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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Outstanding!

I am more than happy that I selected Trupanion when purchasing a policy for my dog. She has had a couple of bad injuries this year, and Trupanion almost always has our claim reviewed and payment sent within a week!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

Be careful with Pets Best

I have had Pets Best since 2008. They were indeed very responsive intially to my claims. I have had four dogs on the insurance. Currently I have three dogs. One of my dogs in the last 2 years has required extensive medical help on his back and his rear legs. Intially my dog was limping on his right rear leg. There was a significant problem with his gate. I recognized what it was, a gracilis contracture, not uncommon in Athletic German Shepherds. My primary vet could not diagnose it. When the gait continued to get worse after tests and other treatment, I went to a very well known Ortho Surgeon. He also could not find a gracils contracture. However, he suspected Cauda Equina. Upon sedation for a CT to diagnose cauda equina, the doctor confirmed a gracilis contracture in his right rear leg. Nothing could be done for that nad it was an ancillary diagnosis, not at all related to the Cauda Euqina. The CT did find Cuada Equina/Lumbar Stenosis and we had surgery to treat that. That used half of my allotment for treatement. A year later my dog was in obvious pain again. Another CT scan revealed a herniated disc between L6 and L7. Pets Best denied this claim and said it was related to the Cauda Equina claim and the CT exam exhausted my allotted amount for that. Now, two years later, my dog has a semitendinosis contracture in his left rear leg. I consulted with one Board certified Veterinarian Orthpedist who referred me to another Board Certified Ortho Vet. I subm
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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9

out of 10

good job

I was pleased with aspca health insurance after my dog broke her leg.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: 1 - 8

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10

out of 10

Easy claim process, very courteous staff

I just recently purchased pet insurance through Embrace for my whippet, Devo. I ended up getting it because he had recently been nipped by another dog while playing and had to get $400 dollars worth of stitches. While I have not had to use the insurance for any accident or illness claims I did take advantage of the wellness program, it's sort of like a "dog FSA". The claim process for his wellness reimbursement was very easy and quick. I had the check in about 2 weeks from the time I submitted the claim. I also had Devo go through a medical review, Embrace reviewed his past year's worth of records and provided me a detailed outline of what pre-exsisting conditions would be covered and when. This way if something happens but it was a condition he had been seen for before I won't be surprised if something isn't covered.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Whippet
  • AGE OF PET: 1 - 8

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10

out of 10

Exceptionally quick on responding

I don't normally write reviews regarding things people are supposed to do automatically since it is their job. I have to say, I was pleasantly surprised at how quickly Embrace reimbursed us for the spaying of our dog, Keesha. I expected to wait months, but it was only a short while. I am impressed and certainly will tell others. Thank you for the good service. Pastor Frank
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Eurasier
  • AGE OF PET: Under a year

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4

out of 10

Payment for a covered condition will cease...

...at the policy renewal date unless you have a "continuing care endorsement," which for us was an additional $7. But don't be too reassured. This endorsement may not provide as much coverage as the rest of your plan. So beware. We missed out with one cat, never imagining this could happen, and insurance-speak is not always easy to understand. So coverage can end in the midst of the healing process, or at the very beginning if the injury or illness occurs at the end of the plan year. The coverage levels are good for us otherwise, and service has been prompt.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Longhair
  • AGE OF PET: Over 8 years

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10

out of 10

ASPCA to the rescue!

On a routine visit to my vet with Maine Coons, Hyacinthe and Daphnis, in December 2009, I idly picked up ASPCA's Pet Insurance brochure. On studying it at home (having previously looked into two other plans and found them wanting), I liked this one and immediately insured my boys. In June 2010, on a vet visit with Hyacinthe, the routine weigh check showed that he had lost over one pound since December. Testing indicated hyperthyroidism. My choice for treatment was "pills" --twice a day and a major battle each time--or very expensive iodine 131 irradiation. Although my vet assured me that, over the balance of my 11-year old's expected life, irradiation would prove to be no more expensive than medication and follow-up testing, the up-front cost would be significant. Not knowing whether insurance would even cover it, I opted for irradiation. But ASPCA came through with flying colors. Now, Hyacinthe is like a new cat! He's gaining weight, his coat is silky, his eyes bright, and he's returned to play-chasing with his brother, Daphnis. THANKS ASPCA INSURANCE and my great good luck in picking up that brochure just when I did.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maine Coon
  • AGE OF PET: Over 8 years

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9

out of 10

Haven't had a bad experience yet...

I have had Embrace insurance for almost 2 years now and was pleasantly surprised with the ease of submitting a claim and the quickness with the response. If I do have a question regarding my claim I receive a response in my e-mail within hours. They are VERY helpful and even have helped me to save money on the monthly premium. The reimbursements I received have always been fair and I really have no complaints. I do wish I chose the medication option when I purchased the policy because if you don't that is not covered.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rottweiler
  • AGE OF PET: 1 - 8

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10

out of 10

Fast, Easy, and Economical

I purchased insurance for our Daschund-Chihuahua mix, Dobby, when he was just a puppy. We had lost our beloved Lab, Sunny, during a surgery for tumor removal from around his liver. Because the surgery was so expensive, not only did we have to deal with the loss of our pet, but paying the bill and not having our dog was very tough. Not wanting to go through that again, we decided to go with insurance. I did alot of research and liked the way Pets Best handled their claims and the monthly payment via deduction from my checking account made it easy and affordable. In the past 2.5 years I have had several wellness claims and one emergency vet service claim, all of them were quickly reviewed and paid - I am amazed. I wish dealing with our health insurance for the human members of my family was as good. Also, I contacted Pets Best via telephone with questions regarding coverage - always received prompt, friendly, and professional service. I have and do highly recommend Pets Best.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chihuahua
  • AGE OF PET: 1 - 8

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10

out of 10

I feel secure having Embrace insurance

After our 4 year old goldendoodle was diagnosed with lymphoma, we as human medical professionals then realized how advanced canine treatments can be. We had no pet insurance then but wanted to do everything possible for him. After few months our pet passed away despite the chemos, transfusions and excellent care. We were very sad but was determined to get pet insurance for our next dog. I did a lot of reserach on pet insurance then and Embrace was the best deal and coverage I found. Our new puppy arrived 2 months later and he's healthy so far, needing insurnace coverage for hip dislocation he suffered while running on wet grass(no preexisting condition) and the subsequent medical complication from his sling-related injuries. All the claims were processed properly and checks issued appropriately. I am very impressed. If Embrace Insurance can run human insuranc companies I am sure the world would be a better place.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: 1 - 8

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