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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Excellent Insurance

I have had my dog for 3 years and I got Trupanion from the day my little one came home. Claims are processed very fast. I have not had a single problem with them.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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1

out of 10

Misleading!!!!

Buyer beware. My dog has been on their policy over a year; I was told that policy no longer existed and was being replaced by a less expensive, policy that offered better coverage and more options. Malarky! My dog had an operation and they came back to say that he had to wait 6 months, even though he had already been on the policy for a year. Also, the old policy reimbursed 80% of neuter, now it is capped at $75.00. Misleading!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Saint Bernard
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion helps us to do what's best for our dog.

Choosing Trupanion was one of the best decisions we've ever made. Especially now - we just moved to a new state and our dog became ill shortly thereafter. Navigating the process of finding a new vet and a new animal hospital is stressful enough - but we did not worry because having Trupanion helps us to do what's best for our dog. We recommend their fast, friendly, and dependable service to anyone.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Shepherd
  • AGE OF PET: 1 - 8

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9

out of 10

No Problems

I've had my 2 cats covered for 10 years and have submitted claims related to FLUTD and received reimbursement with no delays or quibbles. Know your terms before signing on and you won't be disappointed! Probably not the most comprehensive insurance, but we are glad to have it!
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siamese
  • AGE OF PET: 1 - 8

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10

out of 10

Incredible Pet Insurance Coverage and Assistance!

Our beloved Chocolate Lab was only 3-1/2 years old when she was diagnosed with a cancerous tumor inside her mouth. We moved on this as quickly as possible and so did Embrace. Every time I sent in a new estimate, they jumped right on it and got us the pre-certification coverage immediately. They were prompt to pay and very courteous and helpful. I highly recommend Embrace. I shopped other pet insurance coverages when out dog was 8 weeks old. Embrace "looked" to be the best. I would never ever have another pet without this coverage. Thank you Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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9

out of 10

Perfect

Claim processed very quick
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Sphynx
  • AGE OF PET: 1 - 8

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10

out of 10

The best insurance experience I have ever had!

Max was diagnosed on 9/20/12. Those who are familiar with this illness know that it changes the lives of the owner and the pet forever. He lived through the critical 48 hours and Max is one of the lucky ones so far. He is still here after 2 weeks. It's known for being one of the scariest and also one of the most expensive diagnosis' a pet can have and Max will fight it for life.I faxed the first claim (including Max's clinical history) on 9/24-received a confirmation e-mail same day. Rec'd the explanation of benefit letter with amount of reimbursement (accurate to the penny)on 10/1. The check arrived on 10/5. Faxed the second claim on 10/2-again, same day confirmation; EOB letter SAME DAY and received the check on 10/6. Faxed the third claim yesterday on a Sunday-thinking I would get a jump on Monday, but THEY WORK ON SUNDAY. Rec'd the EOB letter Sunday evening. Don't hesitate- this is the best insurance by far. I'm telling everyone who will listen! Just a great company-which has helped get us through this. I honestly don't know what we would have done without them.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace is the best..

I've had Embrace insurance for my cat Zinger for the past three years, and have had nothing but stellar service from them. They kept me updated on the status of all my claims, and seem to really care about both the pets, and the services being offered. I think the price is reasonable considering the amount of coverage I have for Zinger, and know that I will never be forced to make a hard decision about adequate care for her based on finance alone. That's the best reason to have insurance, and I think Embrace is the best one out there.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Tabby
  • AGE OF PET: 1 - 8

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10

out of 10

Mediocre

I was disappointed that the reimbursement was on 50% I thought there was a $250 deductible.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Poodle
  • AGE OF PET: 1 - 8

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10

out of 10

Very reliable and great customer service

Had to file a number of invoices for an ongoing illness for my dog. Customer service people were very professional and helpful.I've been with Embrace for 5 years and very happy with their services.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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