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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Over night stay in hospital

Princess was taken care of with the benefits of all medical care without the burden of financial worries.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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10

out of 10

excellent turn around time with claims

My cat was very ill and not eating or voiding much at all. I took him to the vet and he had blood work, x-rays, subcutaneous fluids, shots for nausea and urine tests. It turned out he had cystitis. I really appeciate my pet insurance company because they have always been quick to process claims. This really helps when you have an ill pets that needed multiples tests to find out what is wrong.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Tabby
  • AGE OF PET: Over 8 years

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9

out of 10

Maggie's health

I have only had this insurance for 2 years, but so thankful to have it, with Maggie's health issues,it has helped,it is nice to have such caring people to talk with.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boston Terrier
  • AGE OF PET: 1 - 8

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3

out of 10

saved money with insurance

When my dog needed surgery I was able to recoup my premium and deductible, however the rate for reasonable charges is way under what the vet and hospital both charge. Many items (fluids for a dehydrated pet) are not even covered. Better than nothing. It sure would be great to know ahead of time what is going to be covered, what is not, and what is the customary charge - that would go a long way to preventing sticker shock.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

excellent

My Toy poodle was diognosed with Hot spotsTrupanion, was right on my case evaluation. Very timely
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Toy Poodle
  • AGE OF PET: Under a year

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10

out of 10

Wonderful First Experience

After going back and forth whether to purchase pet insurance, I am happy I did! Customer service has been responsive and prompt and this insurance coverage is totally transparent. There are no secret charges or suprises! Thanks Embrace!!!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: 1 - 8

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9

out of 10

They worked with me when I dropped the ball

I generated an online quote with the coverages I was comfortable with. After a couple of e-mail exchanges to answer some of my concerns, I purchase the policy online, no problems. When I submitted my first claim weeks later, I got an e-mail back saying that the procedure wasn't covered! It turns out I made a critical error when selecting coverages online. Out of luck? Not at all. They looked past my bumbling and offered to reformulate my policy to what I had intended it to be, and made it retroactive. Not only that, they applied a discount I had not previously known about, so my monthly premium dropped a few bucks. Bottom line, great customer service. Hopefully the claims process is as impressive.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: Under a year

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10

out of 10

Impressive

We registered with Trupanion at our Vet's recommendation when Moonlight was only 8 weeks old. Recently she accessed a box off raisin/chocolate. The treatment was long and costly (over 10000$). Trupanion worked with our Vet, obtained the medical history and simply paid 90% of the cost. The procedure for filing the claim was easy and throughout the waiting period ( about 1-2 weeks) they sent me updates with a final thank note to us for taking good care of Moonlight. I will remmend Trupanion to all pet owners with no reservations.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Havanese
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws is fabulous!

I had scheduled a dental cleaning for my 7 year old yellow lab, Chamois. When they did the blood work prior to anesthesia, a serious kidney issue was found. Chamois went through two days of IV fluids, many tests and was put on meds and a prescription diet once the issue was pinpointed. She was, and still is, a mystery case for our vet and the clinic as she presented no symptoms of an illness and still exhibits nothing that a doctor would normally use to identify an illness. I printed out several personalized claim forms and had the clinic keep them in our file. As an appointment was completed they would fax the form to Healthy Paws and the claim was quickly processed. We had one appointment at 9:00 on a Thursday, the claim was processed by 2:00 that afternoon, and my check was in the mail on Monday. That's awesome! Everything I hoped would be covered was, payment was fast and the customer service couldn't be better. I'd researched several companies and decided on Healthy Paws because it's the only one I found with no caps or limitations on coverage. I'm so glad I chose them! They even follow up with concerns and hugs for Chamois, which is a personal touch that is much appreciated.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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3

out of 10

Read the fine print

One of the "fine print" items with this insurance is that each year's renewal is considered a completely new policy. Therefore, no matter how long you have had your pet insured with them, any illness they have at renewal is considered a pre-existing condition and is not covered. My cat developed IBS in the 11th month of the 4th year I had him insured with ASPCA. Therefore, they covered his vet visit and medications for the first month of his illness and never paid another penny after that. I found it fairly worthless for that reason and would not buy it again and would not recommend it.
  • INSURER: ASPCA
  • POSTED: 05/30/2019
  • BY:
  • BREED: Maine Coon
  • AGE OF PET: Over 8 years

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