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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

There for us in a very difficult time

When our dog almost died a month ago, the last thing we wanted to worry about was the vet bills piling up. It took all our time and energy just taking care of an old and sick animal. Healthy Paws has a very straight forward claims submission process. Since they are popular, many of the Vets are already familiar with them and offered to submit our claim for us. I expected the reimbursement to take months, but they mailed a check out within the week!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: West Highland Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

fast friendly service

Whenever I send in a claim, Trupanion quickly processes it. When they have questions they give me a call and the service representative is friendly and professional. I would recommend them to any animal friend.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Norwegian Elkhound
  • AGE OF PET: 1 - 8

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5

out of 10

What out during renewal time

Even thou you receive an email stating "Thank you for renewing your pet insurance policy number xxx and for being a policyholder since xxx" and withing the same email "Your renewal policy is effective on xxx through xxx/2015 11:59 PM ET". Mean your NOT really renewed at all !!! They sort of put the cart before the horse in emails it seems for reason I still can not explain.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

A Tale of Two Knees

Three years ago, we adopted our little pit bull mix Birdie. She was the eighth dog we had fostered that year and was sweet and small and ran away with our hearts, so we decided to make her a permanent part of our family. Almost immediately after we signed the adoption papers we discovered that Birdie had a serious, life threatening liver problem which we then spent several weeks and several thousand dollars treating her for, finally bringing her back to perfect health. After that serious and costly illness, we decided to listen to some of our wiser friends and our veterinarian who had all been suggesting we look into pet insurance. After checking out several companies and comparing rates, coverage, and reviews, we enrolled Birdie in a Healthy Paws Pet Insurance plan, and boy are we glad we did. A year or so after getting her policy, Birdie ran across the yard in pursuit of a squirrel and came back limping badly, her right leg dangling loosely above the ground. X-rays and examinations showed that she had torn a major stabilizing ligament in her right knee and required an extreme repair--TPLO surgery. The surgery cost a stunning $2,600, was very successful, and better yet--Healthy Paws covered 90% of the costs after our deductible, so we received compensation in the range of $2200! Wow! Finally things worked out the way they're supposed to. Unfortunately, while consulting with the doctor about Birdie's injury, we learned that a high percentage of dogs that have t
  • INSURER: Healthy Paws
  • POSTED: 05/09/2019
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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10

out of 10

A Tale of Two Knees

Three years ago, we adopted our little pit bull mix Birdie. She was the eighth dog we had fostered that year and was sweet and small and ran away with our hearts, so we decided to make her a permanent part of our family. Almost immediately after we signed the adoption papers we discovered that Birdie had a serious, life threatening liver problem which we then spent several weeks and several thousand dollars treating her for, finally bringing her back to perfect health. After that serious and costly illness, we decided to listen to some of our wiser friends and our veterinarian who had all been suggesting we look into pet insurance. After checking out several companies and comparing rates, coverage, and reviews, we enrolled Birdie in a Healthy Paws Pet Insurance plan, and boy are we glad we did. A year or so after getting her policy, Birdie ran across the yard in pursuit of a squirrel and came back limping badly, her right leg dangling loosely above the ground. X-rays and examinations showed that she had torn a major stabilizing ligament in her right knee and required an extreme repair--TPLO surgery. The surgery cost a stunning $2,600, was very successful, and better yet--Healthy Paws covered 90% of the costs after our deductible, so we received compensation in the range of $2200! Wow! Finally things worked out the way they're supposed to. Unfortunately, while consulting with the doctor about Birdie's injury, we learned that a high percentage of dogs that have t
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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10

out of 10

Insured since 2009, always wonderful and helpful

Our girl has been under treatment for melanoma. Her surgery, biopsies, and lab work - all reimbursed within 3 days. She's now being treated with the melanoma vaccine gene therapy for the cancer; Embrace processed the claim and reimbursed us within 3 days. Getting the reimbursement direct deposit has been a great help to us, as well as the fact that they reimburse on a percentage of actual charges instead of a "reasonable and customary" fee schedule, like almost every human insurance company does nowadays... We've been insured with Embrace since 2009 and recommend them highly to anyone looking for health coverage for their furchildren.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Newfoundland
  • AGE OF PET: 1 - 8

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10

out of 10

So very thankful for Embrace insurance

When our Bernese Mountain Dog, India, was nine months old she was diagnosed with elbow displaysia. Although we understand dogs of her breed often suffer from hip dysplasia later in life, we were completely surprised by the elbow diagnosis, which can be more difficult to treat. Thankfully, we had already signed on with Embrace. We originally chose Embrace because of its comprehensive care and willingness to support alternative therapies; the health & wellness of our family pets is very important to us. At four years of age, India has had three surgeries on her elbows and shoulders, rehabilitation, and stem cell therapy. Embrace has helped us with all of her care! We are extremely grateful! Hopefully, India has many years ahead and we will be able to continue to keep her joints as strong as possible. India also serves as the unofficial mascot of a local elementary school - many kids and adults depend on her happy presence and Berner love each day. Thank you, Embrace for helping us to keep her healthy.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Satusfied with service on claim

Response time was reasonable and we were satisfied with the result. The covered portion was applied to the deductible as we expected.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshunds
  • AGE OF PET: 1 - 8

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9

out of 10

Embrace has been great!

Our rescue dog developed weakness in her hind end and began turning her knuckles over when walking. An MRI revealed she had lumbosacral disease. Her symptoms were caused by compressed nerve roots in her spine causing a tremendous amount of pain. Embrace was quick to approve the precertification for an MRI. Surgery was required to relieve the compression. Embrace sent us their portion of the reimbursement very quickly. If we did not have Embrace we could not have provided the care our dog so desperately needed to relieve her pain. I also can't say enough about the customer service. The Embrace staff is always very friendly and ready to help.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Paid thousands $$$ in claims!

So far I've been nothing but satified with Pets Best! The process of filing a claim is simple and whenever I call the staff is very helpful! We adopted Wilbur almost two years ago from Angel City Pit Bulls. We want him to live a long happy and healthy life. Having Pets Best Ins gives us the peace of mind of being able to provide him with the best medical care coverage! The help we've received on our vet bills has been outstanding!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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