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Zippy is 15 and takes Rimadyl, a chewable NSAID drug that helps with her arthritic old bones. We split the pills, about 60 days worth, on the kitchen table. Pogo, our 14 month, and the guy who's insured, is agile and inquisitive, and can leap to places I wouldn't have believed possible. I left the room for a puppy second and Pogo helped himself to a few of the tablets. We rushed Pogo to the vet, worried sick (and feeling plenty guilty). He made a full recovery, though he was miffed with spending the night hooked up to an IV and insulted with a catheter stuck up his you-know-what. Here's my lesson: Always push the chairs in when leaving the table. And never leave unguarded, about-to-be-split, Rimadyl on the kitchen table while a unmonitored puppy is in the area! The other good news is that we purchased HealthyPaws insurance. This is our fourth claim (all the others were minor stuff, I assure you). The reimbursement check arrived quickly. Our experience with HealthyPaws has been surprisingly positive and hassle-free.

I've had other insurances for my animals and Pets Best is the easiest and fastest in the claim department

These people are terrific! With my previous dog, I had a policy from a different, much larger, well-known company, and it seemed that every time I summited a claim, they found a reason not cover it, or to cover only a small portion of it. Healthy Paws is the opposite. They have never questioned a single claim -- they cover everything that the policy says it will. I live in the NYC area, where veterinary fees are among the highest in the country and they have never once questioned a cost. Plus, the submission process couldn't be easier -- I take a photo of the vet bill on my phone using their app, hit "send," and a week later a check is in my hands. My only complaint is that they don't offer health insurance for humans ;-) Seriously -- I cannot recommend these people more highly!

I first purchased pet insurance after I spent $700+ at the emergency vet when my dog was a puppy and ate some flowers that made him sick. Since then, in addition to normal care, it's been there through kidney stones, kidney infection and bladder infection at the same time and - most recently - meds, exams and surgery related to his eating a rock. I love that the deductible is $100/yr instead of a per-visit deductible. Submission for reimbursement is easy claim processing is fairly quick. Having the insurance provides such peace of mind that I'll never be without it again.

Best money I ever spent on any kind of insurance. Health, home, auto, life or disability for humans. This company treats your pet as a valued client and better than some insurers treat human clients. Claims paid promptly and fairly always. President Obama should have worked with Trupanion in designing a health insurance program for humans. I am sure if that had been done there would be a lot more happy active stock and politicians. These people have it right and down to a science.

Best money I ever spent on any kind of insurance. Health, home, auto, life or disability for humans. This company treats your pet as a valued client and better than some insurers treat human clients. Claims paid promptly and fairly always. President Obama should have worked with Trupanion in designing a health insurance program for humans. I am sure if that had been done there would be a lot more happy active stock and politicians. These people have it right and down to a science.

I have both Wellness and Illness/Emergency Policies. On both, the reimbursements have been accurate and very quickly paid. Thank you Embrance!

How can I get denied because of a pre-existing condition when 4 vets couldn't figure out what was wrong with my little girl? These people are the true scum of the earth. Don't waste your money. I'm confident that any positive review is from a vpi employee. Literally 4 vets, including neurologist and internal medicine specialist. No diagnosis. That's not what I'm upset about; these miserable scumbags said that it was a pre-existing condition. My kitty passed at the age of 10 months. She deserved better, so does anyone that cares enough for their pet to get insurance. VPI WILL NOT HELP!!!! They look for any excuse to get out of their responsibilities. Dog sh**. Pun intended.

I can't believe I would ever be raving about an insurance company. When my beloved 24-year-old cat (yes, 24!) Sydney was diagnosed with a malignant breast tumor, I was devastated. There were numerous diagnostic tests and a rush into surgery. The bills mounted up. Trupanion was right there by my side through the whole process. They made filing a claim unbelievably easy and, at this incredibly difficult time, they thankfully did almost all the work themselves. E-mail exchanges were easy and encouraging and payment was immediate. My only gripe with this company is that I cannot rate them higher than a 10. (BTW, Sydney had a great surgery, tumor encapsulated with no spread, back at home, happy as ever.)

I can't believe I would ever be raving about an insurance company. When my beloved 24-year-old cat (yes, 24!) Sydney was diagnosed with a malignant breast tumor, I was devastated. There were numerous diagnostic tests and a rush into surgery. The bills mounted up. Trupanion was right there by my side through the whole process. They made filing a claim unbelievably easy and, at this incredibly difficult time, they thankfully did almost all the work themselves. E-mail exchanges were easy and encouraging and payment was immediate. My only gripe with this company is that I cannot rate them higher than a 10. (BTW, Sydney had a great surgery, tumor encapsulated with no spread, back at home, happy as ever.)