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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Fair, Honest and Honorble Describes Embrace

Following my appeal in regard to a waiver for my dog Ziggy,once Embrace received additional substantive information from our vet, Embrace's customer service and underwriting review staff (Ms. Laura Bennett) were polite, professional, efficient, fair and honest in their handling of my appeal. There was mutual and human respect rather than just another digital, electronic interaction.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Easy Process and Great Return!

I just submitted my first claim since purchasing the insurance about a year ago. I printed the claim form, filled it out, dropped it to my vet to complete, and mailed it in with a copy of the vet bill. They contacted me via email when they received the claim and let me know that they were beginning the process. I received regular emails updating me and explaining what was going on. They needed more information from my vet, and let me know that they had submitted the request and that I didn't need to do anything further. Then a check showed up in the mail for 90% of the eligible services. I have 3 senior cats - 10,11, and 12...It seemed like every time I had to go to the vet with one of them, it was a $300 or $400 bill. Always necessary things, but it adds up fast with 3. I'm thankful Trupanion was willing to accept senior pets, because now I know that as they age, and more age related issues or diseases arise, I can continue to do everything in my power to keep my babies healthy and comfortable!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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2

out of 10

Sudden overwhelming rate hike

I have six rescue dogs that I have insured with Pets Best for several years. This last month, Pets Best raised my rate from $165.54 per month to $361.80 per month (an increase of $198 per month - more than double my previous payment). When I noticed the payment amount on my credit card statement, I called Pets Best immediately and told them I simply couldn't afford it. We then changed the policy so that it included a $500 deductible on each dog with a charge of $226.84 per month. It was my understanding that Pets Best would refund me the difference. The difference between the two prices was $134.96. The refund they provided was $14.37. I am unhappy in the extreme about the overwhelming and sudden rate increase. I am further really unhappy that Pets Best did not refund me the difference after I changed the plan. My recommendation is to not insure your animal with Pets Best unless you want to look forward to this kind of surprise rate increase when it is too late to insure your pets with a different insurance company. I note that the email message they sent regarding my policy renewal had a very mild statement that I might notice a rate change.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

I am happy I switched to ASPCA

Mugsy is a 7 year old puggle. Starting in January 2012, he began to put on weight and was less active than he had been. I took him to the vet and had blood tests done to see if he had any medical issues. Thankfully, he was healthy, just ate alot. He is now on Slentrol and has lost 6 pounds since starting the medication. The claims were submitted through my vet and I like being able to monitor the claim. I have found ASPCA pet insurance to be better than the other insurance I had previously had for Mugsy.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace is a pleasent surprise

I was very happy with the speed and ease with which I submitted and was reimbursed for my claims for my Lucy's ACL reconstruction. I was wary that some of the procedures/medications would not be covered, as insurance companies often disclose in "the fine print," but Embrace stuck to their word and I received back 100% of the costs I had expected/hoped to receive. The service team was also very accomodating in corresponding directly with the facility performing the work in order to obtain the itemized details. I hope Lucy lives out her years in good health but regardless I will continue to use Embrace for her duration.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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8

out of 10

Dental insurance

Our cat has developed gingivitis. the ASPCY insurance is not covering ANY dental issues ACCEPT: a BROKEN Tooth, which needs to be extracted. But this is an interesting caveat, because, a gingivitis procedure requires almost the same procedure as the tooth extraction (anesthesia and surgery). In our case,as we found out during the gingivitis procedure, the cat had to undergo the extraction of 3 additional teeth, which were decayed. Since the broken tooth was covered, and the anesthesia was covered, we ended up getting a fair amount of the whole procedure covered. It would be great if ASPCA insurance would cover all dental issues aside from cleaning.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Worth every penny

When we got our Great Pyrenees we knew he would be expensive, so for the first time we decided to get pet insurance. We looked at many companies and decided that Trupanion offered us the best combination of services. Within two months we put in our first two claims when the dog ended up mysteriously lame. Had it not been for insurance we would have been on the hook for over $1,000. Instead our total out-of-pocket expense was $300, and should he need more treatment for this same issue our costs are nothing. What's more important is that we were not afraid of trying recommended treatments and tests as the vets were confounded at first, thinking it was an orthopedic problem. As it turned out, he had a fungal and a bacterial infection in his paw and lymph nodes.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Pyrenees
  • AGE OF PET: 1 - 8

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10

out of 10

Claim reimbursement

My dog wouldn't be alive today without embrace. 'Nuff said.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Flat-coated Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

My corgi is in good hands!

Healthy paws has always been excellent! I chose this insurance in mar 2011 for the awesome reviews and they have lived up to it!In 2012 my 6yr old corgi had to claim for tooth extraction due to broken tooth (accident). No problems there. Here's the impt claim for 2012. Over Christmas, while we were out of town, my corgi got pneumonia while at his kennel. The kennel staff noticed his breathing difficulties and sent him to the emergency vet and he got treated there. He got transferred to his regular the next day for monitoring, transferred back to the emergency vet that night and got well enough to go back to the kennel. When we got home we had invoices from the emergency vet clinic and our regular vet clinic. And still had follow ups to be done. Awesome-ness: my regular vet submitted a claim form even while I was away and healthypaws processed it so quickly that it was approved before we even got back. All the invoices (I think maybe 7 in total) were processed and there's only one more to go which healthypaws are following up with my regular vet! More awesome-ness: they recently added alternative treatments to their policy! I'm an advocate of acupuncture, chiropractic care, etc for dogs and this truly is a great insurance company to have the foresight to move in this direction! Healthypaws is my corgi's forever insurance company!!!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pembroke Welsh Corgi
  • AGE OF PET: 1 - 8

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9

out of 10

satisfactory outcome

Our Boxer Mia was in deep trouble. She couldn't hold anything down and had diahhria bad. We got her in to the vet pront when we realized her condition could not get much worse. They operated hours after diagnosing a blocked intestine. The following monday I filled out the appropriate forms and passed them on to our vet clinic. The attending Vet processed the forms immediately and faxed them to Trupanion. We recieved a confirmation of submittal the same day and a follow-up three says later. Within 10 days we recieved a cheque in the mail and the file was closed. The timely resolution to our claim was appreciated, especially during the Christmas holiday season. I have no regrets going with Trupanion as they have delivered what the policy covered.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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