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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Kept their word!

On the recommendation of a friend I took out insurance on my two Yorkies, Daisy and Dudley. The cost was very reasonable for the two of them. Dudley started to have blood in his urine. I took him to the vet and after tests and x-rays a large stone was discovered in his bladder. Surgery was necessary. I thought this is going to be very expensive, which it was but how pleasantly surprised I was to find that my ASCPA insurance did everything the policy said and I was reimbursed for the 80 percent they promised. How wonderful! I recommend them highly!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Extremely caring company

Topnotch customer service. I had an issue with a claim and actually spoke to the CEO! That's true customer service.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Bulldog
  • AGE OF PET: 1 - 8

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8

out of 10

So far so good!

This was my first claim submitted and I was quite surprised at the amount of return. They were very prompt and covered more than I thought would be covered. I was a little disappointed in that they didn't cover a certain medicine and test for his dry eye condition because it was a previous condition. I feel that this medicine and test, like heart worm and flea medicine, is a preventative medicine...it helps to prevent it from getting worse and costing more to cure or releave. But overall I so far can't complain.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

Thank you, Embrace!

We have had pet insurance since I first started watching Emergency Vets in 1996. We switched from our previous provider to Embrace for our new lab puppy after learning about it through DockDogs. Also I was becoming increasingly dissatisfied with the payment schedule, requirements, delays, and difficulty getting information from the previous provider. All of our experiences with Embrace have been positive--from offering a discount for up-front payment to prompt communication and reimbursement, common-sense culture, and good ol' Midwestern customer service! Any new pets in our household will be insured with Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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8

out of 10

Pet insurance is a must

We have numerous claims for our puppy this year and Petfirst has award us our total claim amount every time. I highly recommend!
  • INSURER: PetFirst
  • POSTED: 04/08/2018
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Fantastic!

We have nothing but great things to say about Embrace- very professional, customer service is through the roof- you can tell they really care about you and your pets health, claims are turned around so quickly, their coverage is phenomenal, they have many options to customize your policy and it's really easy to understand! I try to tell everyone with a pet about Embrace- the best out there!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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1

out of 10

Pet Care doesn't pay claims

PetCare Insurance is garbage--don't bother. I recently bought a very nice 70 percent coverage for my shelter kitten. This plan was one of their more expensive plans at $28.95 per month. Because her stools had a little blood in them, I was prudent and took her to the vet. The vet said that it is common for shelter kittens to get worms, so my kitty was prescribed some oral anti-worm medications. She also had some of her required shots done at the time for rabies. Grand total: $150. After submitting all the necessary paperwork to PetCare (there was a ton of it) they DENIED the claim, saying that it was a pre-existing condition! Nice, huh? I promptly stopped payments to them and they haven't gotten a penny from me since. I am currently shopping other insurers. I'm just glad that there wasn't a more serious problem with my beloved kitty, because I certainly would not trust PetCare to fulfill a claim.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Fair and Honest

I think you will get every benefit you are eligible for. My dog has epilepsy. I have been with them for a year and 1/2 and they have paid for medicine every month as well as other related covered expenses. Plus I am covered in the event of an accident. I was able to lock my rate in. I reccomend them. My vet was sceptical they would pay anything based on past experience. He was wrong.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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7

out of 10

aspca pet insurance

I have 2 dogs and have been very satisfied with the company's payment, response time, customer service and coverage. It has been well worth the cost. My only concern is the definition or deemed date of a pre-existing condition. When the policy renews, a condition should not be deemed pre-existing because it first began during the previous policy period.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Great insurance and customer service

Embrace is very easy insurance to buy and to use. If you have a pure-bred dog, there's absolutely no reason NOT to choose embrace since it's the only company willing to cover breed-specific conditions. So far, we've had a couple of claims and the submission/approval process is very clear and efficient and service is great! We are very happy customers.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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