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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Great Claim Experience

My dog got deep eye ulcer. Went to 2 vets before finally got referred to an eye surgeon who operated on my dog the next day - and also to have weekly checkup for at least 2 months. Trupanion was extremely efficient in processing claim, they covered all my expenses from all 3 vets and medications as well. I send them my receipts multiple times and every single time, got processed right away. Plus, they are soo courteous and professional when you talk to them on the phone.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: 1 - 8

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10

out of 10

Kudos to Trupanion

Trupanion has been fantastic in the handling of the claims we have had with our dog. They have answered any questions we had, have paid the claims we submitted in a prompt manner, and have been friendly and caring. I know of cases where pet owners have been dissatisfied with their pet insurance; however, in our case we are very happy we chose Trupanion, and I will tell anyone who will listen how great they are!!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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9

out of 10

Invest in your Pets

I never want to have to choose between treatment and euthanasia due to cost. I recommend insurance to anyone that loves their pets. My dog has had problems and I have not had to wonder how I was going to manage. The insurance reimburses the majority of costs and does so in a timely manner. I have recovered more than the cost of the insurance. I will never let my pets go uninsured.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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10

out of 10

They Truly Care About Their Customers and The Pets

We have had major claims on two of our dogs while being an Embrace customer (fortunately not in the same year!). They have been very helpful in assisting us with the claim process and have been very quick in sending the reimbursment. Not only have they been supportive, they have followed up with us concerning how our dogs were doing while they recovered! They've made us feel like our dogs were important to them and not just a "number" in their files. We have recommended Embrace to many of our dog friends!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Great

Always prompt payment, with detailed email notification along the submission process. 90% coverage with no problems. I suggest it to everyone who needs pet insurance.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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9

out of 10

excellent

Was able to fax the forms to the claims center. They were acknowledged within 2 days and within the week and I was notified as to what amounts to expect as reimbursement. They do not pay for "consultations"--(the Vets examination necessary before the Vet institutes treatment). Unlike human health insurance, they were true to their word and reimbursed 90% of the bills after I paid my deductible. Took about 2 weeks to received the checks in the mail. The Vets wanted a deposit up front--as soon as we said we had Trupanion insurance, they went right to work. I am so glad we had the insurance! Our Marcus is healthy and happy again due to the excellent and immediate care received. Great investment and peace of mind.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Under a year

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10

out of 10

Embrace is Simply the Best

Over the years I have enrolled my pets in several pet insurance providers, from better known to lesser known providers. I'll spare the other providers from my opinion of them as I would like to focus solely on the outstanding service provided by Embrace. I have a 2 year old beagle who has been reasonably healthy until lately. She has been vomiting constantly and has not been herself. She had to go through a battery of tests and procedures to determine the root cause of her ailment. As we all know the bills start piling up at that point. After several substantial bills from the local Vet and the emergency Vet hospital I submitted my claims to Embrace using their pre-filled claim form. All I had to do was attach the invoices and fax them over to Embrace. I received email notifications the same day I sent in the claims. Embrace sent me weekly updates letting me know the status of the claims process. Two to three weeks later I received the claim . This was our latest claim experience which was the same as all prior experiences with Embrace. You will not find a better pet insurance provider than Embrace Pet Insurance. I have had numerous pets on no less than 5 different pet insurance providers over the years. Every other provider took quadruple the time to process claims and never lived up to what they claimed to be "covered" ailments. All the other providers looked for excuses not to pay using "breed tendencies" and other creative ways of minimizing claim reimbursemen
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: 1 - 8

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9

out of 10

Macie

My dog Macie got sick in October. I took her to the vet, which can generate a scary bill. I start with a few services to see if that would make her feel better, which it did. I submitted my claim form and a check arrived a few weeks later.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: 1 - 8

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1

out of 10

Not a happy customer - ASPCA ridiculous

THIS IS A SCAM!I have three cats and pay for level 4 insurance for them. Just recently submitted a claims of ($400.00) for my 1yo cat for neutering. After all the "disallowed" item ie blood test, and annual deductible I got $66.00 back. I too ask them to give me a list of "customary cost for my area in SF" and was told that they couldn't give me this info. Will definitely shop for another pet insurer.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Great Service

I have dealt with other pet insurance companies over the years with other pets and this company is by far the best!!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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