154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,226 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 29, 2020

Coverage sounds pretty good..I wish it…

Coverage sounds pretty good..I wish it becomes effective as soon as I sign up. Customer service was awesome!

Insurer: Prudent Pet

By: Benjamin

Verified October 29, 2020

I got this just “in case”

I got this just “in case”, and then my sweet dog got bone cancer. Spot has been so easy. Claims process is simple and they care about your pet’s health. Highly recommend!

Insurer: Spot

By: April

October 29, 2020

Thank you

Thank you. Great coverage on my dog’s ER visit. Much appreciated. He’s doing better !

Insurer: Pets Best

By: John

October 29, 2020

Easy Claim Process

When I adopted my little girl, I felt that we should get an insurance policy for her. My little guy before her got cancer and I had to borrow money to be able to help him. We didn't want to have to do that if this happened with my little girl. Then we got another baby...a bigger dog who was older and we knew the time was right. In order to be responsible furbaby parents, we knew we needed to be able to care for them. After reviewing other pet policies, Pets Best just looked really good for us.

Insurer: Pets Best

By: Winnie

Useful
October 29, 2020

Gentle

Good

Insurer: ASPCA

By: Lori

Useful
Verified October 29, 2020

Hereditary or Pre-existing another win for the insures

When I signed my pets up for health insurance, I was under the impression that my dog’s genetic predisposition for hip issues would be covered. However, I was told that her conditions would be pre-existing and not a genetic predisposition. She’s a mastiff, genetically predisposed for hip issues. Instead I listened to a member of the staff give anecdotes about her German shepherds and how they don’t have hip issues regardless of their pre-disposition. I’m not sure what anecdotal evidence about an employee‘s pet hast to do with my pets issue. Clearly this company has figured out a way to masterfully exploit our pets and emotions just as they’ve done with human health insurance.

Insurer: ASPCA

By: Rhon Dixon

October 29, 2020

Here is a list of PET insurances that…

Here is a list of PET insurances that CARES & VALUES the customer MORE than Healthypaws. Bellow, I explain why. 1- Pets Best 2- Spot 3- ASPCA Pet Insurance 4- Pumpkin 5- Embrace 6- Pawp 7- Toto I do not recommend this insurance company at all. I moved to a new home and a week after that I received an email from them stating that my monthly premium was going to increase due to the new location. It was the third time I moved into a new place in 3 years and the two other times the exact same thing happened. I proceeded to call Healthy Paws to find out what they were basing this raise in price on. The very unhelpful and moody customer care agent just said that she did not know why the price change, that their system decides on prices and not them, therefore she could not do anything about it. So I explained to her that if I simply went on their site and input my address as a new client, it was offered a monthly premium 20% cheaper than what I was paying. (Which does not seem fair that they value a 2-year client less than any new client). I said that to the customer care agent, and she once again said “there is NOTHING I can do about that”. So I asked her if maybe I should just cancel my account and open a new one. I asked her if it wouldn’t just be smarter if I did that. She replies that it is up to me and then asked if she could process the cancelation. The cancelation was processed and the following day I opened a new account with them for both my pets for 20% less. After the first time I took them to the vet I got a reply from Healthy paws that they will not cover my claim as it is now considered an existing condition. I spoke to one of their managers about the situation, I explained that when I asked the customer care agent if I should do this, she never informed me that everything would be considered an existing condition. Guess what the managers’ answer was? “THERE IS NOTHING I CAN DO ABOUT THAT” They don’t care or value any of their customers!

Insurer: Healthy Paws

By: Bernardo Noronha

October 29, 2020

Rip Off

No response to phone calls, only put on hold, never speak to a live person. Slow response to emails. Seem to only respond when threaten to cancel, then false promises. Fail to process claims with wait time of more than six weeks and still not processed. Do not recommend this pet insurance. Personal healthcare claims are processed in less time.

Insurer: ASPCA

By: Calvin

Useful
Verified October 29, 2020

Easy to deal with claims

Very easy to submit claims. Very fast response as well.

Insurer: Trupanion Canada

By: Rose

Useful
October 29, 2020

I’ve been using this insurance for my…

I’ve been using this insurance for my dog for two years and I’ve never had a claim till recently. I took my dog to the vet Oct 08 due to him having seizures and yet my claim still have not process. Mind you they don’t have no problem taking the money out of my account monthly but I have to wait to get my money back as if I’m not already struggling. Moving forward I will be canceling my account tomorrow and looking for a new insurance for my pet.

Insurer: ASPCA

By: Nina

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