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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Pug dermatitis

I am extremely happy with Embrace! Coverage is great and also the communication with the staff. They'll let you know about the progress of the claim promptly. My pug had bad allergies (turns out to plastic)and because a mistake made by my vet office my claim was denied, but after I contacted the vet office and the mistake was straightened out, Embrace re opened the case and covered most of the cost. I have recommended them to other pet owners at my vet waiting room!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: 1 - 8

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10

out of 10

Sigh of Relief

When my pug Tina was diagnosed with lung lobe torsion I was devastated. I hated the idea that my poor girl would have to be opened up and have part of her lung removed. She is only 11 months old! The surgery was $4000+ and boy was I glad that I had bought her insurance when I did. Embrace covered the full 80% that I had selected when I created my policy and I was also glad I had selected to have prescriptions covered too! Never in a million years did I think I would need to use the insurance so quickly after purchasing it. I needed to make this large claim just a month after buying the policy. I'm grateful I had the foresight to buy insurance and also that Embrace has been so pleasant to deal with. I had called them around the day of the surgery to see what my policy covered because I was so distraught I could barely navigate their website or any website for that matter. Their staff on the phone was SO KIND and sympathetic and I truly felt like they were GLAD that I had coverage for her which I have NEVER HAD THAT EXPERIENCE WITH AN INSURANCE COMPANY!!! They are truly a great company with kind employees. The communication is outstanding. A+ all around.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: Under a year

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10

out of 10

AMAZING.

I was blindsided by my poor pup's illness. Just one morning she was acting so lethargic and unlike her normal puppy self. I rushed her to the vet and then it was just an avalanche of expenses. X-Rays, Sonograms, Meds, Nebulizer treatments, etc. etc. In the moment, you don't care. You just want your puppy to be OK. When the bill was generated after a 2 night hospital stay, it was daunting to say the least. Embrace's terms are simple and easy to understand. My calculation of what I would be reimbursed matched their payment to the penny. No surprises. I'm so glad I did my research when choosing the best insurance company for my sweet pup.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: Under a year

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10

out of 10

Great Experience

I have a sweet Cavalier King Charles Spaniel who was born with bad knees. Long before we knew she had a knee problem, we took out Healthy Paws Insurance to cover the unknown (I'd only had cats before). Thankfully, it covered her problem and we were able to get her taken care of without worry of money. I did have all the vet records send ahead of time and called to make sure everything was in order. When it came time to file the claim, I had a check for almost $2000 without question and in about a week. They also wrote to check up and make sure she was doing good.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 1 - 8

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9

out of 10

Westie very ill-dx Addisons

I have received good servicefromEmbrace for going on three years for my three Westies. The latest one is for my Westie with recently diagnosed Addison's.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: West Highland White Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent service!

Trupanion provided excellent customer service since the moment I signed up. They were very helpful and efficient with updating me on the process of my claim. I received my reimbursement within a short period of time and by having my pet insurance it saved me money and also I was able to provide my cat with the best care. Blackie is doing wonderful after his treatment and we are grateful to have such a caring pet insurance company.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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9

out of 10

Glad to have it

As Rosie gets older, we seem to spend much more time at the vet. Those visits are expensive and the insurance check takes some of the "sting" away. The cost is reasonable and the coverage sufficient.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Terrier Mix
  • AGE OF PET: Over 8 years

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9

out of 10

I highly recommended Trupanion

My puppy was 3 months old when he had his 1st accident, ( a broken paw in 2 places ). Trupanion notified me via E-mail as soon as they received my claim, which was within 24 hrs of the doctors visit. The check was soon to follow. His 2nd accident was an accidental ingestion, which again was handled quickly and professionally. Wish my health insurance was as quick as Trupanion.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Wonderful Pet Insurance Company!

There are many scam pet insurance companies that gladly take your premium but will find any way possible to avoid paying claims. So when I decided to look into the possibility of getting pet insurance, I was very careful and I did quite a bit of research. In my research, it was Embrace that consistently came up with the best reviews both by policyholders but also by independent reviewers. I also really liked the variety of plans and that they pay claims based on the cost of the vet bill instead of "reasonable and customary" charges. I took the leap and decided to try Embrace. I have loved them from the start. They are always nice and friendly. Then my cat developed a blockage and when I needed Embrace most, they were there for me on the phone. I even called after hours while rushing my cat to the vet and they answered and helped me even though it was time for that particular person to go home. Unfortunately I didn't get her name but she was wonderful and assured me that Embrace would be there for me. After all the medical bills, I waited a bit worried wondering if Embrace would be like so many typical pet insurance companies and try to get out of the claim. Embrace stayed in touch with me while the claim was being reviewed to let me know that they were looking at it - even though they had not reached their estimated turn-around time, they still stayed in touch with me (without me prompting) to make sure that I knew they were working on it. Today I received my EOB
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Savannah
  • AGE OF PET: 1 - 8

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10

out of 10

Glad I have it but...

Molly had a growth in her throat. The issue required an emergency vet visit, a follow up and then surgery. Trupanion was quick to respond and to pay the claims. The representatives were always friendly and informative. I chose a higher deductible for the policy; my out of pocket expense was $505. plus $394 for services not covered. When I add up the premiums paid plus the out of pocket, I am almost even.I am not sure in this case the insurance was ideal. My complaint would be that Trupanion does not cover exams. The explanation that I was given doesn't make sense. "It is Trupanions way of making sure that people are not taking their animal to the vet for exams in order to satisfy the deductible". I am not sure I will keep the policy.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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