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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

1

out of 10

RIP OFF!!

Do yourselves a favor, do NOT get trupanion insurance! They are a complete and total rip off. I called them prior to having ANY work done on my dog. Now they tell me they wont cover it!!! So Im stuck with a $4000 vet bill! You want good insurance? Go to VPI pet insurance. They are upfront about everything!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

As always, great service!!

Thank you for your prompt response and concern for Kate. Getting your insurance was one of the wisest things I have ever done.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pointer
  • AGE OF PET: 1 - 8

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8

out of 10

Easy and quick claim processing.

Our puppy had pancreatitis, which involved several trips to the vet including a Saturday visit to the emergency vet. Embrace processed and quickly sent us reimbursements to cover our credit card bills (after the deductible, of course).
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pembroke Welsh Corgi
  • AGE OF PET: Under a year

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10

out of 10

great insurance!

I have a dog that survived distemper and have been with pets best ever since. Their claims are easy to file and have a quick return. When I do need to call them, I have naver waited more than 2 min to speak to a real person. The customer service is wonderfully helpful and informative. I hang up with them with a sense of ease and feel like the person i've just spoke with actually cares.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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9

out of 10

Thank God for Embrace!

Recently my pet became ill. He was vomiting/diarrhea, weight loss, thrifty coat. We had any and all testing done x-rays, ultrasound, Barium and blood testing. All came up fine. Still ill, so much so that we had to go ahead and do exploratory surgery. Well, weeks and thousands of dollars later and we finally figured out what was ailing our pup...a piece of one of his rubber toys!! It had created a partial obstruction in his intestines!Without Embrace pet insurance, we would have never been able to afford all this testing and surgery. I am a pet groomer and I recommend Embrace to anyone who will listen, especially owners with new puppies.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

High integrity, highest quality of service .

If I could, I would use Embrace over any personal health care provider I have had. They show genuine concern for my pet and a desire to offer superb service in all areas they cover. I have been delighted with the high quality of involvement and follow through. Embrace does what it says it will do without questions
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Akita
  • AGE OF PET: 1 - 8

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3

out of 10

Betrayed

Over 6 yrs of being a client with 1 claim, an "accident" causes a partial tear to the ligament no coverage, buyer beware. Think the policy changed over the years and my fault for not "watching", better off putting the money into a savings account.Very disappointed, no room for options, if I had pushed my dog under a car and broke her leg they would cover but tear the ligament, sorry its a "common"injury and you're left to swing in the wind
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siberian Husky
  • AGE OF PET: 1 - 8

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7

out of 10

Sheltercare was worth it!

I adopted two feral kittens two years ago and signed up for the free 30-day Sheltercare policy from 24 PetWatch. Then I continued the policy. Kittens get sick a lot, after all. Mine turned out to have infections, calicivirus, several kinds of worms diagnosed at different times, and, to our horror, RINGWORM. It was a tough time; months of nursing, etc.. Ringworm treatment is expensive, and we were reimbursed hundreds of dollars with only minor runaround. For example, they needed medicinal dips every week for months, and the vet billed them as "grooming," so I had to clarify that one several times before I got reimbursed. I got the hang of filling out the paperwork and dealing with issues on the phone pretty quickly. I thought the people I dealt with were friendly and helpful overall, and even sympathetic. So, that was 2 years ago. I haven't had dealings with them since and my cats are now big and healthy. Not sure I want to continue paying $32/month to insure them at this point when they will likely need only preventive care, which isn't covered, for at least a few years... on the other hand, as soon as I cancel, I'm sure one or both will develop a serious illness! I believe it's worth it to insure a stray or feral kitten because they all have worms or some kind of issues and the costs add up. I'd recommend this company for that, but I have no experience with them in other situations, say, with older animals and chronic conditions.
  • INSURER: 24PetWatch
  • POSTED: 01/10/2020
  • BY:
  • BREED: Domestic Longhair
  • AGE OF PET: Under a year

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10

out of 10

A customer for life!! Thank you Trupanion!!

I like many others wasn't sure if I wanted to purchase pet insurance. I kept asking myself if it was a good investment or should I just start putting away $50 month for the "just in case fund". Lexi was 12 weeks old when she had her first seizure. At 14 weeks she had an MRI to determine what caused the seizure. I'll never forget the call from the vet informing me that Lexi had a severe case of Hydrocephelus and asked that I come in to discuss treatment. The odds of Lexi making her first birthday were slim to none but because of the exceptional care and insurance coverage from Trupanion we have been able to find the right mix of medication while giving Lexi the quality of life she deserves. We celebrated Lexi's first birthday in August! Over the past year Trupanion has never questioned a claim and has responded promptly on each claim submitted. Did I mention that Lexi's medical care has cost over $8,000 in the past year?So if any of you are asking yourself if pet insurance is worth the investment just remember my story. I brought home a healthy 8 week old puppy who passed her first vet check. The $50/month I pay to Trupanion has paid off in so more ways than I could have imagined. Thank you Trupanion, thank you for allowing me to take care of Lexi when she needed me while knowing you were taking care of everything else! I also think it's important to share with everyone that when Lexi's insurance plan was up for renewal this month her premiums only went up by less
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Pet Insurance Recommended

This is my first claim submitted to Trupanion and I'm very pleased with the result. Submitting the claim was easy and within 10 days I received an email stating the claim had been processed with a detailed breakdown of the payment to be processed.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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