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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Awesome. I am so grateful we have trupanion

My bulldog ended up very sick with diarrhea after a blockage. It. Has been a very difficult situation and very expensive I dont know what we would have done without Trupanion but because we did have them we have been able to afford repeated hospitalizations and different treatments giving him the best care.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Reimbursement for special diet

Following diagnosed disorder, my cat was prescribed a special diet. Trupanion reimbursed both for hospital visit and special diet food.Claims were processed very fast.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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9

out of 10

Embrace has been Great

My puppy Sierra has had bouts of vomiting and anorexia. We have gone all the way to a specialist to get her diagnosed. Embrace has handled all the claims in a timely manner. This is my first experience with pet insurance and I am very pleased so far. I am hoping we can find the correct diagnosis to keep Sierra happy and healthy.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labradoodle
  • AGE OF PET: 1 - 8

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10

out of 10

Great so far

We were given Lulu in November 2012 by neighbors who no longer could keep her. We shopped around for insurance plans and decided to go with ASPCA (as we are also Guardian Members) because the had the best coverage plans. We signed Lulu up in February 2013. We had her spayed and paid for that ourselves, our vet offers a "vaccines for life" program, $60 one time fee and all vaccines are covered. Needless to say, we will only have claims for anything major (injury, etc). My only complaint is that the flea / heartworm preventative coverage is very low, $60/year. It's roughly $120/yr for each. I feel the reimbursement amount should be increased. The turnaround time for reimbursement has been excellent.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: 1 - 8

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9

out of 10

Worth Having! Got my $$$ worth!

We adopted a rescue 5 yr old weimaraner in November. Almost 3 months after we had him, he got some bumps under his skin. Our vet suggested a biopsy and they turned out to be cancerous cells! The poor thing had to have surgery. It was about $1400 which insurance paid $800 (after $100 deductable). I was relieved I had insurance. It has also been a life savor for our cat (who recently passed). X-rays typically run $300 so to have insurance pay 80% is really worth it! I always tell people my animals have better insurance than me! $100 deductable with 80% reimbursement is a great insurance plan! I wish blue cross blue shield provided the same coverage!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Weimaraner
  • AGE OF PET: 1 - 8

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10

out of 10

Helpful, fast, convenient

Our chocolate lab puppy has been going through a revolving door at the vet with various issues. We never could have known he would have stomach sensitivities but after a few hospitalizations, we were relieved to know Trupanion was helping us cover his bills. The customer service t Trupanion is unparalleled, they are always so helpful and truly care for the well being of our puppy. Our reimbursements have arrived very promptly and without any issue. We are so relieved and thankful to know we are covered by Trupanion.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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10

out of 10

The best Pet Insurance

In 2012, I purchased only a basic pet insurance from Trupanion for my dog, Puffy, because of his vet recommendation since he was going to be 8 years old at that time. He was so healthy with lots of energy so I did not expect anything to happen to him. In the beginning, I thought I was just wasting my money but several months later Puffy could not walk because he had dislocated disc and needed back surgery right away. Without Trupanion, I won't be able to afford the cost of his surgery which came over $9,000, and he won't be able to walk again. Trupanion saved his life. Now, he is able to stand and tries to walk on his own but still needs wheelchair and theraphy sometimes. Last month, he tried to chase our other dog and jumped from sofa. I had to take him back to his hospital the next day for check up after he did not want to walk even on his wheelchair or urinate. The hospital bill came out over $1,000 and I was really concern that Trupanion would not pay for this bill because it already paid for his surgery a year ago. But I was wrong, within a week I got my reimbursement and I was able to pay back my credit card. Trupanion not only provides the best pet insurance, but the staff also keeps contact to check how Puffy is doing. As a pet owner, I really appreciate their service and concern. So, I decided to upgrade his insurance to cover more illness. Now, I am no longer worried how I can give my Puffy the best care if he will ever get sick again. I trust Trupanion and would hi
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cockapoo
  • AGE OF PET: Over 8 years

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10

out of 10

Great coverage & customer service

I've had very positive experiences with Embrace. I realized the need for pet insurance about 5 years ago when my dog started getting nose bleeds and the vet recommended a $1900 MRI to diagnose what turned out to be a nasal tumor. Never again did I want to make a life-or-death decision concerning my 4-legged babies based on how much money I had in my savings account. I knew the cost of the insurance premium would eventually pay for itself, and it did when my dog tore her ACL and needed major surgery. The pre-certification confirmed Embrace's claim... "everything is covered" except the RX (and that was by choice). I can't imagine having a dog in my family without pet insurance now... it's a real anxiety reducer!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace is a life saver

Our dog seems to be going from bad to worse. But because we have Embrace Pet Insurance we can afford to take him to one of best veterinarian hospitals in the county. We just put in our second large claim and received payment in a couple weeks. My heart breaks for other pet owners who can't afford high vet bills and have to put their animals down. Whenever anyone I know gets a new pet, I beg them to get pet insurance and specifically recommend Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: 1 - 8

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10

out of 10

Great Company!

I did a lot of research on pet insurance plans and went with Healthy Paws about three years ago. They've been great to work with. Very prompt reimbursement and great customer service. Just recently, After I submitted a claim for my dog, i realized i had never updated my address on the Healthy Paws website. I worried that my check was going to be delayed endlessly. However, once I alerted customer service to the problem they immediately offered to cancel the check and issue another one to my current address. I love the piece of mind that having good pet insurance brings. I don't have to stress about $$ when my dog needs care.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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