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I purchased these policies on my dogs for peace of mind, and ended up recovering over $5000 over the years for two of my dogs. That is money I definitely would have paid out and not gotten back.I will never be making a "difficult choice" when it comes to my pets, so it's good to know that with ASPCA I can get back some of the money we inevitably spend on our creatures. I'll never have another pet without ASPCA pet insurance. Also, their website is easy to use, their forms are accessible and easy to process. Excellent customer service.

They were friendly and easy to work with!

They where amazing. Always there to answer any questions and the claim was settled very quickly. and direct deposited my check.

They where amazing. Always there to answer any questions and the claim was settled very quickly. and direct deposited my check.

Upon initial registration, I was told that my senior pet would quality pending there had been no previous "diagnosis". I have given my dog of 11 years preventative care and he was potentially in need of surgery but would not be able to assess without an MRI. Trupanion denied the claim based on hypothetical possibilties versus any concrete diagnosis. Their conclusions came from a sloppy report given by a neurologist who saw him one time, not having performed any test to back up their hypothetical assessment and the preventative treatment from the original vet (like Glucosamine and joint lubicators). I was provided false and misleading information from the beginning with Trupanion, and they refused to refund the 3 weeks it took for someone to call me back after canceling my insurance with them (you cannot reach the cancellation department). The only valuable part of having Trupanion with an older pet is in cases of cancer. Otherwise they will find something in their chart that contributes to possible diagnosis and denial of treatment. Be very cautious with this pet insurance.

Since day one, Healthy Paws was quick to respond to claims and covered exactly what they said they would cover. Not once did I struggle to work with their representatives. The online and mobile system is super user friendly and they responded to my claims quickly and efficiently. Wouldn't waste my time with any other insurance company.

i would highly recommend aspca pet insurance to anyone,not only does it give you peace of mind that your beloved fur babies have great insurance but a percentage of your premiums is donated to the aspca.Please not i give them a 10 on overall rating...8 is the highest my computer showed and my claim was for a sheltie...my computer would not go past the the breeds the start with a.

Our experiences with Embrace have always been first rate. They do what they say they will, are always prompt and easy to work with, and are superb in communication and follow-up. If only they covered humans... ; - )

The policies with this company (wellness & accident) are guaranteed to increase your out-of-pocket pet expenses and you will see little to no reimbursements for claims. After $8,000+ in claims, they paid a total of $225 and our premiums were $600. Their favorite denial is "pre-existing" condition or "birth defect". I would not recommend this insurance to my worst enemy.

I have been with Embrace for 2yrs now and have filed maybe 2-3 claims a year for heart worm meds. Yearly check ups and maybe 3 incident claims. They have been very professional and are quick with the reimbursements. I recommend them to everyone that I talk to about pet insurance. My recent claim was for an infection of the mandibular salivary gland and Charlie had to be put on antibiotics. 80% reimbursement.