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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

8

out of 10

I was surprised with the quick response.

I was skeptical of pet insurance programs and thought that it would take a prolonged time to process the claim. I was pleasingly surprised. I think ASPCA pet insurance was timely in their response and fair in their evaluation and reimbursement.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mastiff
  • AGE OF PET: 1 - 8

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10

out of 10

So far so good

I am pleasantly surprised at the very good service from Pets Best. I was a bit concerned having never had pet insurance before, but I rescued a large dog and figured I am bound to need it at some time! This was her annual check up and vaccine renewal, so nothing major, claim was simple, easy and response was super fast. I am VERY happy with Pets Best.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Great Customer Service, Rates & Policy

I just signed up for health insurance this past summer since my beloved cat is getting quite elderly. A month or so ago, he was attacked and had to be taken to the emergency vet. I forgot all about my ASPCA coverage since I was so worried about him. My husband reminded me and I filled out the simply and short claim form. I was notified via email when they received the form and when it was processed. My check was mailed very fast. I was so please with my experience that I am adding other pets to the policy. My only problem was that ASPCA excluded portions of the price of some of the services (and all of the price for the Feline AIDS test) based on local prices. This is normal for human insurance as well but it always irks me.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Tabby
  • AGE OF PET: Over 8 years

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10

out of 10

skin disease

petunia, my boston terrier, has skin disease. it is being treated with atopica, antihistimines & allerderm. she has lost about half her body fur, so i call her my "boston crested". embrace has been outstanding in their claim handling, and also i get the occasional email asking how petunia is, which i doubt no other pet insurance would do. frankly, it is that personal touch that keeps me recommending embrace to other pet owners. they are the #1 pet insurance referral from my vet. petunia is getting better, and for that i am most thankful.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boston Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent All Around!

This is our first experience with pet insurance, and I must say we will never be without it again! At only two years old, our yellow lab Molly started experiencing medical problems with constant UTIs and leaking urine. After a long go-round of doctors and tests, she was diagnosed with two ectopic ureters that required surgery. We were so thankful to know we could give Molly the medical care she needs and deserves because Embrace was there to help us the whole way. The bills to identify and resolve the problem (including a week long hospital stay, due to post-surgery complications) stacked up to over $7,000. Embrace came to the rescue with nearly $5,000 in refunds! They were a pleasure to work with, and although an error was made that caused a refund to be substantially less than what should have been covered, they immediately acted on my appeal and issued the remainder of the refund. Embracers are always pleasant and helpful, and keep in contact each step of the way so you know every claim is getting the attention it needs. I've recommended Embrace to all our friends and family, and can guarantee any pet we ever have will be covered!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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1

out of 10

pets best is the worst pet insurance

i have had problems from the very beginning, i was not given the rates i was quoted, the rates charged were much higher. they did not tell me that the deductible is per incident. so if you have several things that you are seeing the vet for in 1 visit, you could be charged several deductibles and not get anything back. there did not cover heartguard on my 2 pets, said they did not know the registered name of heartguard was the same product....it is a mess and i cant wait to leave as soon as possible. i have already moved 1 pet to another insurance company.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Schnauzer
  • AGE OF PET: Under a year

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10

out of 10

EXCELLENT

I had other insurances for my animal, I really have to tell individuals that is one of the more quickly insurance reimbursement - individuals on the phone are professional and always understanding. Any questions one has is answered professionally and courtesy. VIP INSURANCE YOU CAN LEARN SOMETHING FROM THIS COMPANY.Thank you for working with me.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: Over 8 years

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9

out of 10

Awesome

I am rating Pets best 9/10 because overall they are awesome but it was not as easy as I had thought to submit a claim... I have it for emergency care only for 2 cats. and the monthly bill after taxes is 46$ which I feel is reasonable. I have had it for 3 months and had to submit 1 claim. I took both my cats on vacation to visit my family and my incredibly curious kitten chewed on an advil liquid gel cap! yikes! if yo don't already know that puts cats into kidney failure if not treated imeditley!!!! So everything we needed to do was out of state, and not with our current vet. Pets Best did not even question any of that. AWESOME! Submitting claims by mail or fax is very easy. And finding out what they require to process the claim is easily acessible. the reason I gave a 9 out of 10 is because submitting the claim on line is tricky. And I was unclear of what they define as the "copay". The copay for my kitten was the emergency visit cost. So I had to cover that as well as my 250$ deductible. Which I felt was a little unclear when I had first signed up. For submitting claims online I had about 8 pages of documentation. After I had scanned each page into the format requested online all 8 pages were too big of a file to place on the account. Increasing the size allowed would be beneficial. I then tried to submit it by fax. My fax was fickle and only sent 3 pages. Within 8 hours I received an email that the claim was not complete and listed EXACTLY what was
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bengal
  • AGE OF PET: Under a year

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10

out of 10

So glad I chose Embrace!

I have only turned in 2 claims and the turn around is very impressive. The Customer Service is amazing. I lost a pet and did not have her insured and knew then that I would never have another pet with out insurance and hope and pray I don't need it. I checked many different carriers and chose Embrace not by price but the service I received while I was shopping. They answered questions I hadn't thougth to even ask and I feel that I have the best coverage for my pet, they even ask for me to send a picture of him. Happy customer!!!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Professional company with great customer service

Our 4 month old puppy became very ill very quickly with health issues that eventually led to his very untimely death.Embrace afforded us a piece of mind (ie not worrying about breaking the bank), but also showed they really care about their customers (the pets) by sending us a sympathy card. While I would have liked to say I purchased his insurance with his "life" in mind, it was nice that we had it in this time of tragedy.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: Under a year

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