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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Outtanding

I have had a wonderful experience with Trupanion thusfar.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siberian
  • AGE OF PET: 1 - 8

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10

out of 10

Pets Best is wonderful

I have had Pets Best for several years and the process is very easy. I am reimbursed within a week to 2 weeks and it is always correct. The Customer Service is always responsive; there is never a wait to get help. I think they're great.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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9

out of 10

faithful pet

I have had pet insurance on my american bulldog Bandit for 2 yrs unfortunately he developed cancer in his testicles and had to have them removed. I wish i would have had pet insurance on my other american bulldog who was diagnosed with a brain tumor which cost me about $7,ooo.00 to try to cure. Unfortunate he was diagnosed to late and I had to put him down. MAYBE with earlier diagmostics he would lived longer then 6 years old. I now think that all animals with the food that they eat are now prone to human health problems. pets have been domesticated for centuries, only since the 1930's when the FDA originated and the food was not allowed for human consumption was it made into dog and cat food. I am up in age now and Bandit is like another son and he depends on me to protect and take care of him. Thank You.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Bulldog
  • AGE OF PET: 1 - 8

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3

out of 10

They would take my money and provide me nothing

I extremely unhappy with the service provided by Embrace. At their advisement, we had the vet provide an orthopedic exam for our puppy which was not required to ensure that should our puppy break a leg or something in the upcoming 6 months, it would be covered. After making a note on the exam, Embrace felt it incumbent upon them to deny a string of "potential" issues that, as expressed by our vet, were unrelated. Making things even worse, when inquiring with "Claims Embracer", she acknowledged that had we not done the suggested exam and been less responsible puppy parents, our puppy would have likely been covered. When attempting to address this concern, she sidestepped the issue and effectively told me (not in so many words) that they would be happy to continue taking my money even though they wouldn't be willing to provide coverage. To be fair, I like this company on paper. They provide rates that appear competitive and they offer policy options that are flexible to most needs. My experience with them however, told another story.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mastiff
  • AGE OF PET: Under a year

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10

out of 10

Very reliable and quick to pay claims

We have healthy paws for our 7mth old French bulldog. He ended up getting a skin infection that he needed 4 treatments for. We claimed the treatments with healthy paws and almost exactly a week after our vet sent in the claim forms there was a check waiting in our mailbox for the exact amount they said they would repay under our 90% reimbursement level. They even checked up on our little guy after he was done treatment to make sure that everything was ok. They have been a wonderful insurance company for us and I would recommend it to anyone looking to make sure their pets stay healthy.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: Under a year

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10

out of 10

This is one incredible pet insurance company!

The policies at Pets Best Insurance are fair,the personnelreview claims immediately upon submission, and the Company pays the amount due the provider or pet owner promptly. Having the ability to pay the veterinarian directly is definitely a plus.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Standard Schnauzer
  • AGE OF PET: 1 - 8

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5

out of 10

They don't cover enough

Very limited coverage. They nickel and dime you, saying that just about everything you were charged by the vet cost more than their "standard" reimbursement rates, so you only get 80% of a portion of what you paid. Plus they don't cover lots of things that vets charge you for.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labradoodle
  • AGE OF PET: 1 - 8

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10

out of 10

Fast Claim Processing

Healthy Paws had my claim processed and a check in my hand before my dog's biopsy was even back! Luckily it was negative, but I am confident if she had needed further treatment the process would have been easy. Awesome service. THanks
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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9

out of 10

Mason's ICU Emergency

Mason went blind overnight about 4 years ago and thus began a growing file of medical issues. Someone recommended that I get pet insurance when he was a puppy and it was the best decision I've ever made for him. I've never been faced with a tough decision due to money and have been able to provide the best medical care through each incident. This last one was life or death! He's 10 now and a bit of a miracle dog. He means so much to me and my family and is still with us due to the excellent vet care he's been given with the peace of mind that the financial burden has been lessened.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Brittany
  • AGE OF PET: Over 8 years

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10

out of 10

Fast reimbursement!

Wow! I just signed up for Embrace for my puppy who is 12 weeks old. I submitted our first "wellness" claim and got an immediate response by email. It was then reviewed and the payment is on the way. It only took ten days. I was afraid they would look for every reason not to pay as some insurance companies do...not the case here! Looking forward to Embrace coverage for many years to come.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Under a year

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