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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Satisfied

My 18 mo. chocolate lab had lameness in his right front leg. We took him in for xrays and ct scan and found a small bone chip in his elbow. I filed the claim within 24 hours and it was completed within 10 calendar days (7 business days). Trupanion stayed in contact with me throughout the process.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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8

out of 10

We feel as if we've made the right choice.

After less than satisfactory experiences with other pet insurance companies, we finally feel as if we have made the right choice with Embrace. The claim was handled in a timely manner, and we believe that—given the seriousness of the incident—the reimbursement was fair. We hope that future experiences with Embrace continue to be as positive as this initial one.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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5

out of 10

Disappointed

I have been with Embrace for almost one year and unfortunately we has the customer are the one paying for the very slow processing of claims do to "training delays". I recently have had a number of illness claims beginning back on 7/10/12 and they are taking almost 30 days to process from receipt of claim to receipt of reimbursement. This is making me rethink the renewal of my policy. At this time I would find it very hard to recommend this company and would caution a potential client.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

Wow - Quick Claim Processing!!!!

Our Polish Lowland Sheepdog was having tummy issues and after it was all said and done it was quite expensive. I submitted my claim and had a check in my mailbox within days!!!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Polish Lowland Sheepdog
  • AGE OF PET: Under a year

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5

out of 10

Claims take way too long to process

It seems Embrace has become to overwhelmed to be able to process claims in an acceptable timeframe. When I signed up for Embrace insurance for my two miniature pinschers two years ago, it took them less than two weeks to process a claim. It now takes 3 to 4 weeks to process a claim. I'm going to start shopping around for another pet insurance company that is more responsive to their customer needs.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Pinscher
  • AGE OF PET: 1 - 8

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10

out of 10

Princess Marshmellow's annual check-up

Princess Marshmellow went for her annual check. She had slight weight loss and surprising to me fleas!!! Vet fixed her up good. I am so glad I have pet insurance. I love my kitty very much and only wish for her to have a good life. We adopted Princess Marshmellow from the Humane Society. I specifically wanted an older kitty. She is loved and cared for. I always recommend pet owners to invest in pet insurance, especially Embrace insurance.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Himalayan
  • AGE OF PET: Over 8 years

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10

out of 10

Healthy Pug, Happy Owner!!

When I got my pug from a rescue I decided to purchase insurance for him because my older pug had so many health problems. Within a few weeks of rescuing him and purchasing insurance, he was in need of surgery to correct a dangerous breathing deformity. I had researched other insurances and Embrace was the only one I found that covered birth defects. I actually called VPI and was told they specifically do not cover breathing problems with pugs because it's hereditary. Embrace prcoessed my claim and kept reaching out to me and Otto's vet and surgeon when they needed more information instead of just denying it and moving on. I've recommended Embrace to my vet office as well as my pug group here in Nashville.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: 1 - 8

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10

out of 10

Honest, Prompt, and Service Oreinted

I got Healthy Paws pet insurance when I adopted my retired racing Greyhound, Tucker, in July 2012. Two months later, Tucker started having trouble with his right front leg. He has since been to the vet twice, getting blood work done and x-rays. Anybody who has had these services conducted for a dog knows how expensive they are! I was pleasantly surprised to find that submitting the claims was simple, they were processed in a very timely manner with clear explanation of benefits, and we received a check for our reimbursement within 3 days of receiving the services after we met our deductible. We did not have to jump through any hoops! I wish my own health insurance was this good! The premium is also quite reasonable.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Greyhound
  • AGE OF PET: 1 - 8

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9

out of 10

Time appropriate and satisfactory service

My lab puppy had ingested poisonous plants and became very ill very quickly and the bills added up very fast. I'm so glad that we had pet insurance with Embrace, as they handled everything very effectively and kept me posted through each step as to what was taking place. Never felt like the claim was just sitting on someones desk never to be seen again. Thanks for your efficiency. Sincerely, Willow's Mom
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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7

out of 10

Didn't cover as much as hoped...

After meeting the deductible, they only covered up to a certain amount for each service.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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