154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified December 14, 2020

100% Worth it

We’ve had healthy paws since we got our dog almost 5 years ago. It’s helped us so much and we never have to worry about if we will be strapped for cash and can give our dog the care he needs when he needs it.

Insurer: Healthy Paws

By: Alexis

December 14, 2020

HealthyPaws is life saving

Healthy paws has saved our lives when it comes to providing care for our dog. Milo has gotten sick a couple of times and has allergies that require expensive fixes and healthy paws makes it possible for him to receive all that, and we don’t have to worry about finances while he gets the best care

Insurer: Healthy Paws

By: Alexis

Useful
December 14, 2020

Great services

Always received their responses on timely fashion; they helped me to keep my pets healthy and safe providing me their services and covering a great part of their medical Expenses and also the payment always arrives with no delay. Thanks a lot

Insurer: Pets Best

By: Mariana

December 14, 2020

Best Pet Insurance!!

I did a lot of research on pet insurance before deciding on Embrace. I recommend it to everyone! You couldn't find better and more cheerful customer service. They provide lots of different options for coverage. You can create your own plan. I have 3 cats and each has a different plan. Our older cat, for example, has no diseases or any signs of poor health. But adopting a kitten from a rescue shelter, you just never know, so I got more insurance for him.

Insurer: Embrace

By: Jeanne

Useful
December 14, 2020

I really wanted to use Healthy Paws…BUT breed discrimination?????

I really wanted to use Healthy Paws coverage but I got a quote for $75 on a healthy 2 year old pit bull. I asked on the chat why it was so high since I was getting $45 quotes from other insurance agencies. I was told it was based on where I lived. I went ahead and put in my other dog - who is a pit but I put in mixed breed she is 4. I got a $53 quote for the same zip code and for a dog that is 2 years older than the dog I requested a quote for the first time. It leads me to believe that the $75 quote was due to his breed and not where we live.

Insurer: Healthy Paws

By: Bonnie

December 14, 2020

Claim processing time is not as advertized

We decided to go with Spot based on the reviews we read and the advertised quick claim processing that stated 48-72 hrs. We adopted a new aussie puppy and we went with both the pet insurance and the wellness plan. I submitted all the paperwork we received from the breeders vet and then took the puppy to the vet after signing up. It was a first vet visit for us so the usual (exam, shots etc). The total cost was $213. I submitted all the paperwork to SPOT and got an instant message saying that due to high volume of claims at this time yadda yadda it could take longer than expected etc. Ok that's fine but keep in mind this is not what they advertised and is not what I would think anyone would consider quick claims. It has now been 8 working days and there has been no status change on my account. Just says processing... Banfield may not have been perfect but at least the discounts for wellness was immediate, taken off the cost at the time you paid not reimbursed like this. I will update my review if and when it pays but so far the experience hasn't met the standards I was expecting based on the reviews.

Insurer: Spot Canada

By: Jason

Useful
December 14, 2020

Claim processing time is not as advertized

We decided to go with Spot based on the reviews we read and the advertised quick claim processing that stated 48-72 hrs. We adopted a new aussie puppy and we went with both the pet insurance and the wellness plan. I submitted all the paperwork we received from the breeders vet and then took the puppy to the vet after signing up. It was a first vet visit for us so the usual (exam, shots etc). The total cost was $213. I submitted all the paperwork to SPOT and got an instant message saying that due to high volume of claims at this time yadda yadda it could take longer than expected etc. Ok that's fine but keep in mind this is not what they advertised and is not what I would think anyone would consider quick claims. It has now been 8 working days and there has been no status change on my account. Just says processing... Banfield may not have been perfect but at least the discounts for wellness was immediate, taken off the cost at the time you paid not reimbursed like this. I will update my review if and when it pays but so far the experience hasn't met the standards I was expecting based on the reviews.

Insurer: Spot

By: Jason

Useful
December 14, 2020

Beyond Helpful!!

Beyond Helpful

Insurer: Trupanion

By: Mindy

Useful
December 14, 2020

Very pleased

Very pleased

Insurer: Trupanion Canada

By:

Useful
December 14, 2020

We have been with Trupanion since our puppy was 7 weeks old - he is now 14!

We have been with Trupanion since our puppy was 7 weeks old - he is now 14! We could not trust anyone more and you have been amazing through the good times and the not so good. Thank you.

Insurer: Trupanion Canada

By:

Useful

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