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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Great Insurance

We are extremely happy with Trupanion. They cover exactly what they say they do, and processing couldn't be simpler. They have great customer service, excellent communication, and fast reimbursement.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cane Corso
  • AGE OF PET: 1 - 8

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1

out of 10

bad news

Would not cover the treatment of my dogs illness because they decided the cost was five dollars above national average for such cost of illness
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent!

In early June/2011, my little Shih Tzu had emergency surgery for bladder stones & a urethral obstruction. Since then, we have been dealing with recurring bladder infections. Without Trupanion's Vet Insurance, I couldn't have paid for all the check ups and medication. I would have had to give her up to someone who has more money, and my Schnauzer mix ( who has separation anxiety ) would be lost without her. Each time we go to the vet, he cries when she is out of his sight. Thank you for being there for us and for answering my questions when I didn't know what else to do. I will continue to recommend Trupanion to anyone interested in health insurance for their beloved companions.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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9

out of 10

Wellness insurance well worth it!

One vet visit nearly met the $200/year amount, so I was very pleased with my timely reimbursement. Regarding the orthopedic examine requirement: I didn't agree with one exclusion they set for Gracie's knee, but after researching the condition, I think they were justified (although premature since she doesn't have any issues with her knees yet). It did make me realize I need to get her weight down and keep her exercising to avoid future issues, so I'm grateful for that. I have already told my friends about this insurance and recommended it highly.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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9

out of 10

Just what I was hoping for!

After having several pets with extensive health problems, I decided that the next time around I would try pet health insurance. Well, after much research we settled on Embrace. Almost right away my rescued kitten started having problems. Embrace was everything I was looking for in a great insurance company. They responded quickly, have great customer service and covered everything I thought my policy would cover. I'm very please with Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Best policy to have

I have had banfield and VPI in the past, but switched to healthy paws based upon the reviews I read on this site and I am glad I did. I have submitted two claims so far and have experienced excellent customer service (I dealt with Meredith and she was awesome to work with; she explained all of the details clearly and demonstrated sincerity). For two dogs, my monthly rate is $75/$100 annual deductible each pet. This particular insurance policy assumes a responsible owner will pay for all preventative care and office exam fees (roughly about $30-40), which I am in complete agreement; pets cost money, if you want one, there will be an assumption of financial responsibility. I recently fulfilled my $100 deductible after just two visits and from this point forward, will have 90% coverage until next year. This is a great plan for responsible pet owners who want peace of mind in the event your pet suffers from an injury or illness. My dogs get all of their annual vaccs and heartworm check, but hardly ever get sick, but this plan sure came in handy when my chihuahua developed ringworm and a tumor.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chihuahua
  • AGE OF PET: 1 - 8

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10

out of 10

The best!

This company is wonderful. Reasonable premiums, $200 deductible and pays 90% of claim. Easy to file, payment immediately. A must for pet owners to ensure the best care for their pets.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Under a year

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7

out of 10

Undecided

Claim amounts are fair, but turn around time to be reimbursed are long.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: Under a year

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7

out of 10

Reasonable and Customary isn't even close

We wish the reasonable and customary amounts were actual for our area, the benefits paid were much much less than we expected, and we didn't see how the amounts claimed to be reasonable are at all aligned with our area. But, we are thankful for the coverage. Also, the time to claim payment is quite long, but they are thorough.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Soft Coated Wheaten Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

I'm Glad I Chose Embrace

When a new kitten entered our lives it was time to consider insurance. I reviewed several, and chose Embrace because it offered the most for the least, and in these days of recession, that's important! So far my claims for wellness have been acted on promptly and I have been amazed at how quickly reimbursement is deposited into my account. I would recommend Embrace to any friend.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Mediumhair
  • AGE OF PET: Under a year

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