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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Fast claims payment, every time.

I have been very impressed with Pets Best prompt processing and payment of our claims. We have insured two dogs with them and have had a very positive experience. We will definitely be using them again when we add another pet to our family. They've paid $1,000's in claims payments to us, and they came through especially when we were dealing with a torn ACL. Thanks Pets Best!!
  • INSURER: Pets Best
  • POSTED: 01/21/2014
  • BY: Susan
  • BREED: Whippet
  • AGE OF PET: Over 11 years

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5

out of 5

This is the best insurance product EVER!

On October 22nd of last year our family received it newest addition, an adorable two month old Harlequin Great Dane we named Tank. About a month ago we started noticing that Tank was walking very funny, but given that he had grown from 27lbs to at that point about 75lbs in a little over two months, we attributed it to his rapid size increase. When the problem continued to worsen we were referred to a neurologist and last week he had very expensive neurosurgery (approximately $8,000). At that point we had only had one small claim filed with Healthy Paws (which they had paid very promptly) but we were very skeptical about how they would handle such a large and exotic claim. They were wonderful! As a pediatric reconstructive surgeon, I only wish that the human insurance companies I have to deal with were half as responsive. We have had pet insurance before and were very disappointed with it. When we got Tank my husband did a lot of research and loved the fact that there were no breed specific exclusions, no restrictions on the veterinary charges (our last per insurance would always tell us that our veterinarian was charging way too much and would automatically slash any claim in half) and no lifetime caps on the policy. Although Healthy Paws was the most expensive option, it is clearly worth it as you truly get what you pay for. My family could not give a higher recommendation to Healthy Paws. It is an incredible product and we will never have a dog again without a Healt
  • INSURER: Healthy Paws
  • POSTED: 01/21/2014
  • BY: Dr.
  • BREED: Great Dane
  • AGE OF PET: 0 - 3

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5

out of 5

Complete Satisfaction

After several years with VPI I didn't think it could get any better. However, EMBRACE really puts the cherry on-top of that oreo shake. Using the well-ness program and getting the refund for rendered services has never been so completely satisfying. It's a great deal, I get back what I pay in, and it's quick and easy! Complete Satisfaction :)
  • INSURER: Embrace
  • POSTED: 01/20/2014
  • BY: Hayes
  • BREED: Beagle
  • AGE OF PET: 7 - 10

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5

out of 5

Domino was diagnosed with diabetes, then CATARACT

We rescued Domino 2 years ago as a healthy senior, and as a first time pet owner selected embrace insurance. i hoped it wouldnt be necessary, but he developed diabetes and a heart murmur after a year or so. The bills weren't bad, hardly over my deductible until recently. He developed cataracts, and was almost blind within 3 weeks. We had the best vet care, and did a predetermination with embrace to see if his surgery was covered. it was and we were able to go forward with his surgery! The reimbursement process was fair and quick!
  • INSURER: Embrace
  • POSTED: 01/20/2014
  • BY: Randi
  • BREED: Shih Tzu
  • AGE OF PET: Over 11 years

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5

out of 5

Excellent Pet Insurance Company

Healthy Paws has paid all claims we have submitted very promptly. We recommend them highly!
  • INSURER: Healthy Paws
  • POSTED: 01/20/2014
  • BY: Kerry
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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1

out of 5

Beware!!

I have had Trupanion for over a year, and last month my cat was diagnosed with cancer. Trupanion has denied all my claims! My vet even wrote a letter of appeal to Trupanion stating that my cat has no previous history of cancer, and they still denied the claim. In fact a Trupanion representative even told me on the phone (and this is verbatim what she said), "I'm sorry but we can't help everyone." My suggestion is to do more research about this company, and you will find more reviews of people who have had the same problem. I feel like the whole thing was a scam. I never missed any payments (the payments came directly out of my bank account to them), but when I needed coverage for an illness that had no previous history, and no reason to be denied... they said no. Beware
  • INSURER: Trupanion Canada
  • POSTED: 01/20/2014
  • BY: Beverly
  • BREED: American Shorthair
  • AGE OF PET: Over 11 years

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5

out of 5

Thank you Trupanion!

I got Trupanion Pet Insurance for my two cats as a Christmas gift from my partner. We went away for Christmas and two days after we got back my young cat, Muffin, refused to eat. We took her to the vet for a check up and for the next three days we returned as none of the suggestions to get Muffin to eat were working. Finally, we had to get x-rays, medications, and finally surgery. At this point we were fresh out of ready cash to pay for procedures and had to call our brand new insurance company for pre-approvals. Trupanion was really easy to deal with, their case worker, Maria, was supportive and compassionate and Trupanion came through on all counts. I am so impressed and thankful for everything Trupanion has done for my little Muffin and for her worried parents. We are still working with the vet to find out what is wrong with our cat but I feel so much more confident knowing that we can depend on Trupanion.
  • INSURER: Trupanion Canada
  • POSTED: 01/20/2014
  • BY: Lara
  • BREED: Domestic Shorthair
  • AGE OF PET: 7 - 10

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5

out of 5

Thank you Trupanion!

I got Trupanion Pet Insurance for my two cats as a Christmas gift from my partner. We went away for Christmas and two days after we got back my young cat, Muffin, refused to eat. We took her to the vet for a check up and for the next three days we returned as none of the suggestions to get Muffin to eat were working. Finally, we had to get x-rays, medications, and finally surgery. At this point we were fresh out of ready cash to pay for procedures and had to call our brand new insurance company for pre-approvals. Trupanion was really easy to deal with, their case worker, Maria, was supportive and compassionate and Trupanion came through on all counts. I am so impressed and thankful for everything Trupanion has done for my little Muffin and for her worried parents. We are still working with the vet to find out what is wrong with our cat but I feel so much more confident knowing that we can depend on Trupanion.
  • INSURER: Trupanion
  • POSTED: 01/20/2014
  • BY: Lara
  • BREED: Domestic Shorthair
  • AGE OF PET: 7 - 10

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5

out of 5

WONDERFUL

WOW!This is my first experience w/ TRUPANION, so thank ful my vets recommended this company. I have been w/ VPI since 1989, have been happy w/ VPI, but TRUPANION WAS FANTASTIC! We recently had a huge scare w/ our 5 mo IrishWolfhound, thought we were going to loose him, emergency, many tests, inc a spinal tap, huge amount of meds, 5 days of hospitilization HUGE!! bill...TRUPANION was contacted by our vet immediately, their coverage is awessome, their response within hours!! Quincy is recovering well, eating, sleeping, finally no pain. LOVE LOVE LOVE TRUPANION!!
  • INSURER: Trupanion Canada
  • POSTED: 01/20/2014
  • BY: Marcia
  • BREED: Irish Wolfhound
  • AGE OF PET: 0 - 3

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5

out of 5

WONDERFUL

WOW!This is my first experience w/ TRUPANION, so thank ful my vets recommended this company. I have been w/ VPI since 1989, have been happy w/ VPI, but TRUPANION WAS FANTASTIC! We recently had a huge scare w/ our 5 mo IrishWolfhound, thought we were going to loose him, emergency, many tests, inc a spinal tap, huge amount of meds, 5 days of hospitilization HUGE!! bill...TRUPANION was contacted by our vet immediately, their coverage is awessome, their response within hours!! Quincy is recovering well, eating, sleeping, finally no pain. LOVE LOVE LOVE TRUPANION!!
  • INSURER: Trupanion
  • POSTED: 01/20/2014
  • BY: Marcia
  • BREED: Irish Wolfhound
  • AGE OF PET: 0 - 3

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