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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Great Insurance

I've had ASPCA insurance for several years now. First, I enrolled my cat. Then several years later I enrolled my first puppy, and then the second. I have really utilized their services for each of my 3 animals and am so glad that I have their pet health insurance. It makes making decisions regarding treatment at the vet so much easier because I know that I have the coverage and the costs are always so much more manageable.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maine Coon
  • AGE OF PET: Over 8 years

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10

out of 10

Healthy Paws--simply the best.

We had a scare with our 2.5 year old Bernese Mountain Dog over the weekend. He just wasn't acting himself, nothing in particular. Took him to the vet on Friday. His physical was suspicious for a disc problem. We were immediately referred to a specialty clinic. He was seen Friday night, and stayed overnight for an MRI scan. The claim for that visit was submitted Sunday night. On Monday we got the check for the Friday night visit. Just a few minutes ago (Tuesday night), I got the email that the check for the weekend visit is in the mail. Remember this calim was submitted less than 48 hours ago. These folks are simply incredible. A couple of things differentiate them from most of the other insurance companies. Most importantly to me is that there is no annual or lifetime limit. Almost as important is that the deductible is annual, not per incident/illness. They have recently released a smart phone app. to submit a claim, you just take pictures of the invoice and exam with your phone hit send and that's it. It couldn't be easier. For our first two Berners we had different insurance, but were not impressed with the amount of reimbursement, as they worked from a fee schedule which was unrealistically low. I did a lot of research before we went with Healthy Paws and thought they were likely the best. My experience over the past three years has proven my initial opinion right. Theya re a top notch company that does exactly what they say they will do. It has never taken more than 4 days to receive the check. (admittedly part of this is due to the fact I live about 40 miles from the "mother ship")
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Saved My Dog

I have had healthy paws for a few years now and haven't really had to use it so I wasn't sure how it would all work. Then my dog ruptured a disk in his spine leaving his back legs paralyzed. He spent the night in the emergency room and the next day he went into surgery. The whole thing ended up costing $5300. I still would have went through with everything even if I didn't have insurance for him but its a breath a fresh air to get that check. Also I sent the claim in and a week later I had my check in hand. They sent me a message asking how oscar was after his surgery. They really treat you like family!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Dachshund
  • AGE OF PET: 1 - 8

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10

out of 10

Outstanding Insurer

Everyone told us pet insurance was a waste of money. After a few years of vet's bills, however, we decided that the peace of mind was worth a few dollars each month to avoid the possibility of an excruciating decision down the road. Trupanion was one of several companies we considered. We have been completely satisfied with them; I only wish our other insurance companies were so responsive, service oriented, and reasonable. Our beagle is now almost 7 years old and was diagnosed with Cushing's disease about a year ago. Trupanion didn't blink; they have met all the responsibilities they committed to meet quickly and accurately. And they haven't jacked up our premiums to the hilt as a result of regular claims. A first-rate company. We couldn't be more pleased.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: 1 - 8

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10

out of 10

AMAZING COMPANY

I researched the heck out of pet insurance companies. Made the decision to go with Healthy Paws due to their outstanding reviews. And I am so glad I did. Our Honey Girl has been so well taken care of I still can't believe it. She needed TWO root canals and crowns this year. We've only been with HP for about a year prior. If our little girl didn't have this dental work she would have lost her two primary canine teeth. We certainly couldn't afford the $6K bill - but Healthy Paws covered 80% THAT'S AMAZING. We also learned a lot in this process. Please be warned that bully sticks and hard chew tows were to blame. We're now advocates of preventitive care and brush her teeth every day - yes we really are doing this. She's also on a water all natural additive to prevent tooth decay. Our out of pocket on these items was 100% (about $100 a year for special tooth paste and the healthy mouth wash) but considering the coverage with Healthy Paws we received for her surgery and caps, we owed it to our dog, our selves and our insurance company. Healthy Paws sent us concerned and supportive emails checking in on Honey Girl and their follow up is amazing. I wish they were our health care company, I get better service from them than from Blue Cross Blue Shield. I highly recommend Healthy Paws!!!! Great team, superb coverage and wonderful peace of mind. Thank you to everyone at Healthy Paws - you're nice people :-)
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Hassle-free claims

Never had a problem with a claim. I submitted receipt from vet online and in 2 working days i get a response, and money deposited directly to my designated account. This has been my 3rd time for a claim, and each time, it was hassle free.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Schnauzer
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws to the rescue

Thank you so much Healthy Paws for being there. You have the best customer service, respond quickly to questions and billing. You do everything you advertise and more. I have heard horror stories about other pet insurance companies. You came through for me and my Charlie with zero hassles. My Charlie was deathly sick and had to be hospitalized for three days with IV antibiotics and IV fluids. Did not think he was going to pull through. It was such a relief that I did not have to worry about high costs in medical bills. I wish everyone had their pet insurance through Healthy Paws. Thank you a million times over and for checking up on Charlie after the ordeal was over....that is real customer service!!!!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Sphynx
  • AGE OF PET: 1 - 8

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10

out of 10

Always there for me and my Fur Babies

Healthy Paws is unparalleled pet insurance. My youngest pug, Bojangles "Bo" just had to have extensive surgery and polyups were discovered during the surgery. I swallowed hard at the surgical estimate, but from past experience (yes this is not the 1st time) I was able to say take care of my "Bo", I have Healthy Paws Insurance. Once the surgery was over all I needed to do was submit my claim and the Vet/Surgeon clinical notes (Healthy Paws already had "Bo's" health history) and within 3 days I had a note on the amount covered and my check within 5 days. I filed my claim on line, the only thing that could make it easier is if they offered direct deposit of the claim check. About a week later they follow up to make sure all is good and to see how you and your pet are doing. Everyone that works there must be required to love animals.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: 1 - 8

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5

out of 10

Of course it doesn’t start when you first pay…

Thought when I bought this it would at least cover when my dog started limping about a week after I purchased it, so made a vet appt. No, coverage starts 2 wks in--so what is the 2 wks one pays for to get started? Dog is limping more and more but I cant afford vet bills is why I didnt have a dog until I found her at the dump--and why I thought it wise to at least pay for pet insurance.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Prompt Service and Quick Processing

When our lab was injured by another dog it was very frightening. Of course this would have happen off hours when our vet was not open. We went to an emergency 24/7 animal hospital where my dog spent the night after he was stitched up.I felt somewhat reassured that some of our out pocket expenses would be reimbursed. The only thing that could have been better with the claim was the reimbursement of the $100 emergency vet fee, feel they should consider covering this fee as it was not a regular exam.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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