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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Prompt & Easy to Use

I enrolled my dog in Embrace Insurnace 6 months ago. Fortunately I did not need it until 3 weeks ago. She ate 14 pieces of sugarless gum containing the toxin Xylitol. She was treated successfully and the claim was processed immediately. I was pleased with the fast and fair handling of my claim. I would recommend Embrace to others.
  • INSURER: Embrace
  • POSTED: 04/12/2018
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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8

out of 10

So far so good

I have just initiated a health plan for my dachshund Smitty, and havefiled no claims, so my comments are based simply on the start-up process - which has been excellent - especially in comparison with my attempts to obtain coverage from another server. The other server made it almost impossible to proceed, so I didn't. Smitty was adopted from an animal shelter, and his medical history is a little sketchy. But he was thoroughly checked out before adoption, and again by my vet. Nevertheless the other server wanted documentation that did not exist, they were plod-slow in responding, and ultimately I got on the internet and did some research. Smitty was approved for ASPCA Health Care almost immediately. I have had a series of follow up questions, and each of them has been answered promptly, by a human being, and not by auto-response. We all have had personal experiences with insurance companies bordering on the inhumane. At this point, I will put my trust in this program; if developments change my outlook, I will update these comments.
  • INSURER: ASPCA
  • POSTED: 03/27/2018
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Very pleasant and professional to deal with!

We have had Embrace insurance for about 4 years. We are blessed with loving beautiful dogs that seem to always have prblems with one limb or another! Embrace has always been helpful in answering my questions and responding to claims. Their rates are reasonable and their coverage to date has been exceptional. The claims and customer service representatives are always pleasant and genuinely seem to care about thier clients.From one furry parent to another, you never know how trully valuable insurance for your pet is until your faced with a devastating medical issue that requires medical intervention and you have to make a choice, we don't have to choose anymore with Embrace, our pooch receives the care necessary and Embrace is there to help!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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9

out of 10

Thank Goodness for ASPCA Pet Insurance!

The claim was very easy on my part. Just email or easier fax my bill and the short ASPCA form. I thought it was great that ASPCA gathers the information they feel they need from my vet without me being the middleman. I could wish the process would be faster - but quality takes time! Fantastic.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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9

out of 10

ASPCA Pet Insurance Experience

My dog Bailey is a rescue dog and I adopted him after losing my Patches to Cushings disease. Her last year of life cost me 4,000 so I made the decision that if I got another pet, I would definitely take out pet insurance. Bailey has had three issues since his adoption October 2006 and ASPCA Pet Insurance has been very responsive. While the third issue is under further review, I anticipate there will not be a problem. I have shared with friends and associates that it is something to throughly consider when adopting pets.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Wonderful insurance

I've had 4 claims over a 3 year period with Pets Best. It has been easy to file claims, and they have always covered the entire bill without question, minus my $75 deductible and 20% copay. Last year I got back the premium amount because of one foxtail-in-the-nose incident (ouch) and a concern that Hannah was losing weight, which necessitated blood tests. For the foxtail, I had to take Hannah to 2 different vets because it didn't look like the first vet solved the problem. They waived the $75 deductible on the second visit because it was considered the same incident. I was so pleased, this year I purchased insurance for my new (to me) second dog, Roxie. She was clawed by another dog about 10 days ago and had a big incision. Again, they covered it promptly. Unfortunately I didn't have pet insurance for Roxie when she developed nerve cancer right after I adopted her--so I paid for treatment myself. And although her policy considers nerve cancer a preexisting condition, it will cover her if she develops another kind of cancer. It's nice to have the peace of mind that the girls will be covered for unforeseen illnesses and injuries, especially as they get older. Roxie is 8 and Hannah is 11.
  • INSURER: Pets Best
  • POSTED: 12/01/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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9

out of 10

Very Happy So Far

I have never had pet insurance, so when I got my new purebred puppy, I researched and compared all the pet insurance policies I could find. I chose Embrace after narrowing it down to two. Embrace won out from all the great reviews and the personal emails and nice people on the telephone. Really Embrace offers more than the others and customer service is unparalleled.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Belgian Sheepdog
  • AGE OF PET: Under a year

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1

out of 10

Worst ever,

Purchased puppy, came with 1 month insurance which needed to be applied for within 48 hours, this was done. At vet visit for puppy shots, diagnosed with kennel cough, which eventually evolved into pneumonia 4 days later. Insurance claims were rejected, "preexisting condition". All we got was rhetoric when asking to reconsider. Would not recommend this to anyone.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Great Insurance!

We had VPI for our bulldog when he was younger but canceled it after they denied claims that should have been covered. Fast forward a few years and I started researching insurance companies again. I chose Embrace after reading all the reviews and have been so happy I did. Our bulldog started having some leg issues about 8 months into our policy year. All our claims have been handled quickly and any questions we had have been answered. They let you know by email when they have received the information and have been very prompt about letting me know about claim status etc. I was a bit worried as he ended up needing surgery but that was covered as well. I wish I would have known about Embrace earlier but at least we know now!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Embrace is tops! Caring, competent company.

I bought a policy for my dog in April of 2008. She had a freak and tragic accident in June of 2008 and spent a day and a half in a coma on a ventilator in ICU before she passed away. It was an awful time and a huge expense. Embrace was caring, competent and efficient throughout. They handled much of the document gathering for me since it was a very traumatic time and paid their 90% of the claim quickly. I added two more puppies to my household in recent months, and buying an Embrace policy for each one was on the top of my list of things to take care of with each. The Embrace CEO personally contacted me to congratulate our family on our new additions and were excited for us. They had passed the photos I emailed to them all around their office. I recommend them highly!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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