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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Continued Excellent Service and Coverage

We have 4 dogs covered under our Embrace insurance policy, and have had the need to make some sizable claims (for a surgical procedure and for a severe illness) in the past couple of years. We have experienced consistently good service on all our claims, including the most recent claim for our puppy's bilateral iliopsoas strain. I have even done my due diligence and compared costs and coverage with other plans my friends have recommended, and remain convinced that Embrace provides the most comprehensive coverage at a reasonable cost, along with excellent customer service.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Whippet
  • AGE OF PET: 1 - 8

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10

out of 10

The best out there

I've had Embrace for 5 years now. One of my dachshunds, who is only 5 years old, just had her second major surgery due to disc disease. This company is amazing. The surgery cost 3, 800.31. I received a check for 3,013.05 ten days later. They are so prompt and friendly. Putting in a claim is supper easy too. No hassles whatsoever. When my dog had her first surgery two years ago, she needed physical therapy and Embrace even covered that. I couldn't be happier. They are truly the best company out there!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: 1 - 8

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10

out of 10

Prompt Payments!

I am impressed by the promptness of claim payments.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Longhair
  • AGE OF PET: 1 - 8

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10

out of 10

ASPCA, always there when I need them

ASPCA Pet Insurance has played a very important role in helping me provide quality health care for my Yorkshire Terrier. Their service is prompt and the people that work for ASPCA Pet Insurance are the greatest!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Great service, great coverage

We are so grateful to Healthy Paws for providing us excellent service since the very beginning, when our puppy Henry partially tore a ligament. The customer service representatives guided us in filing our first claim, and we received our reimbursement shortly after. Henry has unfortunately had other illnesses and misfortunes, but we always felt confident that we could get the best care for him because of Healthy Paws' support. I would definitely recommend Healthy Paws to anyone who is looking for the most dependable pet insurance.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mastiff
  • AGE OF PET: 1 - 8

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1

out of 10

Glad I didn't continue coverage

Received one month of complementary insurance upon adopting our dog from the AZ Animal Welfare League. Shelter vet noted anal irritation before we adopted him. About 2 weeks after adoption, we took him in to our own vet because he seemed "off" and it was discovered he had Kennel Cough and required antibiotics and oral steriods to treat. Claim was denied due to preexisting conditions clause. Yep, the fact that my vet noted his ongoing anal irritation (which was not on the claim) disqualified our claim. Filing claim was cumbersome, and processing took almost 4 weeks. Glad I did not wast a dime on this company.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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1

out of 10

24PetWatch does not honor policy. AVOID

They did not honor a claim for our dog's cancer treatment by stating or dog's illness predated the policy. In reality: No diagnosis or treatment or even lab tests were done before the policy went into effect. But because a skin abnormality was discovered during a routine visit to the vet the day before the illness clause went into effect, they denied any treatment for cancer from that point on. Read all the posts on this site. 24PetWatch is a total scam
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Staffordshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion Pet Insurance is the BEST

All of the customer service representatives are very compassionate. They explain everything thoroughly. They are available 24x7 and you do not have to wait long on the phone to speak with someone. The coverage is great. Everytime when ending a call with them, they always say that they hope Zevah is recovering well. They are truly concerned.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Prince

Thank you for the time u gave before he passed.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Absolutely the best service!

I have had several claims with my new pup and with each one Trupanion has come through with a timely response time. They specify what is covered, how much, and when the check is mailed. Could not ask for more.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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