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We had to bring our 5 month old puppy to the emergency one night because she was in so much pain. The doctors had to run a whole bunch of tests and she was later diagnosed with a form of bacterial meningitis. Having Embrace made the decision to pay for all of those tests and treatments easier knowing we would a good amount of it back. The staff at Embrace were super helpful and kept me informed of what stage the claims were in.

Our Pug had a very healthy life until this recent incident. It turned out to be very serious and he needed surgery to remove his gallbladder to save him. The days following the surgery he experienced one complication after another and was moved to an IC unit. He received the best care and we got to take him home. The claims were filed and we received confirmation within a day. They kept us informrd while waiting for our vet to send his health history. Within a couple days we received the checks in the mail. They are a company who has compassion for your pests with the upmost integrity. Truly refreshing, we highly recommend this insurance company, they have reasonable rates and excellent coverage.

We submitted our claim on 12/24/13 and had a response by 1/1/14. Only a few days after that we received our reimbursement check in the mail. Very happy with Embrace.

Embrace is always excellent and easy to deal with. I have had the policy for 5 years and thankfully have never had to use it for illness or injury, but the turnaround time for wellness reimbursement is amazingly fast and the reps are always courteous.

I have a 1 year old Great Dane and have already put in 6 or 7 claims with Embrace. While a couple were rejected due to a pre-existing condition, having the insurance has still paid for itself many times over. Their website and claim specialists are always extremely helpful providing status on a claim and they are very prompt when sending claim payments that have been approved. I am extremely pleased with Embrace and would recommend them to any other dog or cat owner.

I'm very skeptical of insurance companies because of the potential for "fine print" exclusions but Trupanion has completely won us over with their clear and simple policy. This also being our first dog I didn't know what to expect but I'm extremely happy with our decision to go with Trupanion. They've been very helpful whenever we called. You can tell their agents are pet owners and care for the well being of your pet. Our complex and expensive claim was handled within 2 weeks and our annual rate increased only a few dollars. The rates are based off of all the claims for your specific breed in your area but I'd wager our claim was amongst the highest this year so going up a few dollars wasn't unexpected and we feel was reasonable. The fact that they cover 90% of any unexpected procedure (less the deductible and office visit) truly helps us sleep better at night and that's worth a lot more than the monthly premium to us.

I'm very skeptical of insurance companies because of the potential for "fine print" exclusions but Trupanion has completely won us over with their clear and simple policy. This also being our first dog I didn't know what to expect but I'm extremely happy with our decision to go with Trupanion. They've been very helpful whenever we called. You can tell their agents are pet owners and care for the well being of your pet. Our complex and expensive claim was handled within 2 weeks and our annual rate increased only a few dollars. The rates are based off of all the claims for your specific breed in your area but I'd wager our claim was amongst the highest this year so going up a few dollars wasn't unexpected and we feel was reasonable. The fact that they cover 90% of any unexpected procedure (less the deductible and office visit) truly helps us sleep better at night and that's worth a lot more than the monthly premium to us.

My sweet Quincy had a scheduled appointment to be neutered. Everything work out perfectly and now he's back to old self playing and causing trouble with his older brother Charlie. I found submitting my claim forms to be so easy and quick and was utterly surprised at how quickly I received my refund. I made a good choice when I researched and select Embrace for my pets insurance coverage.

I'm so grateful to be a member of Healthy Paws, and highly recommend them. I had VPI for 8 years with my previous dog, when he was diagnosed with cancer I learned how most insurance companies work - they itemized the bills and never covered everything...with a limit on everything. The allowed amount in total, would have covered maybe 3 treatments.... In the first 6 weeks he needed one a week...then one every other week...then every 3 weeks and so on. Very disappointing after paying in for 8 year. Soooo this time I did my research. It was actually the cancer clinic that mentioned a patient that had Healthy Paws, and they were the only patient that they knew of that had an insurance company with no limits. I looked at their plan, compared it to all the rest, and they came out on top, so I signed up right away when I got my new puppy. I'm so glad I did, because my puppy is only 9 months now, and unfortunately has elbow dysplasia. After my $250 deductible - Healthly paws paid for 90% of the $600.00! worth of x rays. I didn't want to rush into surgery, and the Vet agreed with me to try alternative methods of healing and restricted exercise for awhile first to see if the limping would stop. I was so pleasantly surprised learn that Healthy Paws helped with lazor treatments as well, being in the holistic field myself this was great news! VPI did not cover any alternative modalities. Unforunatly the second round of x-rays showed that the joint got worse, and we nee

We have Trupanion for about 2 years and recently our dog had to go through a surgery. Trupanion claim processing is simple and quick and they processed all the claims on time. Trupanion has exceeded all our expectations, and we are so glad that we bought it. We highly recommend!