154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,226 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 29, 2020

My pup had a back issue

My pup had a back issue. One morning I lifted him off my bed and he just stood and looked at me and couldnt move...I took him right away to the animal hospital and they performed varriou xrays and kept him overnight. Before they took the pictures and did the they got approval from you and you were quickly responded so when I picked him up two days later all the financial issues had been settled. When one is worried sick about a pet, it is nice to know Trupanion reacts so quickly andgives youone less worry to have.

Insurer: Trupanion

By: Nancy

Verified October 29, 2020

Why every pet should have insurance.

At 19 months old our French Bulldog, Diva, began having seizures. As scary as this was and continues to be Trupanion has been awesome every step of the way. Claims are easy to submit and processed quickly. With Trupanion we can focus on Divas health and not worry about the medical costs. The only negative comment is that premiums increased after only one year of coverage. But we still highly recommend Trupanion.

Insurer: Trupanion

By: Kathleen

Verified October 29, 2020

Excellent service and fast payment on…

Excellent service and fast payment on claims. I am a certified veterinary technician and I recommend Trupaion to all of my clients, friends and family.

Insurer: Trupanion

By: Jennifer

Verified October 29, 2020

We have have had great service and…

We have have had great service and quick responses to questions or any claims. Would definitely recommend.

Insurer: Trupanion Canada

By: Mel

Verified October 29, 2020

Trupanion is always there for us no…

Trupanion is always there for us no matter what time day or night when we need them. Also, like the Trupanion express that a few of the vets have implemented into their system so that the payments are directly paid to the vet and approved within 20 minutes.

Insurer: Trupanion Canada

By: Eileen

Verified October 29, 2020

My buddy wouldnt be here right now with…

My buddy wouldnt be here right now with yalls help. Customer service and communication was seamless.

Insurer: Trupanion

By: Rutledge

Verified October 29, 2020

Easy to obtain emergency approval for…

Easy to obtain emergency approval for my puppy's emergency surgery earlier this year. My hospital was paid with 48 hours of the surgery being completed, saving me from having to front $5000 on short notice.

Insurer: Trupanion

By: Andrea

Verified October 29, 2020

Just recently purchased spot…

Just recently purchased spot insurance for my dog , some unexpected events occurred with him needing medical attention. Submitted the claims to spot which took a little while , but over all very pleased because all three claims were reimbursed at 90%.

Insurer: Spot

By: Cobb

October 29, 2020

The ultimate peace of mind

This insurance has been worth every penny. Filing claims is effortless and takes less than five minutes. They respond and process claims quickly and have always provided great customer service. I’ve nothing but good things to say.

Insurer: Healthy Paws

By: Liz

Useful
October 29, 2020

Scam

After many years of pet ownership and numerous costly veterinary expenses we decided last year upon adopting two rescue dogs to give pet insurance a try. One of the dogs came with a 30 day coverage period with Petsecure as part of the adoption agreement. I did call another company for a quote but in the end enrolled both dogs with Petsecure, both under the top of the line coverage, Secure 4 plan. What an absolute joke. Over the last year I have found out that this company’s favourite tactic is simply to deny everything you call about. Expenses incurred for behavioural issues. Denied. Expenses incurred for veterinary chiropractic services. Denied. Purchased medication (K9 Advantix II) from Petsmart. Denied. In the 13 months that we’ve had the policy we have paid Petsecure nearly $3800. I feel completely foolish for having fallen for such a fraudulent rip off. An expensive lesson for sure, but I will never think about buying pet insurance again. Obviously the wise and prudent thing to do is to take the monthly premium amount (ours is now over $310) and put it aside in a TFSA for use in veterinary emergencies. I strongly recommend to other pet owners considering getting pet insurance to think very carefully first and to remember these people do not have your best interests in mind or the best interest and welfare of your beloved pets. Their only interest is in making money for themselves.

Insurer: Petsecure

By: Mark

Useful

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