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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Bull headed Bull dog

My 3yr Old, Olde English Bull Dogge love to run the fence line with the nebours Dobberman in doing so he ran so hard he tore his ACL. Almost $3000 after all was said and done. I am so happy i had pet insurance or I would still be making credit card payments. Trupanion came through in about a week and paid the 90% my policy calls for.I was actualy surprised how fast they paid,and all it took was faxing a simple form my vet filled out for me. the saving from this one incedent will pay his pet insurane for almost the next 5 years.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Old English Bulldogge
  • AGE OF PET: 1 - 8

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9

out of 10

Pete and Karma

My dog Pete was diagnosed with cancer a year ago and just died in June 2011. My other dog Karma was dignosed with cancer in July 2011. Trupanion has been wonderful in expediting my claims very quickly. Also, they have been very supportive when they called to see how Karma was doing. I am very happy with Trupanion.Thank you Cheryl
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shepherd Mix
  • AGE OF PET: Over 8 years

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9

out of 10

Pets Best Came Through For Me!

I signed my puppy, Malcolm, up for Pets Best and added the Wellness plan as well. He's now 4 months old and I submitted my first claim (for his neuter & a shot). My claim was processed very quickly and I was reimbursed directly to my checking account. My only complaint is that I had to resubmit my claim twice, but it's not entirely the fault of the company. I didn't understand that because there was a medication listed on my bill that was submitted (which was for pain after his neuter) that they were looking for a diagnosis on the claim form as well as the neuter and bordatella shot. I called customer service and they kindly explained it to me and we got it all sorted out. The customer service rep was very nice and professional & even after having to submit it twice it still took less than a week for me to be reimbursed. I would definitely recommend Pets Best to my friends and family.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labradoodle
  • AGE OF PET: Under a year

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10

out of 10

Outstanding Coverage, Compassionate Company

Embrace Pet Insurance has stood by me with my dog, Alex, and my cat, Suki. They have always been compassionate and caring in helping me with my medical bills, explanation of coverages, and providing quick reimbursement of charges. They take it a step further in truly caring for you and your pet...even asking me for a photo of my two pets. If other firms were as excellent as this firm, the world would be a much better place.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boston Terrier
  • AGE OF PET: 1 - 8

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7

out of 10

Lots of claims - processing was a bit to manage

Our 8 month old puppy sustained a broken toe and then lots of bad pressure sores from the casting. Over the course of 2 months, we had around 12 claims to submit for the various appointments. It became very frustrating when claims were faxed 2 and 3 times and were still not received by Embrace. Once they were finally received, the processing was quick and efficient. Embrace needs to work on establishing a more effective system of receiving claims and notifying of receipt immediately. We were thrilled all of our claims were approved and this injury to our pup has been covered!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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1

out of 10

Read their fine print

I have not had a good experience with this insurance company. This is the first time, I took out a policy on a pet and as luck would have it, my puppy needed surgery in his first year, which they did not pay, now he needed surgery again in his second year of life, which they will again not pay
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: 1 - 8

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10

out of 10

Finally, pet insurance worth getting!

I'll admit that I was skeptical about pet insurance in general, believing that one will pay far more in premiums than could ever getting back in reimbursements. I used to work in a veterinarian office and even told clients it was not worth it. Who knew that only 8 years later I would find Embrace.I am so greatful for the comprehensive coverage for my three "fur-kids". I took all three of them in for annual exams, labs, fecals. This was reimbursed at 100% with no waiting period. Then I scheduled my eldest for her dental -this was also covered up to the maximum benefit under the plan. The claim was faxed by my vet office and I recieved a confirmation e-mail from Embrace in 24 hours. All claims have been reimbursed in 2 weeks. I couldn't be happier. I cannot express enough how much I appreciate the complete coverage available, and peace of mind knowing that my dogs will have insurance coverage in case of illness or emergency. I just wish I had this coverage for my last best friend - his vet bills exceeded $15,000.00 in the 4 years that we had him. So, kudos to Embrace. Keep up the great service, and thank you. I have given positive feedback to the staff at my animal hospital - they too wanted to know if there was any pet insurance worth getting...the answer is yes!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Paws down the best pet insurance company

I have had Embrace pet insurance for the last 4 years. It is by far the friendliest, easiest and quickest paying company out there. Communication is quick and friendly. I went 3 years without a claim and this year has definitely made up for it. My German Shepherd had a major infection which ended up needing surgery. Every bill (minus my copay and deductable) was reimbursed. There were no payment schedules or nitpicking involved. I love this company and highly recommend it.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Over 8 years

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10

out of 10

Peace of Mind equals ASPCA Pet Insurance

Knowing Tucker (my rescued Tennessee Lab) had pet insurance made me feel very confident about being able to assure him of great medical care without financial worries.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Great

For only $40 a month I have my 2 puppies, Guppy and Ishbu covered and Guppy was treated for what turned out to be a virus. The bill was over $960.00 and within a week of filing a claim (which is very easy to do) I recieved a check. Without this great insurance I wouldn't be able to afford the care my dogs deserve and need. It's so nice to not have to worry about any emergency pet bills, I know my insurance will be there. I've had it for less than a year and it has already paid off greatly.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Terrier Mix
  • AGE OF PET: Under a year

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