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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

3

out of 10

Beware

I took my cat to the vet on August 3rd. When I sent in my claim, Pet Care said I needed more tests because vet just wrote vomiting. I explained that my cat died within that week, so there could be no more tests. They said to get an autopsy. The cat died on August 11th, they sent me this letter dated August 23rd, and I received it August 31st. The cat was cremated on the 11th. Damages: I lost $181.50
  • INSURER: 24PetWatch
  • POSTED: 01/01/2021
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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9

out of 10

Worth It

I paid in for years, but when my Golden needed surgery they paid for everything over my deductible.
  • INSURER: 24PetWatch
  • POSTED: 01/01/2021
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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5

out of 10

Don't Get

Been with this company since 2000 just found out about the "small print" of pre-existing/recurring illness. They dont go by date of first applying BUT renewal dates that are done annually. Only have 180 days from diagnosis. cure and last treatment. ER vet visits they dont cover all ot of expenses. Also when they do they take a good chunk off the fee before they process the deduction.
  • INSURER: ASPCA
  • POSTED: 03/24/2018
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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9

out of 10

My dog is alive becuse of Embrace

My friends used to make fun of me for purchasing pet insurance for my Boxers. And, usually, there's been little need to use it. I was accused of "wasting money." My friends aren't saying that anymore. Ivy, my 6.5 year old Boxer, was diagnosed with dilated cardiomyopathy, left-side heart failure, and ventricular arrhythmia. Yes, that's pretty horrible and it will take her life. But with proper medical care and medication, her life can be extended and the quality of life can be maintained. Embrace Pet Insurance has allowed me to give her the medical care she needs - and the medications. All of that is very expensive and way more than a retired teacher's budget can handle. Embrace has paid all the claims in a very timely fashion. The reimbursement is made directly to my checking account so that makes it even quicker. The yearly premium for Ivy has been paid several times over, so it has been invaluable - and worth every penny. She's been pretty darn healthy up until this diagnosis but all it takes is one such diagnosis and pet insurance makes sense. I've done business with two other pet insurance companies and neither one was worth a hoot. Embrace has been super. The staff is knowledgeable and helpful. And the claims are paid with no hassle. I heartily recommend Embrace - Ivy is still with me, still bringing joy to my life - because of Embrace. The reason I rated a 9 instead of a 10 is that I've had trouble with the Embrace website a few times, and had a credit card mix up a couple years ago. So ... not perfect but the next best thing.
  • INSURER: Embrace
  • POSTED: 09/05/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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10

out of 10

Best Insurance for pets.

The best Insurance at affordable prices. My youngest dog had an accident. The Claim was taking care promptly and I had the best customer service from ASPCA Insurance staff. I have insured since 3 more dogs.
  • INSURER: ASPCA
  • POSTED: 09/05/2017
  • BY:
  • BREED: Chihuahua
  • AGE OF PET: 1 - 8

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10

out of 10

Better than human people's insurance!

Great service, friendly representatives, timely reimbursements.
  • INSURER: ASPCA
  • POSTED: 09/05/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: Under a year

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10

out of 10

Great service, Highly Recommended

Great customer service, they keep you up to date on the status of everything via email. This is our first dog, and we were not sure about getting insurance. After plenty of research we decided on Embrace, and could not be happier. Peace of Mind, worth every penny.
  • INSURER: Embrace
  • POSTED: 09/05/2017
  • BY:
  • BREED: Cockapoo
  • AGE OF PET: 1 - 8

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9

out of 10

Great Compay

Great experience. Paid without issues and followed up to check on Milo.
  • INSURER: Healthy Paws
  • POSTED: 09/05/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Wonderful

We have all our kitties insured here. It was a great choice. It is easy to file a claim. It was the best decision we ever made to secure the health of our fur babies.
  • INSURER: ASPCA
  • POSTED: 09/05/2017
  • BY:
  • BREED: Egyptian Mau
  • AGE OF PET: Over 8 years

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10

out of 10

by far excellent service

My cat Samson was diagnosed with a skin disease they requires ongoing medication. Without this coverage I would be financially struggling. I made sure i got the continuance care rider. Pet insurance really does pay to have it. Would you go without medical insurance on yourself? It is worth it, filed this years claims all together in November in less than two weeks money was in my bank account!
  • INSURER: ASPCA
  • POSTED: 09/05/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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