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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Embrace provides great pet insurance

This is my first experience with pet insurance. I have been amazed how responsive embrace employees have been to my questions and my claims. Sure wish I had gotten insurance for all my pets. I would highly re commend Embrace. From now on I will get Embrace insurance for my new pets the day I bring them home
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dutch Shepherds
  • AGE OF PET: Under a year

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9

out of 10

Peace of mind

Four claims in 1.5 years for my wonderful but orally fixated Golden. All claims paid (80/20 with $250 deductible) within a week or so of making the claim. Very simple process for submitting claims too. I pay $40/month, worth every penny. Quick turnaround on any customer service questions.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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9

out of 10

recommend very highly

We have only had our new puppy for a few months and when we first got her my son-in-law told me about Embrace Insurance.We looked into other insurance companies and decided to go with Embrace. I didn't know that a puppuy had to have so many shots to keep it healty and I didn't realize how expensive they would be. Thanks to Embrace and the kind service we have received it has made everything so much better.The service and information that we receive from Embrace has realy made us feel good about this company.I would like tosay to you that this is a company worth having on your side
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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2

out of 10

Guinness

I`ve had Petshealth for three years,not wanting to be caught in the situation of not being able to afford the high cost of emergency procedures, if they were to arise. The policy saved me on visits to my vet. and settled all the medical bills in a timely manner.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

So far so great!

I recently switched to Embrace from VPI because I was discontent with the low reimbursement levels at VPI. I love in CT and our veterinary services cost more than the "national average" that VPI considers. Embrace's reimbursement process is so straight forward. I send my first claim in yesterday and I heard back in 1 day that my check is being sent. They even offer direct deposit.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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4

out of 10

deductible per incident not per year - bad policy

After having lost two dogs in the past year who were uninsured, we were determined to insure our new puppies. One big problem I have with Pets Best is that their deductibles are per incident not, as with AKC, per year. Most of the claims we have filed have been denied due to not meeting the deductible on those issues. Also, Pets Best doesn't cover preventative medicine like heartwork. AKC does cover preventative medicine. I am very tempted to switch to AKC. On a positive, Pets Best has had a very good response time.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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2

out of 10

They pay low claims

I have had them for the past few months and my first claim was for 80% of $500 and I only received $20.00! The next two claims were just as weak. What a rip off. Nothing is covered as what is stated and they have so many excuses of why it's not covered.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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8

out of 10

Very satisfied with insurance

I am writing to thank you for your excellent health insurance for my pet. I have been a customer of yours for over 3 years and I have never had difficulty having a claim paid under my value plan. But what is most important to me is the peace of mind of knowing that I would never have to make a medical decision for my valued friend based on whether or not I could afford the treatment or procedure.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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3

out of 10

premium increase

I have had Pets Best for a few years now. My dogs are 7 and 13. While I have been with them for the past three years, they have raised my deductible once and have raised my premium cost three times. This past increase was a 31% increase. That is ridiculous and outrageous. I have had to drop my coverage with them in order to maintain the insurance. Unfortunately, I cannot go to another provider because of the age of my older dog and preexisting conditions would apply. I am very disappointed in Pet's Best. They should be ashamed to impose a 31% increase on anyone.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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8

out of 10

Helping Taz in difficult times

My affenpinscher, Taz, is nearly 12 years old. He has had his share of physical problems. Taz has been insured with Petshealth for many years now, after switching over from another pet insurance plan (on a testimonial from an acquaintance). Over the years, Petshealth has been fair and prompt in claims processing. We haven't always needed the insurance, but are glad to have it when we need it. It helps ease the financial burden of a pet who seems to need a lot of attention. Taz contracted Lyme's disease in 2010, and because the illness crossed policy periods, my claim was denied. I wrote an appeal, and the appeals board graciously reviewed my appeal, considered my arguments, and agreed to honor the claim. I was not very happy when my claim was denied, but am satisfied that they honestly took a second look.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Affenpinscher
  • AGE OF PET: Over 8 years

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