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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

ASPCA paid as stated on our contract.

Our adopted dog, unfortunately, got a fish hook up his nose. We submitted our claim and were paid according to our policy. It was prompt payment and without hassle.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Remarkable Responsive Folks

Our dog, Dayton, a combination of whatever it took to get the sweetest twenty pound woofer in the world, was T-boned three times by a big, nasty dog whose master was out to lunch. When our guy got to his feet, only three of them were working. We took him to our vet who, having taken the customary expensive X-Rays, determined that the little guy hadn't broken anything and sent us home with an anti-inflammatory. We submitted the claim (through the vet) on a Saturday. Early the following week we provided detail on the incident that the vet had not included in his report. Ten days after the claim was submitted, we were notified that a check was in the mail. I'm as impressed by the fact that Embrace trusted our account of the incident as I am with the speed of their reimbursement. It's impossible to verify the facts of such an encounter when the human and canine players have dispersed, and another company might have tried to deny our claim for lack of any supporting facts. Embrace didn't, an all-too-rare display of integrity in today's business world. I paid a bit more for this insurance because every comment I read suggested the company was in a class by itself. I second that sentiment.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Mast Cell Tumor Paid

When my dog was diagnosed with a mast cell tumor, I knew I wanted to have only the best operate on him. I took him to a board certified surgeon, and his procedure cost a total of 1900. Pets Best promptly paid 80% after the deductible, just like they promised they would. I would NEVER go with out insurance on my dogs.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Great customer service and very fast to repond!

This was my first claim with Embrace, but everything went very smooth and I was reimbursed within 2 weeks. I would recommend Embrace to anyone looking for pet insurance. Also, the wellness plan is totally worth the money.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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10

out of 10

simple, generous, hlpful

I only wish people health insurance was as good as Embrace. My claims are acted on quickly and accurately. In addition, they are explained so that I'm clear what I'm getting and why. Also the Wellness system insures that my cats stay healthy because I am encouraged to get care for them because it doesn't cost so much with a Wellness refund.In sum, I'm glad I found Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Mediumhair
  • AGE OF PET: 1 - 8

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10

out of 10

Very pleased

Embrace was recommended to me by a food friend of mine, who is also a vet. I have been very impressed with Embrace, mostly because I deal with actual people who email me with explanations. If I email back with a question, they answer it. Real people, not departments, not passing the buck, not a telephone service with prompts. What a novel idea!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: Under a year

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10

out of 10

Good, but one mistake

Good and quick service but there was an oversight when getting the claim that resulted in not getting compensated enough. However, it wads taken care of when brought to their attention.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Under a year

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8

out of 10

Hartville Review

I have turned in a couple of claims, so far the claim process has been fairly smooth. While I understand the reason for pre-existing conditions being excluded in claims, I do wish that there was a policy addition that would allow for pre-existing conditions even if there would be an additional premium. Depending on what that premium might be, some pet owners might be willing to pay it.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siberian Huskey
  • AGE OF PET: Under a year

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10

out of 10

Embrace for my CATS

I have two cats, one small and older, and one younger. Embrace has helped me get both of them to get healthier. Just today I went to the vet and she told me that the younger cat (6 years) Yetti, had finally her fracture is strong, so she now doesn't have to go back to have the stent anymore. Yetti is SO happy! Yetti is adopted from Angel Memorial and I'm so glad I did. In fact she is just as happy as I am, now that her arm and foot are perfect. My other cat that was adopted after my son-inlaw found her alone and desperate because she had been dumped for 3 weeks. She the older won (8 years) and she is a real sweety, who lies on my bed, and keeps me worm. Thanks so much for Embrace for all the help they've done for me, Yetti and Benni!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Russian Blue
  • AGE OF PET: 1 - 8

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10

out of 10

Thank you for

As a first time user, I received an email requesting assistance that I would have to redo EVERYTHING on my insurance papers. However, when I called to verify this information, the agent I spoke with explained that only three documents were necessary. My vet's office faxed immediately. She was very understanding and courteous. It was a pleasure to speak with her. Also, Pet's Best has been recommended to me to be more accurate, better paying, and faster with claims than other companies.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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