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It's that time of year again, the Annual Premium Update and an increase of my premiums - OR SO I THOUGHT, when I got the e-mail. To my surprise, when I opened the e-mail - ready for the bad news of a rate increase, I was more than pleasantly surprised to see that my MONTHLY PREMIUMS WENT DOWN!!! Thank you, Trupanion!! I was ready to get mad and threaten to change carriers (I can't take a rate increase EVERY YEAR!) until I opened my e-mail!! Trupanion is true to their word - they compare premiums with other carriers and then offer the lowest rate. I've never needed to file a claim and I hope I never have to, but I believe that if that day ever comes, Trupanion will be there for me - and my Pug.

Unfortunatley I've had to lean on Trupanion a couple of times and all I can say is that their call in center has wonderfully helpful staff, they process claims within a couple of weeks and their website tools for claim status and submission are very easy to use.

Unfortunatley I've had to lean on Trupanion a couple of times and all I can say is that their call in center has wonderfully helpful staff, they process claims within a couple of weeks and their website tools for claim status and submission are very easy to use.

I have an 8 year old Weimaraner named Captain. He developed a hematoma in his right ear. I took him to the vets and surgery was recommended. They said it would take 6 weeks to heal. It was quite a long 6 weeks,he was bandaged and very uncomfortable throughout his healing time. He had to be prevented from shaking his ear. The whole process was expensive and agravating! The only bonus was that Trupanion kept up with his dignosis and charges and notified me of everything. After it was over, I was reimbursed all monies over my deductable. It was simple and fast with hardly any effort on my part. I would recomend Trupanion to anyone with a pet because life will throw you a curve when you least expect or can afford it.

I have an 8 year old Weimaraner named Captain. He developed a hematoma in his right ear. I took him to the vets and surgery was recommended. They said it would take 6 weeks to heal. It was quite a long 6 weeks,he was bandaged and very uncomfortable throughout his healing time. He had to be prevented from shaking his ear. The whole process was expensive and agravating! The only bonus was that Trupanion kept up with his dignosis and charges and notified me of everything. After it was over, I was reimbursed all monies over my deductable. It was simple and fast with hardly any effort on my part. I would recomend Trupanion to anyone with a pet because life will throw you a curve when you least expect or can afford it.

Have not had a major claim so far. Wellness coverage claims have been submitted and handled quickly and to our satisfaction.

My dog, Stubbie, is approaching "middle" age so I decided it would be a good time to insure him. He ruptured his CCL about a month after insuring him. We are about 8 weeks out of surgery and I received a reimbursing check weeks ago. It was so fast! Everyone over there was so nice every time I called and they were so efficient with reviewing his claim. I was been a veterinary technician for 7 years and am now in my second year of veterinary school and will definitely be recommending this company to everyone.

I recently had both of my Pomeranian dogs treated at a local veterinary clinic. Wellness visit (annual physical + 2 shots) for Spanky and an illness claim (fleas) on Little Rascal. Both claims were processed and paid promptly. Emails from Embrace kept me informed of the status of both claims. I have used Embrace to insure both of my dogs for over three years and have been very happy with the excellent service and coverage they provide for my pets.

Our 3-year-old German Shepherd recently injured his cornea -- which required multiple vet visits, various antibiotics and treatments. The treatment is ongoing and surgery was something the veterinarian was considering as an option. During this stressful time, it has been so comforting to be able to get him the treatment he needs, regardless of the cost. Without Trupanion, the expense of this injury would have been a great financial hardship. We have submitted multiple claims and Trupanion has consistently reimbursed us very quickly, which allowed us to have the money for subsequent vet visits and treatment. It has been a lifesaver. Our three cats are also enrolled!

Our 3-year-old German Shepherd recently injured his cornea -- which required multiple vet visits, various antibiotics and treatments. The treatment is ongoing and surgery was something the veterinarian was considering as an option. During this stressful time, it has been so comforting to be able to get him the treatment he needs, regardless of the cost. Without Trupanion, the expense of this injury would have been a great financial hardship. We have submitted multiple claims and Trupanion has consistently reimbursed us very quickly, which allowed us to have the money for subsequent vet visits and treatment. It has been a lifesaver. Our three cats are also enrolled!