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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Able to ensure the best care for my dog

My pet had tumors on his side, in his mouth and on his leg. Concerned with them being cancerous, with my pet insurance having the flexibility to have them removed was comforting. My two claims were handeled within three weeks of submitting and most of the fees were considered reasonable and therefore, reimbursed at the 90%. When reaching out with questions, I have found the ASPCA folks to be very friendly and helpful. I would highly recommend.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Bulldog
  • AGE OF PET: Over 8 years

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10

out of 10

Responsive/Excellent customer service

I hesitated to purchase pet insurance, but after talking with the caring representative from Trupanion I bought it for both of my puppies. I am certainly glad I did. I had a large claim within 4 months. They handled the claim so efficiently and expediently. I am sure having a vet that knows what insurance companies need helps them as well. I had another incident which Trupanion responded to so quickly. Seriously, I wish most of the companies I work with that handle paper work-billing were half as responsive, efficient, and concerned about providing customer service as Sarah and the others at Trupanion are.. I have been so impressed by their knowledge and compassion. Usually you tell 1 person when you are happy about service and tell at least 13 when dissatisfied. I want everyone to know and experience this type of caring service. I am grateful to the Vet student that cares for my "kids" for recommending this company to me. Wow! Just nice people to talk to that listen and care about animals.....
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Shepherd
  • AGE OF PET: Under a year

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10

out of 10

Healthy Paws was a life saver

Our 16 month old lab was diagnosed with Leptospirosis, a disease which attacks the kidneys. She was hospitalized for a week and a half and had treatments which included dialysis. Had we not had Healthy Paws insurance, we would have been faced with losing our Lily due to the expense for treatment. She's home now and is on the road to recovery. Before purchasing Healthy Paws, I researched all pet insurance companies and determined that they were the best. It was one of the best decisions I've ever made. There were no surprises : they covered everything they said they would and the claims were processed in a very timely manner. We can't thank them enough for their honesty and support. I'm telling every pet owner I know about how wonderful Healthy Paws is !
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Best. Decision. Ever.

I can't even begin to explain how much I love Healthy Paws! Safari had a mystery illness that took us to the hospital a few times. His bill was well into $3000. Healthy Paws turned around the claims lightning fast, answered all of my questions quickly and even checked in on Safari more than once. To know that we didn't even have to consider money in finding the right treatment for Safari was more than comforting... it helped us focus on his recovery! If you own a pet, GET INSURANCE! And if you're not sure who to choose, go with Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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8

out of 10

nice to have this insurance

our chocolate lab had to have her knee operated on she could hardly walk 6 weeks later she is running around with no problems we were smart enough to take the insurance. we didn't have it with our last dog we spent a lot on her
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws gives quick response and payment

Our Pug had a very healthy life until this recent incident. It turned out to be very serious and he needed surgery to remove his gallbladder to save him. The days following the surgery he experienced one complication after another and was moved to an IC unit. He received the best care and we got to take him home. The claims were filed and we received confirmation within a day. They kept us informrd while waiting for our vet to send his health history. Within a couple days we received the checks in the mail. They are a company who has compassion for your pests with the upmost integrity. Truly refreshing, we highly recommend this insurance company, they have reasonable rates and excellent coverage.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: 1 - 8

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10

out of 10

Wonderful Company

My cat was diagnosed with having stones. This meant several trips to the vet office for the exam, checkup and follow-up. With each visit, brought a new claim form to be filled out and submitted. However, the claim forms were easy to complete by updating my personal information and submitting to my vet for their information. My Vet faxing the information directly to Trupanion and I received an email directly from Trupanion that claim form has been received and submitted for processing. Within the next week or so, I received an email from Trupanion that my claim has been processed and payment is being sent. I was really surprised to see that my claim was processed really fast. I also had contact their customer service several times and they have been always very helpful and nice. They are truly a awesome company to deal with and would recommend to anyone in need of pet insurance!!!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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5

out of 10

$$$$

Seems so far we have paid more monthly for insurance than insurance has even covered. Considering making a switch of companies.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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4

out of 10

Not worth it

When I first took out this plan for my 4 month old kitten(I have the Mastercare cat plan)in 2000,the monthly fee was roughly $23.00 there was no deductible only a co-payment of 20%. That was the feature that Petcare promoted as being the advantage to their policy and why I choose them for pet insurance. Now thirteen years later my monthly fee is over $62.00 monthly and there is a $250.00 along with the co-payment of 20%. My cat has just been diagnosed with diabetes, the first bill for all the blood work and tests on October 28 came to $386.35 of which they paid $109.08. The second October 30 was for meds came to $273.55, this one they paid $178.20, they only covered 25% of the prescription diet, which they will only cover for 6 months. I just submitted a third bill for another test that cost $304.76, they are going to pay only $43.81, apparently they are charging another $250.00 deduction, which I now have to phone, dispute and probably fight to have reversed. I am very disappointed with this company, I did expect my premiums to increase as my cat aged, but to go from a $0.00 deductible to $250.00/yr and charging it twice within a month. They also seem to pick and choose what they will cover since I originally took out this policy, something which I did not know was legal as I considered what I had signed to be a contract.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Longhair
  • AGE OF PET: Over 8 years

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10

out of 10

Very quick turnaround time

We submitted our claim on 12/24/13 and had a response by 1/1/14. Only a few days after that we received our reimbursement check in the mail. Very happy with Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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