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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
4

out of 5

Appreciate this coverage

We do K9 search and rescue. We're volunteers and bear all expenses for ourselves and our precious partners. Having this coverage has benefited us and allows us to use resources to defray other expenses. By covering the bills for Izzy's infection, Embrace is helping us help others. Thanks Embrace.
  • INSURER: Embrace
  • POSTED: 06/23/2015
  • BY: Steve
  • BREED: Golden Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

Perfect

My puppy, Harvey, suddenly became very ill and requires multiple emergency visits, the care of a specialist and other fees that totaled about 6,000. I couldn't have afforded his care without this insurance AND they were amazing! I filed my claims, talked with customer service, and was reimbursed in a timely manner. One of the best customer service and insurance experiences I've ever ever had!
  • INSURER: Trupanion Canada
  • POSTED: 06/23/2015
  • BY: Amanda
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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5

out of 5

Perfect

My puppy, Harvey, suddenly became very ill and requires multiple emergency visits, the care of a specialist and other fees that totaled about 6,000. I couldn't have afforded his care without this insurance AND they were amazing! I filed my claims, talked with customer service, and was reimbursed in a timely manner. One of the best customer service and insurance experiences I've ever ever had!
  • INSURER: Trupanion
  • POSTED: 06/23/2015
  • BY: Amanda
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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5

out of 5

YOU HAVE A CUSTOMER FOR LIFE!!!

My older dog is on her second knee surgery in 5 months. :O( Tough break for her, it just sucks and breaks my heart. But Embrace has been FREAKING AMAZING through all of this!!! She had her first surgery weeks after passing her Ortho Exam. Embrace didn't try to get out of paying for the claim, even though it was so close to the ortho waiver being done. What I got from Embrace was....COMPASSION! Wouldn't it be nice if our HUMAN insurance was this good???!!! And now we are on our second knee surgery this year. BOTH times I have been reimbursed before her follow up doctor visit. WHAT INSURANCE COMPANY DOES THAT IN THIS DAY AND AGE??? EMBRACE...that's who! I started with Embrace cause I have USAA insurance...this was one of the best decisions I have ever made for my two Drahthaar's!! THANK YOU EMBRACE...YOU HAVE A CUSTOMER FOR LIFE!!!!! My old girl is now retired from hunting. So, I'll be adding a third member to our dog pack/hunting family next year...you're getting that business to! YOU GUYS ROCK!! Thank you for making this process easier than you had to! I tell EVERY person I know about Embrace, every chance I get!!!
  • INSURER: Embrace
  • POSTED: 06/23/2015
  • BY: Lora
  • BREED: German Wirehaired Pointer
  • AGE OF PET: Over 11 years

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5

out of 5

Excellent Pet Insurance!

We've had Embrace insurance for about 5 years and they never fail to amaze us with their efficiency and great customer service. We have 3 cats so have made several claims which are all paid promptly. We can't imaging owning pets without Embrace!
  • INSURER: Embrace
  • POSTED: 06/23/2015
  • BY: Judy
  • BREED: Tabby
  • AGE OF PET: 7 - 10

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5

out of 5

They got my back - continually!

Have written about them before. They continue to support me and my baby dogfies! Love em!
  • INSURER: Embrace
  • POSTED: 06/22/2015
  • BY: Nolini
  • BREED: Labrador Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

Its one of the best

We had our fur babies on Trupanion for over 4 years now. When doing my research into pet insurance, I found this one (Trupanion) to be the best, as they offered a 0 deductible, along with other % of deductibles and for the best price. They also get your re-reimbursement check back to you in a timely fashion.
  • INSURER: Trupanion Canada
  • POSTED: 06/22/2015
  • BY: Joyce
  • BREED: Miniature Schnauzer
  • AGE OF PET: 7 - 10

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5

out of 5

Its one of the best

We had our fur babies on Trupanion for over 4 years now. When doing my research into pet insurance, I found this one (Trupanion) to be the best, as they offered a 0 deductible, along with other % of deductibles and for the best price. They also get your re-reimbursement check back to you in a timely fashion.
  • INSURER: Trupanion
  • POSTED: 06/22/2015
  • BY: Joyce
  • BREED: Miniature Schnauzer
  • AGE OF PET: 7 - 10

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5

out of 5

Embrace has been as good as my Golden

Gracie my Golden retriever has had a few different issues over the last several months that have been treated. Every visit I was sure to have my vet fax the info into Embrace for filing. I always received an immediate response from Embrace and with the wonderful portal they provide I was able to see the process. Once my deductible was reached my claims have been paid very promptly. I have been a customer for 5 years and have had good experience with Embrace.
  • INSURER: Embrace
  • POSTED: 06/22/2015
  • BY: Peggy
  • BREED: Golden Retriever
  • AGE OF PET: 7 - 10

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2

out of 5

from loving it to feeling dread filing a claim

I got pet insurance when we got our pug puppy. She has been insured for like 9 or so months and she just turned 1. She has seen the vet many times. Took a little while to diagnose her with Demodex. She has been treated for this problem for 7 months now. The first day we had her we took her to be checked out by our vet. She had yeast in her ears so they now find any dermatological condition pre existing based on that. And that is fine with me. I understand how insurance works. One of our claims got partially denied because they felt part of her problem was dermatological. We filed an appeal and they said no it's not dermatological its secondary infection to her Demodex. They are usually good at paying claims fast so I know when there is a problem. It stays pending for a week or so. I have to call embrace and they always say. "We are waiting for doctors notes" I always say I have them and I submit them since the specialist is slow to get back to them. Would a courtesy email hurt to keep a customer up to date. Especially since I had the documents they needed every time!!! Then I get the same determination partially covered. Partially not due to dermatologivsl condition. For literally the same problem, same tests, and same medication the appeals adjuster approved, and other claims have been approved. As a customer I can not request a redetermination. The provider has to write something. Today was literally the 4th time this has happened. It is very annoying that they are an insurance company. How can they not review previous claims for the same exact thing that were paid and previous appeals that overturned the same exact wording they are using. Needles to say I think they need a better system or way to review cases that have a chronic condition. This I find is very poor claim management on their part. Luckily the condition has finally almost cleared and hopefully will not have to deal with so many claims soon. To me there is no reason to cover and antibiotic and the first refill but not the second refill. I give them a low rating based on the poor management of processing claims for chronic conditions. Also they should notify customer when they need more info not just the doctor.
  • INSURER: Embrace
  • POSTED: 06/22/2015
  • BY: Mark
  • BREED: Pug
  • AGE OF PET: 0 - 3

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