own account. I do not recommend them, unless you only want reasonable service at a teaser rate for the first few years of your let's life.
  • INSURER: Trupanion Canada
  • POSTED: 09/04/2011
  • BY: Andrew
  • BREED: German Shepherd
  • AGE OF PET: 7 - 10

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5

out of 5

Trupanion is the best!

I am so thankful for Trupanion! I bought my policy about a year and a half ago and have had to make three claims, one for a major surgery after my lab swallowed rocks and they got stuck in his intestines (almost a $3,000 bill), and two other smaller claims. Every time my claims have been processed quickly and I received my check within ten days. It is a very easy process and I know exactly what to expect from them. Can't say enough good things about this company!
  • INSURER: Trupanion
  • POSTED: 09/03/2011
  • BY: Tara
  • BREED: Labrador Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

Trupanion is the best!

I am so thankful for Trupanion! I bought my policy about a year and a half ago and have had to make three claims, one for a major surgery after my lab swallowed rocks and they got stuck in his intestines (almost a $3,000 bill), and two other smaller claims. Every time my claims have been processed quickly and I received my check within ten days. It is a very easy process and I know exactly what to expect from them. Can't say enough good things about this company!
  • INSURER: Trupanion Canada
  • POSTED: 09/03/2011
  • BY: Tara
  • BREED: Labrador Retriever
  • AGE OF PET: 7 - 10

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1

out of 5

Reimbursement not as advertised

My healthy dog was denied any reimbursement for her annual check up and meds (flea and tick and heart worm) prescribed by the vet. Also, her one time only emergency hospital visit bill took 2 months to be reviewed and the reimbursement was approx. 55% even though the total was less than the single visit limit. The annual premium sounds reasonable but I will not renew due to the low level of reimbursement. Was warned that this was not the best plan but it seemed simple and legit. Not saying that it is not simple or legit, just that it leaves the owner with a much larger liability than anticipated.
  • INSURER: ASPCA
  • POSTED: 09/02/2011
  • BY: Anne
  • BREED: Dachshund
  • AGE OF PET: 7 - 10

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