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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Well Worth It!

we shopped around and heard a great review of Trupanion, so we purchased coverage for our 2 cats, who both have had medical issues in the past but they were still insurable. When we added another kitten, we added coverage for him as well. The premiums came to about $50/month for all three. Our older two cats go outside during the day now and then, and one morning in early May, they'd been out for a short time when one returned with an injury to his back leg, as if he'd been hit by a car. The vet who took x-rays and found our cat had a broken back leg caused by a gunshot wound from a pellet rifle. He had surgery that day, where they put in a pin and a plate to stabilize the bone. He came home the next day with medication and after care instructions (isolation, daily antibiotics, pain meds). a few days later the pin failed so he had another surgery to replace that. He was able to walk around a bit to get to the litter box and food, but no jumping, running, climbing etc. And he needed monthly x-rays, until September when the bone had healed enough to remove. He has healed nicely and is now back to his every day activities. the initial surgery was paid for by Trupanion (less the deductible and co-pay) within a few weeks, and after he received a clean bill of health, we submitted the claims for all the follow up tests, etc, and those were paid accordingly within about 2 weeks of submission. Total vet bill =$3900. Trupanion paid $2600. What a godsend!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Really Good Pet Insurance

My kitty was in a bad condition on Christmas Day (2013) and needed major surgery for bladder stones. Some people laugh at me when I tell them that I have pet insurance, but I am the one that is laughing last! I was with another pet insurance company prior to joining Embrace and let me just say that Embrace is FAR better. There are different tiers you can choose, but I chose the higher one with more coverage. Sure I pay more a month, but it worth it in the end, especially for surgeries, unexpected illness, or overall wellness care. His surgery cost over $5,000. Embraced reimbursed me for most of it!!!!!!!!!! Also my claims turn-a-round was fast. If you are currently shopping for pet insurance, I highly recommend Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Bailey

I was extremely stressed when Bailey became ill and needed major surgery. Trupanion was awesome, they emailed me within a couple of hours of submitting the estimate from the Hospital and called me personally to see how Bailey was and to offer support. Very pleasant people to deal with and re-assured me that everything would be processed as soon as possible.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Well worth the monthly payment.

I have experienced a couple other insurances for our family dog and there was too much fine print that excluded just about everything, making the monthly payment worthless. Our vet suggested ASPCA, so I researched it and spoke to a representative. It was what I was looking for - a real health insurance policy for our dog. I chose 80% coverage and they have always come through, even for the yearly physical. When I receive my refund checks I put the cash in an envelope and save it as our pet's health care account. That has saved us many times from going into the family budget with unexpected visits. I love working with ASPCA and I feel that the cost is worth every penny because they cover much more than any other previous pet insurance I have had.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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10

out of 10

Saved my dog

Our 4 year old Bernese Mountain Dog became suddenly and seriously ill while we were traveling over Thanksgiving. She had developed an autoimmune anemia. Her body was attacking her own red blood cells and she required a transfusion and short stay in the Emergency Animal Hospital. The low estimate was over $3,000. Trupanion covered 90% of acute and ongoing treatment. We can honestly say that having Trupanion insurance saved our dog's life. Reimbursement was easy and hassle free.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Quick, easy, and cover what they say they will.

We purchased Embrace for our 2 Irish Wolfhounds, and immediately had our yearly Wellness done. Embrace covered everything they said they would, kept me updated on the status of the claim and I already have the reimbursement check!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Irish Wolfhound
  • AGE OF PET: 1 - 8

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10

out of 10

Wellness Plan is great

Thankfully I have not had to file a claim on many emergency issues, but I have used the Wellness plan now for 2 years on all 4 of my dogs and find it very fast in payment. We use up every penny of it each year on vaccinations, heart worm meds, and on routine blood work. The reimbursement is very fast, and with no issues.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Greater Swiss Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Cancer surgery

Healthy paws always pays it's claims promptly. It is such a relief to not worry about getting the surgical treatment my dog Finn needed for the peripheral nerve sheath cancer on his leg and we are starting his radiation treatments soon.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

Totally satisfied

I have had pet insurance for 3 years for my healthy30lbs mixed breed terrier,Theo. After checking the web I decided to change because of the high rating Embrace received. I could not be happier. For the same reasonable premium Theo gets a wellness plan too. My first experience with making a claim, albeit a wellness claim-the forms were easy to process. I got a reply from an email promptly. I will be sure to pass the word to all my dog park friends.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Love this company

I cannot say enough good things about this company. True to the contract, they paid 80% of the claims. I am a Canine Behaviorist, and recommend Embrace to all my clients. I wish my own insurance was this good!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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