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Trupanion is one of the best choices I could have made. Vet submits bills and reimbursments are received promptly. Wonderful.

I have insured two of my labs with AKC Healthcare and have had nothing but good experiences with them. When I lost my first lab, AKC was very compasionate and not only paid all the bills for his treatment minus my deductible but since that term policy was only in effect one week, they reimbursed every cent of my payment for that year.

I really like knowing that I have insurance to cover my beautiful little dog in case something terrible happens. And getting reimbursed for wellness care is the icing on the cake.

My Mom and I are extremely happy with all the help we have gotten for our little 13 pound dog that has had multiple problems this year. Service was very prompt and fair. The entire staff is incredibly compassionate about animals, and offers kind correspondence at all times..... I don't know what we would have done without this financial help...

Rocky is a 13 1/2 year old Standard Poodle. We just purchased pet insurance last year. He was pretty healthy at that time. Since then, he developed Degenerative Myeopathy We submitted one claim, and it paid exactly as promised. I thought each claim had a $100.00 deductible,but an agent told me that that was only once a year. I wish I had purchased this long ago. Several years ago, he developed Canine Bloat at 2:00AM. Thank heavens the emergency vet saved him. The bill was almost $4000.00. That wouldn't have hurt nearly as much if we had an ASPCA policy in effect. I have found the agents to be wonderful, and they know their stuff. I would never be without pet insurance again. Peace of mind is reason enough to buy this product.

good coverage.

Healthy Paws was super quick with a response to my claim. I filed my claim by email and had a response by the next day indicating that my claim would be paid. The check arrived in the mail within two weeks. My only issue with Healthy Paws was that I did not understand that my policy did not emphasize enough that HP does not cover vet exams even when the pet is admitted for treatment. I can't say that I was willfully misled by HP. I just believe it would be helpful to their customers if they emphasized that limitation. I have the 90% coverage policy. The vet exam limitation reduced the amount I was reimbursed to about 75% of my total costs. Still, I like Healthy Paws and would recommend that pet owners give them serious consideration.

I only wish my own health insurance provider was as speedy and un-bureaucratic! Our two claims to date have been processed promptly and applied to the deductible with a minimum of paperwork and no annoying stalling via nonsensical questions or endless forms to fill out. It's an old-fashioned reimburse-for-services plan: you pay; the vets submit the claim, and Embrace notifies you of the resolution (in these two cases within two weeks). I'm assuming this will continue once we meet the deductible and start getting actual reimbursements.

I got Embrace when I first got my mastiff puppy last year. They have been nothing but helpful. It is so easy to file a claim and they update you throughout the process. My puppy recently got into stuffed animals and had to have emergency surgery. Without Embrace this would have been a very difficult time financially. I am so thankful for this company.

I brought Halo into the vet as soon as I noticed her heavy constipation. She was actually yelping in pain when trying to pass. After taking an xray, it was determined she had to stay at the vet for several hours to relieve her. Luckily, I was able to pick her up that evening and watch her closely at home. My vet filled out and sent in my claim form. The next day I received an email from Trupanion letting me know my claim was received and they were working on it. 2 days later, I received an email stating the coverage, reimbursement amount less my deductible. I do NOT regret getting coverage for Halo.